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637 St George Drive

637 St George Drive, El Cajon, CA 92019
Property in Harbison Canyon
Sold Sep 21, 2021
$765,000
$726,750 by Cardinal Financial Company Lp
Mortgage Due Oct 01, 2051
Sold Jun 26, 2008
$350,000
$344,592 by Guild Mortgage Co
Mortgage Due Jul 01, 2038
637 St George Drive has been categorized by the local assessors in El Cajon, CA as a residential type of property. The building on the property was first built in 1955 and is 69 years old. However, we must point out that the home was most recently renovated and altered in 2005. The home has a total of 2 bedrooms. Residents will have access to 3 full bathrooms. There are 3 partial bathrooms in the home. In addition, 637 St George Drive has 1,932 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 9,470 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. According to our sources, there are a total of 2 available parking spaces. The property was last sold in Aug 11, 2021 for $765,000. That's $395.96 per sqft. Prior to that sales transaction, the property was also sold in Jun 5, 2008 for $350,000. 637 St George Drive was last assessed in 2023. The total value of the property was assessed at $780,299. Specifically, the land the property is located on was valued at $278,676. While improvements on the property were assessed at a total of $501,623. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $9,305. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1955
  • Effective Year Built: 2005
  • Building Count: 1
  • Bedroom Count: 2
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 9,470
  • Total Building Area: 1,932
  • Building Area: 1,932
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,932
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: HARBISON CANYON
  • Land Acres: 0.217
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Pipeline or right-of-way
  • Legal Description 1: BLK P LOTS 2 & 3 TR 001961

Ownership

  • Current Owner : AGUILAR RAMON CASTREJON
  • Current Owner 2: AGUILAR NORMA GUADALUPE
  • Previous Owner : SANDERS LANCE A
  • Previous Owner 2: SANDERS MELISSA N
  • Owner Before Previous Owner: DEUTSCHE BANK NATIONAL TRUST CO
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Tenants in Common

Neighborhood

  • School District Name: Grossmont Union High School District
  • School Tax School District: ALPINE UNION
  • Census Tract: 015502

Zoning

  • Zoning: RS

Geography

  • Assessors Map Reference: 001961
  • Subdivision Tract Number: 001961
  • Parcel: 399-260-11-00
  • Block: P
  • Lot: 2,3
  • Municipality: ALPINE UNION
  • Latitude: 32.8177
  • Longitude: -116.834

    Address

  • Full Address: 637 Saint George Dr
  • Address - House Number: 637
  • Address - Street Name: Saint George
  • Address - Suffix Type: Dr
  • State: CA
  • City Name: El Cajon
  • Carrier Code: R002
  • 4-Digit Zip Code: 1432
  • Zip Code: 92019

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $9,305
  • Tax Rate Code Area: 51-063

    Appraisal Valuation

  • Standard Deviation: 0.1679
  • Valuation Date: Jan 27, 2024
  • Confidence Score: 78
  • Final Value: 932,245
  • High Value: 1,088,799
  • Low Value: 775,691

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $726,750
  • First Open Lien Mortgage Lender: CARDINAL FINANCIAL COMPANY LP
  • First Open Lien Mortgage Recording Date: Sep 21, 2021
  • First Open Lien Mortgage Loan Amount: $726,750
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2051

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $780,299
  • Assessed Land Value: $278,676
  • Assessed Improvements Value: $501,623

    Sales

  • Current Sale Contract Date: Aug 11, 2021
  • Current Sale Recording Date: Sep 21, 2021
  • Current Sale Transaction ID: 11856736869
  • Current Sale Price: $765,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 2021-0666627
  • Previous Sale Recording Date: Jun 26, 2008
  • Previous Sale Contract Date: Jun 05, 2008
  • Previous Sale Amount: $350,000
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: CARDINAL FINANCIAL COMPANY LP
  • First Mortgage Transaction Date: Sep 21, 2021
  • First Mortgage Loan Amount: $726,750
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Oct 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: GUILD MORTGAGE CO
  • Previous Mortgage Transaction Date: Jun 26, 2008
  • Previous Mortgage Loan Amount: $344,592
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Jul 01, 2038

About Harbison Canyon



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Frequently Asked Questions

What neighborhood is 637 St George Drive located in?
The 637 St George Drive is a located in the neighborhood of Harbison Canyon in Harbison Canyon, El Cajon.
What is the average sales price for listings in 637 St George Drive?
The average sales price for units in 637 St George Drive is $0 currently.

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