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6409 Heritage Trace Drive

6409 Heritage Trace Drive, Mobile, AL 36695
Property in Milkhouse
Sold Jul 21, 2020
$167,900
$134,320 by Renasant Bank
Mortgage Due Aug 01, 2050
Sold Dec 15, 2005
$131,500
$131,500 by Wachovia Mortgage Corp
Mortgage Due Dec 01, 2035
6409 Heritage Trace Drive has been categorized by the local assessors in Mobile, AL as a residential type of property. The building on the property was first built in 1989 and is 35 years old. However, we must point out that the home was most recently renovated and altered in 2004. The home has a total of 6 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 3 partial bathrooms in the home. The building has a total of 2 stories. In addition, 6409 Heritage Trace Drive has 948 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 43,560 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a carport for those who require parking. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying a open porch. The building has a gable or hip style roof made of asphalt. The exterior walls of the building are made of stucco. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a forced air unit. There is a single fireplace in the home. Perfect for those wintery nights. The property was last sold in Jul 20, 2020 for $167,900. That's $80.03 per sqft. Prior to that sales transaction, the property was also sold in Nov 15, 2005 for $131,500. 6409 Heritage Trace Drive was last assessed in 2023. The total value of the property was assessed at $17,960. Specifically, the land the property is located on was valued at $3,600. While improvements on the property were assessed at a total of $14,360. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $1,083. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1989
  • Effective Year Built: 2004
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Exterior Walls Type: Stucco
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Floor Cover: Tile
  • Basement Area: 0
  • Garage Type: Carport
  • Parking Space Count: 2
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 43,560
  • Lot Size Frontage Feet: 0
  • Total Building Area: 2,098
  • Building Area: 2,098
  • Building Area Measurement: Adjusted Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 948
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: HERITAGE HILLS
  • Land Acres: 1
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 38 HERITAGE HILLS MBK 42 PAGE 116

Ownership

  • Current Owner : POLHILL EMILY ANN
  • Current Owner 2: HOGGARD RICK JASON
  • Previous Owner : CAPLES JAMES H
  • Previous Owner 2: CAPLES ANGELA K
  • Owner Before Previous Owner: CITICORP TRUST BANK FSB
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Mobile County School District
  • Census Tract: 003708

Geography

  • Account Number: 02115062
  • Parcel: 33 03 08 4 000 001.373
  • Lot: 38
  • Meridian: SEC 08 TWN 5S RNG 2W
  • Municipality: MOBILE
  • Latitude: 30.6198
  • Longitude: -88.1928

    Address

  • Full Address: 6409 Heritage Trace Dr
  • Address - House Number: 6409
  • Address - Street Name: Heritage Trace
  • Address - Suffix Type: Dr
  • State: AL
  • City Name: Mobile
  • Carrier Code: C042
  • 4-Digit Zip Code: 6203
  • Zip Code: 36695

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,083

    Appraisal Valuation

  • Standard Deviation: 0.483
  • Valuation Date: Oct 25, 2023
  • Confidence Score: 3
  • Final Value: 247,921
  • High Value: 367,678
  • Low Value: 128,163

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $134,320
  • First Open Lien Mortgage Lender: RENASANT BANK
  • First Open Lien Mortgage Recording Date: Jul 21, 2020
  • First Open Lien Mortgage Loan Amount: $134,320
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2050

    Market Valuation

  • Market Total Value: $179,600
  • Market Land Value: $36,000
  • Market Improvement Value: $143,600

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $17,960
  • Assessed Land Value: $3,600
  • Assessed Improvements Value: $14,360

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jul 20, 2020
  • Current Sale Recording Date: Jul 21, 2020
  • Current Sale Transaction ID: 11774185689
  • Current Sale Price: $167,900
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020043378
  • Previous Sale Recording Date: Dec 15, 2005
  • Previous Sale Contract Date: Nov 15, 2005
  • Previous Sale Amount: $131,500
  • Previous Sale Document Type: Special Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: RENASANT BANK
  • First Mortgage Transaction Date: Jul 21, 2020
  • First Mortgage Loan Amount: $134,320
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: WACHOVIA MORTGAGE CORP
  • Previous Mortgage Transaction Date: Dec 15, 2005
  • Previous Mortgage Loan Amount: $131,500
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • Previous Mortgage Loan Due Date: Dec 01, 2035

About Milkhouse



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Frequently Asked Questions

What neighborhood is 6409 Heritage Trace Drive located in?
The 6409 Heritage Trace Drive is a located in the neighborhood of Milkhouse in Milkhouse, Mobile.
What is the average sales price for listings in 6409 Heritage Trace Drive?
The average sales price for units in 6409 Heritage Trace Drive is $0 currently.

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