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645 Sunset Drive

645 Sunset Drive, Mt Zion, IL 62549
Property in Mount Zion
Sold Jan 25, 2021
$113,000
$110,953 by Draper & Kramer Mortgage Corp
Mortgage
Local assessors in Mt Zion, IL have categorized 645 Sunset Drive as a residential type of property. The home was built in 1960 and is 64 years old. The property's lot size has been calculated to be 20,473 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a split level style. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. If we look only at the heated or air conditioned part of the building, then 645 Sunset Drive has a total of 552 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 560 sqft. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with brick control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Lots of brick were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 645 Sunset Drive sold most recently in Jan 15, 2021 for a total of $113,000. If you work out the math, that's approximately a cost of $204.71 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $2,805 in taxes each year. 645 Sunset Drive was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $39,896. If we break it down further, the land itself was valued at $5,338. Improvements to the property, however, were assessed at a total of $34,558. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1960
  • Effective Year Built: 1960
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Quality: C
  • Construction Type: Brick
  • Building Style: Split level
  • Exterior Walls Type: Brick
  • Basement Type: Partial basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 560
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 20,473
  • Total Building Area: 552
  • Building Area: 552
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: unknown
  • Heated Square Feet: 552
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: NEWBERRYS SECOND ADD
  • Land Acres: 0.47
  • Standard Land Use Code: Single family residential
  • Legal Description 1: NEWBERRYS 2ND ADDN LOT 11 ~ IRREG

Ownership

  • Current Owner : DURBIN JASON TODD
  • Current Owner 2: DURBIN ELIZABETH K
  • Previous Owner : ESTHER MCEVOY ESTATE
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Tenants by Entirety

Neighborhood

  • School District Name: Mount Zion Community Unit School District 3
  • Census Tract: 002500

Zoning

  • Zoning: MUNICIPAL

Geography

  • Account Number: 121704429001
  • District: 12
  • Parcel: 12-17-04-429-001
  • Lot: 11
  • Municipality: MT ZION
  • Latitude: 39.7754
  • Longitude: -88.8728

    Address

  • Full Address: 645 Sunset Dr
  • Address - House Number: 645
  • Address - Street Name: Sunset
  • Address - Suffix Type: Dr
  • State: IL
  • City Name: Mt Zion
  • Carrier Code: C003
  • 4-Digit Zip Code: 1524
  • Zip Code: 62549

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $2,805
  • Tax Rate Code Area: 12188

    Appraisal Valuation

  • Standard Deviation: 0.2272
  • Valuation Date: Jun 07, 2023
  • Confidence Score: 68
  • Final Value: 141,010
  • High Value: 173,054
  • Low Value: 108,966

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $110,953
  • First Open Lien Mortgage Lender: DRAPER & KRAMER MORTGAGE CORP
  • First Open Lien Mortgage Recording Date: Jan 25, 2021
  • First Open Lien Mortgage Loan Amount: $110,953
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA

    Market Valuation

  • Market Total Value: $119,700
  • Market Land Value: $16,016
  • Market Improvement Value: $103,684

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $39,896
  • Assessed Land Value: $5,338
  • Assessed Improvements Value: $34,558

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jan 15, 2021
  • Current Sale Recording Date: Jan 25, 2021
  • Current Sale Transaction ID: 11815725801
  • Current Sale Price: $113,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 1973586

    Last Sale Mortgage

  • First Mortgage Lender: DRAPER & KRAMER MORTGAGE CORP
  • First Mortgage Transaction Date: Jan 25, 2021
  • First Mortgage Loan Amount: $110,953
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA

About Mount Zion



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Frequently Asked Questions

What neighborhood is 645 Sunset Drive located in?
The 645 Sunset Drive is a located in the neighborhood of Mount Zion in Mount Zion, Mt Zion.
What is the average sales price for listings in 645 Sunset Drive?
The average sales price for units in 645 Sunset Drive is $0 currently.

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