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642 Ferdinand Court

642 Ferdinand Court, Fernandina Beach, FL 32034
Property in Fernandina Beach
Sold Oct 07, 2010
$330,000
$230,000 by Branch Banking And Trust Co
Mortgage Due Oct 01, 2040
Local assessors in Fernandina Beach, FL have categorized 642 Ferdinand Court as a residential type of property. The home was built in 2010 and is 14 years old. The property's lot size has been calculated to be 9,000 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 3 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 642 Ferdinand Court has a total of 2,567 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 478 sqft. Do you like to entertain? The home has both a unknown and a unknown so you'll have great options in both the front and back of the home. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a cathedral style roof that was made of metal. Lots of wood were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Sep 21, 2010 for $330,000. That's $108.37 per sqft. 642 Ferdinand Court was last assessed in 2023. The total value of the property was assessed at $316,234. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $4,470. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2010
  • Effective Year Built: 2010
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Building Quality: C
  • Construction Type: Wood
  • Exterior Walls Type: Wood
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Cathedral
  • Roof Cover Type: Metal
  • Floor Count: 2
  • Living Units: 1
  • Floor Cover: Tile
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 478
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 9,000
  • Total Building Area: 3,045
  • Gross Building Area: 3,045
  • Building Area: 2,567
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 2,567
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: ISLE DE MAI AT AMELIA
  • Land Acres: 0.207
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 192 IN OR 1703/1173 ISLE DE MAI AT AMELIA #2 PB 7/188

Ownership

  • Current Owner : SAWICKI RAYMOND J
  • Current Owner 2: SAWICKI DOROTHY C
  • Previous Owner : SEDA CONSTRUCTION COMPANY
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Nassau County School District
  • Census Tract: 050204

Geography

  • Parcel: 00-00-31-087I-0192-0000
  • Lot: 192
  • Meridian: SEC 04 TWN 02N RNG 28E
  • Municipality: FERNANDINA BEACH
  • Latitude: 30.627
  • Longitude: -81.4613

    Address

  • Full Address: 642 Ferdinand Ct
  • Address - House Number: 642
  • Address - Street Name: Ferdinand
  • Address - Suffix Type: Ct
  • State: FL
  • City Name: Fernandina Beach
  • Carrier Code: R014
  • 4-Digit Zip Code: 9262
  • Zip Code: 32034

Valuation

    Tax

  • Total Area: 2,697
  • Tax Year: 2023
  • Tax Amount: $4,470
  • Tax Rate Code Area: 2

    Appraisal Valuation

  • Standard Deviation: 0.1815
  • Valuation Date: Feb 28, 2024
  • Confidence Score: 76
  • Final Value: 844,509
  • High Value: 997,860
  • Low Value: 691,158

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $230,000
  • First Open Lien Mortgage Lender: BRANCH BANKING AND TRUST CO
  • First Open Lien Mortgage Recording Date: Oct 07, 2010
  • First Open Lien Mortgage Loan Amount: $230,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2040

    Market Valuation

  • Market Total Value: $604,030
  • Market Land Value: $140,000
  • Market Improvement Value: $464,030

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $316,234

    Exemptions

  • Senior Citizen Exemption : Yes
  • Widow Exemption: Yes
  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Sep 21, 2010
  • Current Sale Recording Date: Oct 07, 2010
  • Current Sale Transaction ID: 1109371310
  • Current Sale Price: $330,000
  • Current Sale Document Type: Corporation Deed
  • Current Sale Input Document Number: 201027388

    Last Sale Mortgage

  • First Mortgage Lender: BRANCH BANKING AND TRUST CO
  • First Mortgage Transaction Date: Oct 07, 2010
  • First Mortgage Loan Amount: $230,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Oct 01, 2040

About Fernandina Beach



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Frequently Asked Questions

What neighborhood is 642 Ferdinand Court located in?
The 642 Ferdinand Court is a located in the neighborhood of Fernandina Beach in Fernandina Beach, Fernandina Beach.
What is the average sales price for listings in 642 Ferdinand Court?
The average sales price for units in 642 Ferdinand Court is $0 currently.

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