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6438 Montpelier Road

6438 Montpelier Road, Charlotte, NC 28210
Property in Starmount
Sold May 30, 2014
$160,000
$128,000 by First Citizens Bank & Trust Co
Mortgage Due Jun 01, 2044
Sold Jul 14, 2006
$133,000
$133,000 by Bank Of America Na
Mortgage Due Aug 01, 2036
Local assessors in Charlotte, NC have categorized 6438 Montpelier Road as a residential type of property. The home was built in 1961 and is 63 years old. It was most recently renovated and altered in 1980. The property's lot size has been calculated to be 10,019 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a unknown style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 5 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 6438 Montpelier Road has a total of 1,303 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Do you like to entertain? The home has a porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a gable style roof that was made of asphalt. Lots of brick were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. The property was last sold in May 29, 2014 for $160,000. That's $122.79 per sqft. Prior to that sales transaction, the property was also sold in Jul 14, 2006 for $133,000. 6438 Montpelier Road was last assessed in 2023. The total value of the property was assessed at $387,400. Specifically, the land the property is located on was valued at $195,000. While improvements on the property were assessed at a total of $192,400. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $2,610. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1961
  • Effective Year Built: 1980
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Unknown
  • Exterior Walls Type: Brick
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Parking Space Count: 0
  • Porch Type: Porch

    Dimensions

  • Lot Size Square Feet: 10,019
  • Total Building Area: 1,303
  • Gross Building Area: 1,303
  • Building Area: 1,303
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,303
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: STARMOUNT
  • Land Acres: 0.23
  • Standard Land Use Code: Single family residential
  • Legal Description 1: L15 B16 M8-527

Ownership

  • Current Owner : LIZARAZO ANDRES
  • Current Owner 2: LIZARAZO JESSICA
  • Previous Owner : HUDSON JEFFERY
  • Previous Owner 2: HUDSON EMILY
  • Owner Before Previous Owner: KANE MONICA
  • Owner Before Previous Owner 2: TOSCANO SALVATORE
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Charlotte-Mecklenburg Schools
  • School Tax School District: CHARLOTTE
  • Census Tract: 003106

Zoning

  • Zoning: R-4

Geography

  • Assessors Map Reference: 173-05
  • District: 1
  • Parcel: 173-055-05
  • Block: 16
  • Lot: 15
  • Municipality: CHARLOTTE
  • Latitude: 35.1438
  • Longitude: -80.8708

    Address

  • Full Address: 6438 Montpelier Rd
  • Address - House Number: 6438
  • Address - Street Name: Montpelier
  • Address - Suffix Type: Rd
  • State: NC
  • City Name: Charlotte
  • Carrier Code: C087
  • 4-Digit Zip Code: 5217
  • Zip Code: 28210

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $2,610
  • Tax Rate Code Area: CITY OF CH

    Appraisal Valuation

  • Standard Deviation: 0.2027
  • Valuation Date: Apr 26, 2023
  • Confidence Score: 72
  • Final Value: 399,919
  • High Value: 480,998
  • Low Value: 318,839

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $128,000
  • First Open Lien Mortgage Lender: FIRST CITIZENS BANK & TRUST CO
  • First Open Lien Mortgage Recording Date: May 30, 2014
  • First Open Lien Mortgage Loan Amount: $128,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2044

    Market Valuation

  • Market Total Value: $387,400
  • Market Land Value: $195,000
  • Market Improvement Value: $192,400

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $387,400
  • Assessed Land Value: $195,000
  • Assessed Improvements Value: $192,400

    Sales

  • Current Sale Contract Date: May 29, 2014
  • Current Sale Recording Date: May 30, 2014
  • Current Sale Transaction ID: 1197767573
  • Current Sale Price: $160,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2014059983
  • Previous Sale Recording Date: Jul 14, 2006
  • Previous Sale Contract Date: Jul 14, 2006
  • Previous Sale Amount: $133,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FIRST CITIZENS BANK & TRUST CO
  • First Mortgage Transaction Date: May 30, 2014
  • First Mortgage Loan Amount: $128,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jun 01, 2044

    Previous Mortgages

  • Previous Mortgage Lender: BANK OF AMERICA NA
  • Previous Mortgage Transaction Date: Jul 14, 2006
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $133,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Aug 01, 2036

About Starmount



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Frequently Asked Questions

What neighborhood is 6438 Montpelier Road located in?
The 6438 Montpelier Road is a located in the neighborhood of Starmount in Starmount, Charlotte.
What is the average sales price for listings in 6438 Montpelier Road?
The average sales price for units in 6438 Montpelier Road is $0 currently.

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