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6430 North Rural Street

6430 North Rural Street, Indianapolis, IN 46220
House in Glendale
Sold Nov 15, 2021
$271,100
$216,875 by Rocket Mortgage Llc
Mortgage
Sold Apr 29, 2020
$256,000
$204,800 by Ruoff Mortgage Co Inc
Mortgage
6430 North Rural Street has been categorized by the local assessors in Indianapolis, IN as a residential type of property. The building on the property was first built in 1954 and is 70 years old. However, we must point out that the home was most recently renovated and altered in 1980. The home has a total of 7 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 6430 North Rural Street has 1,712 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Those looking for additional storage or space will be happy to hear that there is a full basement that is 1,712 sqft. Please note, that typically the basement, garage, and or porch square footage is not included in the calculations of the living area square footage. The linear feet between the front and back of the lot is 1,750 ft and across the front of the lot is 1,000 ft. The area measurement of the land has been determined as 17,511 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. The garage measured 560 sqft. According to our sources, there are a total of 2 available parking spaces. Moving on to the building itself. The condition of the building has been evaluated as average. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with masonry control joints. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The roof of the building is made of asphalt. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a central heating system. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from none system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 6430 North Rural Street sold most recently in Oct 30, 2021 for a total of $271,100. If you work out the math, that's approximately a cost of $68.05 per sqft. Before that, the property was also sold for $256,000 in Apr 27, 2020. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $8,307 in taxes each year. 6430 North Rural Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $350,000. If we break it down further, the land itself was valued at $58,400. Improvements to the property, however, were assessed at a total of $291,600. The property's total market value has been marked the same as the total assessed value which is pretty typical. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Stone Exterior
Wood Exterior
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1954
  • Effective Year Built: 1980
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 7
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Masonry
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 1,712
  • Garage Type: Attached
  • Garage Square Area: 560
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 17,511
  • Lot Size Depth Feet: 1,750
  • Lot Size Frontage Feet: 1,000
  • Total Building Area: 3,984
  • Gross Building Area: 3,984
  • Building Area: 1,712
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,712
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: None
  • Water Service: None

Building

  • Property Class: Residential
  • Subdivision: MAPLEWOOD 1ST SEC
  • Land Acres: 0.402
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: MAPLEWOOD SEC 1 L11

Ownership

  • Current Owner : STEVENS SARA M
  • Previous Owner : STEVENS JOHN H
  • Previous Owner 2: STEVENS SARA M
  • Owner Before Previous Owner: THRASHER JENNIFER R
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Washington Township Metropolitan School District
  • Census Tract: 320500

Geography

  • Assessors Map Reference: 2120-C3
  • District: 0008
  • Section: 310
  • Parcel: 49-02-31-103-003.000-800
  • Lot: 11
  • Municipality: WASHINGTON TOWNSHIP
  • Latitude: 39.8731
  • Longitude: -86.1179

    Address

  • Full Address: 6430 N Rural St
  • Address - House Number: 6430
  • Street Direction: N
  • Address - Street Name: Rural
  • Address - Suffix Type: St
  • State: IN
  • City Name: Indianapolis
  • Carrier Code: C025
  • 4-Digit Zip Code: 2267
  • Zip Code: 46220

Valuation

    Tax

  • Total Area: 3,424
  • Tax Year: 2022
  • Tax Amount: $8,307
  • Tax Rate Code Area: 800

    Appraisal Valuation

  • Standard Deviation: 0.2198
  • Valuation Date: Jan 27, 2024
  • Confidence Score: 69
  • Final Value: 360,562
  • High Value: 439,844
  • Low Value: 281,280

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $216,875
  • First Open Lien Mortgage Lender: ROCKET MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Nov 15, 2021
  • First Open Lien Mortgage Loan Amount: $216,875
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional

    Market Valuation

  • Market Total Value: $350,000
  • Market Land Value: $58,400
  • Market Improvement Value: $291,600

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $350,000
  • Assessed Land Value: $58,400
  • Assessed Improvements Value: $291,600

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Oct 30, 2021
  • Current Sale Recording Date: Nov 15, 2021
  • Current Sale Transaction ID: 11869099075
  • Current Sale Price: $271,100
  • Current Sale Document Type: Intrafamily Transfer & Dissolution
  • Current Sale Input Document Number: A202100151853
  • Previous Sale Recording Date: Apr 29, 2020
  • Previous Sale Contract Date: Apr 27, 2020
  • Previous Sale Amount: $256,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: ROCKET MORTGAGE LLC
  • First Mortgage Transaction Date: Nov 15, 2021
  • First Mortgage Loan Amount: $216,875
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional

    Previous Mortgages

  • Previous Mortgage Lender: RUOFF MORTGAGE CO INC
  • Previous Mortgage Transaction Date: Apr 29, 2020
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $204,800
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional

About Glendale



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Frequently Asked Questions

What neighborhood is 6430 North Rural Street located in?
The 6430 North Rural Street is a house located in the neighborhood of Glendale in Glendale, Indianapolis.
What is the average sales price for listings in 6430 North Rural Street?
The average sales price for units in 6430 North Rural Street is $0 currently.

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