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644 West 3rd Street

644 West 3rd Street, Niles, OH 44446
Property in Weathersfield
Sold Aug 26, 2005
$101,000
$99,419 by Freedom Mortgage Corp
Mortgage Due Sep 01, 2035
Sold Jan 01, 1990
Transfer
644 West 3rd Street in Niles, OH was first built in 1900 and is 124 years old. Although, the building on the property was most recently renovated and altered in 1979. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a conventional style. There are a total of 2 floors. There are a total of 6 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 644 West 3rd Street has 2,380 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 1,148 sqft and has been categorized as a full basement. In total, the area measurement of the land is 103,673 square feet.

Learn more about the property and building on this page. There is a open porch. Water for the property is sourced from a water system. The property is connected to a sewer system. For those who need parking, there is a garage. The garage is 216 sqft. There is one available parking space. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as good. The exterior walls of the home are made of wood. Walk into the home itself and you'll find that it is currently being cooled with no air conditioning. As for heating, the home is utilizing baseboard heaters and being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 644 West 3rd Street sold most recently in Jan 1, 1970 for a total of $101,000. If you work out the math, that's approximately a cost of $42.44 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,395 in taxes each year. 644 West 3rd Street was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $25,450. If we break it down further, the land itself was valued at $4,690. Improvements to the property, however, were assessed at a total of $20,760. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1900
  • Effective Year Built: 1979
  • Total Rooms: 6
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Good
  • Building Quality: C
  • Construction Type: Frame
  • Building Style: Conventional
  • Exterior Walls Type: Wood
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 1,148
  • Garage Type: Garage
  • Garage Square Area: 216
  • Parking Space Count: 1
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 103,673
  • Total Building Area: 2,380
  • Building Area: 2,380
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: No air conditioning
  • Heating: Baseboard
  • Heated Square Feet: 2,380
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Land Acres: 2.38
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: 8421 15F2.38A THIRD ST PREZIOSO REPLAT

Ownership

  • Current Owner : MCCARTHY THOMAS J
  • Previous Owner : ARMSTRONG GLEN I
  • Previous Owner 2: ARMSTRONG SHERI L
  • Is Owner Occupied: Owner-occupied property
  • Owner Generation Identifier: JR

Neighborhood

  • School District Name: Niles City School District
  • School Tax School District: NILES CSD
  • Census Tract: 932802

Geography

  • Assessors Map Reference: 004 04900
  • Parcel: 25-012775
  • Lot: 8421
  • Municipality: NILES CITY
  • Latitude: 41.1758
  • Longitude: -80.775

    Address

  • Full Address: 644 W 3rd St
  • Address - House Number: 644
  • Street Direction: W
  • Address - Street Name: 3rd
  • Address - Suffix Type: St
  • State: OH
  • City Name: Niles
  • Carrier Code: C004
  • 4-Digit Zip Code: 1428
  • Zip Code: 44446

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,395
  • Tax Rate Code Area: 25

    Appraisal Valuation

  • Standard Deviation: 0.2389
  • Valuation Date: Jan 31, 2024
  • Confidence Score: 52
  • Final Value: 102,655
  • High Value: 127,186
  • Low Value: 78,123

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $99,419
  • First Open Lien Mortgage Lender: FREEDOM MORTGAGE CORP
  • First Open Lien Mortgage Recording Date: Aug 26, 2005
  • First Open Lien Mortgage Loan Amount: $99,419
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2035

    Market Valuation

  • Market Total Value: $72,700
  • Market Land Value: $13,400
  • Market Improvement Value: $59,300

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $25,450
  • Assessed Land Value: $4,690
  • Assessed Improvements Value: $20,760

    Sales

  • Current Sale Recording Date: Aug 26, 2005
  • Current Sale Transaction ID: 1199540914
  • Current Sale Price: $101,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Jan 01, 1990
  • Previous Sale Contract Date: Jan 01, 1990
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: FREEDOM MORTGAGE CORP
  • First Mortgage Transaction Date: Aug 26, 2005
  • First Mortgage Loan Amount: $99,419
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Sep 01, 2035

About Niles



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Frequently Asked Questions

What neighborhood is 644 West 3rd Street located in?
The 644 West 3rd Street is a located in the neighborhood of Weathersfield in Niles, Niles.
What is the average sales price for listings in 644 West 3rd Street?
The average sales price for units in 644 West 3rd Street is $0 currently.

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