640 Belle Terre Road

640 Belle Terre Road has been categorized by the local assessors in Port Jefferson, NY as a office type of property. The area measurement of the land has been determined as 9,583 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. The property was last sold in Jan 22, 2020 for $225,000. Prior to that sales transaction, the property was also sold in Dec 1, 2015 for $850,000. 640 Belle Terre Road was last assessed in 2023. The total value of the property was assessed at $8,000. Specifically, the land the property is located on was valued at $400. While improvements on the property were assessed at a total of $7,600. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $25,845. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.