Check Availability

645 Chapel Street

645 Chapel Street, Stratford, CT 06614
Property in Stratford
Sold Feb 04, 2019
$347,000
$340,714 by Bethpage Fcu
Mortgage
Sold Oct 01, 2009
$325,000
$319,113 by Bank Of America Na
Mortgage Due Oct 01, 2039
Local assessors in Stratford, CT have categorized 645 Chapel Street as a residential type of property. The home was built in 1959 and is 65 years old. It was most recently renovated and altered in 1983. The property's lot size has been calculated to be 37,462 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a ranch/rambler style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 645 Chapel Street has a total of 1,422 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. In addition, there is a spa or hot tub but no pool on the property. Perfect for those who want to host pool parties over the summer. Moving onto specific details regarding the building. Our sources show that the building condition is average. The building has a gable style roof that was made of asphalt. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. Residents rely on air conditioning for their cooling system. The home's a hot water heating system is the primary heating source and it is being fueled with oil. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 645 Chapel Street sold most recently in Jan 31, 2019 for a total of $347,000. If you work out the math, that's approximately a cost of $244.02 per sqft. Before that, the property was also sold for $325,000 in Jan 1, 1970. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $8,082 in taxes each year. 645 Chapel Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $201,040. If we break it down further, the land itself was valued at $85,680. Improvements to the property, however, were assessed at a total of $115,360. The property's total assessed value has been marked as more than the total market value which is pretty atypical. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1959
  • Effective Year Built: 1983
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Unfinished basement
  • Basement Area: 1,422
  • Garage Type: Garage
  • Parking Space Count: 0
  • Pool Type: Spa or hot tub (only)

    Dimensions

  • Lot Size Square Feet: 37,462
  • Total Building Area: 1,422
  • Gross Building Area: 4,110
  • Building Area: 1,422
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Hot water
  • Heated Square Feet: 1,422
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.86
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : MARTIGNETTI ANTHONY
  • Current Owner 2: MARTIGNETTI JESSICA
  • Previous Owner : GONZLEZ ROBERT E
  • Previous Owner 2: GONZALEZ MILAGROS
  • Owner Before Previous Owner: LILLEY JOAN EST
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: Stratford School District
  • School Tax School District: STRATFORD SD
  • Census Tract: 081200

Zoning

  • Zoning: RS-1

Geography

  • Account Number: 334400
  • Parcel: STRA M:50-17 B:3 L:6
  • Block: 3
  • Lot: 6
  • Municipality: STRATFORD
  • Latitude: 41.2367
  • Longitude: -73.1216

    Address

  • Full Address: 645 Chapel St
  • Address - House Number: 645
  • Address - Street Name: Chapel
  • Address - Suffix Type: St
  • State: CT
  • City Name: Stratford
  • Carrier Code: C046
  • 4-Digit Zip Code: 1672
  • Zip Code: 06614

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $8,082

    Appraisal Valuation

  • Standard Deviation: 0.2134
  • Valuation Date: Jul 19, 2023
  • Confidence Score: 70
  • Final Value: 464,825
  • High Value: 564,055
  • Low Value: 365,595

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $340,714
  • First Open Lien Mortgage Lender: BETHPAGE FCU
  • First Open Lien Mortgage Recording Date: Feb 04, 2019
  • First Open Lien Mortgage Loan Amount: $340,714
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $201,040
  • Assessed Land Value: $85,680
  • Assessed Improvements Value: $115,360

    Sales

  • Current Sale Contract Date: Jan 31, 2019
  • Current Sale Recording Date: Feb 04, 2019
  • Current Sale Transaction ID: 11571480157
  • Current Sale Price: $347,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Oct 01, 2009
  • Previous Sale Amount: $325,000
  • Previous Sale Document Type: Executor's Deed

    Last Sale Mortgage

  • First Mortgage Lender: BETHPAGE FCU
  • First Mortgage Transaction Date: Feb 04, 2019
  • First Mortgage Loan Amount: $340,714
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA

    Previous Mortgages

  • Previous Mortgage Lender: BANK OF AMERICA NA
  • Previous Mortgage Transaction Date: Oct 01, 2009
  • Previous Mortgage Loan Amount: $319,113
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Due Date: Oct 01, 2039

About Stratford



Similar Buildings

Currently no similar buildings around

Nearby Rentals

Unit for rent at 14 Algonquin Lane, Stratford, Connecticut, 06614

$2,600 /mo

  • 2 Beds
  • 1 Bath
  • 1,300 ft²
14 Algonquin Lane #C, Stratford, Connecticut, 06614 Listing by Isabelle Barere

Frequently Asked Questions

What neighborhood is 645 Chapel Street located in?
The 645 Chapel Street is a located in the neighborhood of Stratford in Stratford, Stratford.
What is the average sales price for listings in 645 Chapel Street?
The average sales price for units in 645 Chapel Street is $0 currently.

Quantcast