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643 Mississippi Terrace

643 Mississippi Terrace, Le Claire, IA 52753
Property in Scott
Sold Jul 16, 2014
$168,500
$165,445 by Ruhl Mortgage Llc
Mortgage Due Aug 01, 2044
Sold May 06, 2013
$165,000
$161,986 by Shelter Mortgage Company Llc
Mortgage Due Jun 01, 2043
643 Mississippi Terrace has been categorized by the local assessors in Le Claire, IA as a residential type of property. The building on the property was first built in 1979 and is 45 years old. The home has a total of 7 rooms. 4 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There are 2 partial bathrooms in the home. In addition, 643 Mississippi Terrace has 1,168 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Those looking for additional storage or space will be happy to hear that there is a finished improved basement that is 1,168 sqft. Please note, that typically the basement, garage, and or porch square footage is not included in the calculations of the living area square footage. The area measurement of the land has been determined as 17,293 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a a-frame style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage underground or in the basement for those who require parking. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying a open porch. Moving on to the building itself. The condition of the building has been evaluated as average. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. From what we've gathered, the quality of these control joints have been graded with a letter grade of C+ by the local assessor. The building has a gable style roof made of asphalt. The exterior walls of the building are made of wood siding. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a forced air unit and being fueled with gas. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from none system. The property was last sold in Jun 4, 2014 for $168,500. That's $144.26 per sqft. Prior to that sales transaction, the property was also sold in Apr 23, 2013 for $165,000. 643 Mississippi Terrace was last assessed in 2023. The total value of the property was assessed at $217,400. Specifically, the land the property is located on was valued at $48,900. While improvements on the property were assessed at a total of $168,500. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $3,164. Looking to take out a mortage loan? You may want to consider a conventional loan, which is considered one of the most common type of loans on the market. We'll cover the two different types of conventional loans (aka conforming and non-conforming), the pros and cons, and how they could benefit you compared to a FHA or specialty loan. Read more about conventional loans and how you can qualify for one. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1979
  • Effective Year Built: 1979
  • Total Rooms: 7
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C+
  • Construction Type: Frame
  • Building Style: A-frame
  • Exterior Walls Type: Wood siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Cover: Carpet
  • Basement Type: Finished improved basement
  • Basement Area: 1,168
  • Garage Type: Underground/basement
  • Parking Space Count: 2
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 17,293
  • Total Building Area: 1,168
  • Gross Building Area: 1,168
  • Building Area: 1,168
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,168
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: None

Building

  • Property Class: Residential
  • Subdivision: HART'S 2ND ADD
  • Land Acres: 0.397
  • Standard Land Use Code: Single family residential
  • Legal Description 1: HART'S 2ND ADD LOT: 018 HART'S 2ND ADD LOTS18,19 & S 10' LOT 20

Ownership

  • Current Owner : REAM REBECCA
  • Previous Owner : MAXWELL THOMAS S
  • Previous Owner 2: MAXWELL SARAH
  • Owner Before Previous Owner: CONKLIN MATTHEW
  • Owner Before Previous Owner 2: CONKLIN COURTNEY
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Pleasant Valley Community School District
  • School Tax School District: PLEASANT VALLEY
  • Census Tract: 010104

Geography

  • Assessors Map Reference: PM 850219319--2
  • District: LE
  • Parcel: 850219319--2
  • Lot: 18-20
  • Municipality: LECLAIRE PLEASANT VALLE
  • Latitude: 41.5939
  • Longitude: -90.3516

    Address

  • Full Address: 643 Mississippi Ter
  • Address - House Number: 643
  • Address - Street Name: Mississippi
  • Address - Suffix Type: Ter
  • State: IA
  • City Name: Le Claire
  • Carrier Code: R003
  • 4-Digit Zip Code: 9568
  • Zip Code: 52753

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,164
  • Tax Rate Code Area: LEP

    Appraisal Valuation

  • Standard Deviation: 0.1839
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 75
  • Final Value: 253,185
  • High Value: 299,771
  • Low Value: 206,599

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $173,276
  • First Open Lien Mortgage Lender: RUHL MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Jul 16, 2014
  • First Open Lien Mortgage Loan Amount: $165,445
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2044
  • Second Open Lien Mortgage Lender: PENNYMAC LOAN SERVICES LLC
  • Second Open Lien Mortgage Recording Date: Aug 12, 2021
  • Second Open Lien Mortgage Loan Amount: $7,831
  • Second Open Lien Mortgage Term: 308
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Stand Alone Second
  • Second Open Lien Mortgage Loan Due Date: May 01, 2047

    Market Valuation

  • Market Total Value: $217,400
  • Market Land Value: $48,900
  • Market Improvement Value: $168,500

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $217,400
  • Assessed Land Value: $48,900
  • Assessed Improvements Value: $168,500

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jun 04, 2014
  • Current Sale Recording Date: Jul 16, 2014
  • Current Sale Transaction ID: 1103814075
  • Current Sale Price: $168,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2014-00017230
  • Previous Sale Recording Date: May 06, 2013
  • Previous Sale Contract Date: Apr 23, 2013
  • Previous Sale Amount: $165,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: RUHL MORTGAGE LLC
  • First Mortgage Transaction Date: Jul 16, 2014
  • First Mortgage Loan Amount: $165,445
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Aug 01, 2044

    Previous Mortgages

  • Previous Mortgage Lender: SHELTER MORTGAGE COMPANY LLC
  • Previous Mortgage Transaction Date: May 06, 2013
  • Previous Mortgage Loan Amount: $161,986
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Jun 01, 2043

About Le Claire



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Frequently Asked Questions

What neighborhood is 643 Mississippi Terrace located in?
The 643 Mississippi Terrace is a located in the neighborhood of Scott in Le Claire, Le Claire.
What is the average sales price for listings in 643 Mississippi Terrace?
The average sales price for units in 643 Mississippi Terrace is $0 currently.

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