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638 Elm Street

638 Elm Street, Endicott, NY 13760
Property in Union
Sold May 25, 2021
$100,000
$98,188 by Homestead Funding Corp
Mortgage Due Jun 01, 2051
Sold Apr 26, 2017
$80,000
$78,551 by E Mortgage Management Llc
Mortgage Due May 01, 2047
638 Elm Street has been categorized by the local assessors in Endicott, NY as a residential type of property. The building on the property was first built in 1933 and is 91 years old. The home has a total of 5 rooms. 2 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. The building has a total of 2 stories. In addition, 638 Elm Street has 937 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,240 ft and across the front of the lot is 490 ft. The area measurement of the land has been determined as 6,076 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a traditional style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a detached garage for those who require parking. The garage measured 280 sqft. According to our sources, there is one available parking space. Residents will have the luxury of enjoying a covered porch. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The exterior walls of the building are made of alum/vinyl siding. In terms of heating, it is utilizing a forced air unit and being fueled with gas. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 638 Elm Street sold most recently in May 14, 2021 for a total of $100,000. If you work out the math, that's approximately a cost of $106.72 per sqft. Before that, the property was also sold for $80,000 in Apr 25, 2017. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $2,591 in taxes each year. 638 Elm Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $2,400. If we break it down further, the land itself was valued at $225. Improvements to the property, however, were assessed at a total of $2,175. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Swimming Pool

Outdoor Pool
Above Ground Pool

Parking

Attached Garage
Garage Parking
Detached Garage

Driveway

Driveway

Outdoor Space

Garden

Condition

Level Lot
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1933
  • Effective Year Built: 1933
  • Total Rooms: 5
  • Bedroom Count: 2
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Traditional
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 280
  • Parking Space Count: 1
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 6,076
  • Lot Size Depth Feet: 1,240
  • Lot Size Frontage Feet: 490
  • Total Building Area: 937
  • Building Area: 937
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 937
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: LATOURETTE AND LEBARON FARM
  • Land Acres: 0.139
  • Standard Land Use Code: Single family residential
  • Legal Description 1: R1 0030K3000B3200000000

Ownership

  • Current Owner : CROSSMAN AARON R S
  • Previous Owner : CUNNINGHAM MEGAN
  • Previous Owner 2: CUNNINGHAM KATHLEEN
  • Owner Before Previous Owner: MITTL JESSICA
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Union-Endicott Central School District
  • School Tax School District: UNION-ENDICOTT
  • Census Tract: 013301

Zoning

  • Zoning: US-F

Geography

  • Account Number: 46000387300
  • District: 034689
  • Section: 156.51
  • Parcel: 034689 156.51-2-2
  • Block: 2
  • Lot: 2.000
  • Municipality: UNION (TOV)
  • Latitude: 42.0979
  • Longitude: -76.079

    Address

  • Full Address: 638 Elm St
  • Address - House Number: 638
  • Address - Street Name: Elm
  • Address - Suffix Type: St
  • State: NY
  • City Name: Endicott
  • Carrier Code: C024
  • 4-Digit Zip Code: 3905
  • Zip Code: 13760

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,591
  • Tax Rate Code Area: 34601

    Appraisal Valuation

  • Standard Deviation: 0.4541
  • Valuation Date: Jan 31, 2024
  • Confidence Score: 9
  • Final Value: 589,216
  • High Value: 856,836
  • Low Value: 321,595

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $98,188
  • First Open Lien Mortgage Lender: HOMESTEAD FUNDING CORP
  • First Open Lien Mortgage Recording Date: May 25, 2021
  • First Open Lien Mortgage Loan Amount: $98,188
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2051

    Market Valuation

  • Market Total Value: $69,364
  • Market Land Value: $6,503
  • Market Improvement Value: $62,861

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $2,400
  • Assessed Land Value: $225
  • Assessed Improvements Value: $2,175

    Sales

  • Current Sale Contract Date: May 14, 2021
  • Current Sale Recording Date: May 25, 2021
  • Current Sale Transaction ID: 11836609802
  • Current Sale Price: $100,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 202100014077
  • Previous Sale Recording Date: Apr 26, 2017
  • Previous Sale Contract Date: Apr 25, 2017
  • Previous Sale Amount: $80,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: HOMESTEAD FUNDING CORP
  • First Mortgage Transaction Date: May 25, 2021
  • First Mortgage Loan Amount: $98,188
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jun 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: E MORTGAGE MANAGEMENT LLC
  • Previous Mortgage Transaction Date: Apr 26, 2017
  • Previous Mortgage Loan Amount: $78,551
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: May 01, 2047

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Frequently Asked Questions

What neighborhood is 638 Elm Street located in?
The 638 Elm Street is a located in the neighborhood of Union in Broome, Endicott.
What is the average sales price for listings in 638 Elm Street?
The average sales price for units in 638 Elm Street is $0 currently.

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