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644 Waterfall Isle

644 Waterfall Isle, Alameda, CA 94501
Property in South Shore
Sold Oct 22, 2008
$793,000
$275,000 by Fremont Bank
Mortgage Due Oct 01, 2036
Local assessors in Alameda, CA have categorized 644 Waterfall Isle as a residential type of property. The home was built in 1965 and is 59 years old. It was most recently renovated and altered in 1966. The property's lot size has been calculated to be 7,050 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a style that we are currently unable to determine. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 8 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 644 Waterfall Isle has a total of 1,841 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 644 Waterfall Isle was last sold in Oct 15, 2008 for $793,000. According to our calculations, that's $430.74 per sqft. Current property owners are expected to pay $13,514 in taxes per year. The property on 644 Waterfall Isle was last assessed in 2022. As a result of that assessment, the total value of the property was placed at $955,241. To break that down further, the land itself was valued at $288,672. While improvements to the property were assessed at a total of $673,569. Based on our records, the total assessed value for this property has been marked as more than the total market value as of this moment. Which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1965
  • Effective Year Built: 1966
  • Building Count: 1
  • Total Rooms: 8
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Quality: C
  • Construction Type: Wood
  • Building Style: Other
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 7,050
  • Total Building Area: 1,841
  • Building Area: 1,841
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,841
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SOUTH SHORE UNIT #2
  • Land Acres: 0.162
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Residential income (general) (multi-family)
  • Legal Description 1: LOT: 00026 BLK: 0001 TR: 1898

Ownership

  • Current Owner : CHAKRABORTY RINI
  • Current Owner 2: CHUNG CHRISTINA
  • Previous Owner : HILGER LESLIE G
  • Previous Owner 2: GOODAN MARY ELENA
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Community Property

Neighborhood

  • School District Name: Alameda City Unified School District
  • Census Tract: 428600

Geography

  • Assessors Map Reference: 11-B4
  • Subdivision Tract Number: 1898
  • Parcel: 74-1290-97
  • Block: 1
  • Lot: 26
  • Municipality: CITY OF ALAMEDA
  • Latitude: 37.7673
  • Longitude: -122.27

    Address

  • Full Address: 644 Waterfall Isle
  • Address - House Number: 644
  • Address - Street Name: Waterfall
  • Address - Suffix Type: Isle
  • State: CA
  • City Name: Alameda
  • Carrier Code: C034
  • 4-Digit Zip Code: 5648
  • Zip Code: 94501

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $13,514
  • Tax Rate Code Area: 21-000

    Appraisal Valuation

  • Standard Deviation: 0.2019
  • Valuation Date: Jul 12, 2023
  • Confidence Score: 72
  • Final Value: 1,461,411
  • High Value: 1,756,587
  • Low Value: 1,166,235

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $275,000
  • First Open Lien Mortgage Lender: FREMONT BANK
  • First Open Lien Mortgage Recording Date: Sep 30, 2021
  • First Open Lien Mortgage Loan Amount: $275,000
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2036

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $955,241
  • Assessed Land Value: $288,672
  • Assessed Improvements Value: $673,569

    Sales

  • Current Sale Contract Date: Oct 15, 2008
  • Current Sale Recording Date: Oct 22, 2008
  • Current Sale Transaction ID: 1021148961
  • Current Sale Price: $793,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 2008305225

    Last Sale Mortgage

  • First Mortgage Lender: JPMORGAN CHASE BANK NA
  • First Mortgage Transaction Date: Oct 22, 2008
  • First Mortgage Loan Amount: $370,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: Nov 01, 2038

About East End



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Frequently Asked Questions

What neighborhood is 644 Waterfall Isle located in?
The 644 Waterfall Isle is a located in the neighborhood of South Shore in East End, Alameda.
What is the average sales price for listings in 644 Waterfall Isle?
The average sales price for units in 644 Waterfall Isle is $0 currently.

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