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637 East Loren Street

637 East Loren Street, Springfield, MO 65807
House in Phelps
Sold Jul 09, 2019
$112,400
$89,900 by Oakstar Bank Na
Mortgage Due Aug 01, 2034
Sold Sep 30, 2005
$123,300
$103,920 by Metropolitan National Bank
Mortgage Due Oct 01, 2035
637 East Loren Street in Springfield, MO was first built in 1925 and is 99 years old. This has been categorized as a residential property type. It is a single story home. There are a total of 6 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 3 partial bathrooms. 637 East Loren Street has 1,277 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 500 ft and the linear feet between the front and back of the lot is 1,550. In total, the area measurement of the land is 7,754 square feet.

Learn more about the property and building on this page. Water for the property is sourced from a water system. The property is connected to a sewer system. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 637 East Loren Street sold most recently in Jul 8, 2019 for a total of $112,400. If you work out the math, that's approximately a cost of $88.02 per sqft. Before that, the property was also sold for $123,300 in Sep 28, 2005. There could be many factors that caused the property to sell at a lower price and decrease in value. Tax-wise, the current owner is expected to pay close to $2,131 in taxes each year. 637 East Loren Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $39,940. If we break it down further, the land itself was valued at $3,610. Improvements to the property, however, were assessed at a total of $36,330. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Brick Exterior

Parking

Detached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1925
  • Effective Year Built: 1925
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Floor Count: 1
  • Basement Type: Unspecified basement
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 7,754
  • Lot Size Depth Feet: 1,550
  • Lot Size Frontage Feet: 500
  • Total Building Area: 1,277
  • Gross Building Area: 1,277
  • Building Area: 1,277
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,277
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: ROANOKE ADD
  • Land Acres: 0.178
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: ROANOKE ADD LOT 81

Ownership

  • Current Owner : HARVEY MICHELLE
  • Previous Owner : SELLARS JOHN E
  • Previous Owner 2: SELLARS JANE B
  • Owner Before Previous Owner: BUTLER ALAN A
  • Owner Before Previous Owner 2: BUTLER MARY G
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Springfield R-XII School District
  • School Tax School District: SPRINGFIELD
  • School Tax District Code 2: 105
  • School Tax District Code 3: NOFIRE
  • Census Tract: 000300

Zoning

  • Zoning: INC

Geography

  • Assessors Map Reference: MAP 1312252
  • Parcel: 88-13-25-221-017
  • Block: 221
  • Lot: 81
  • Meridian: SEC 25 TWN 29N RNG 22W
  • Municipality: SPRINGFIELD R12
  • Latitude: 37.194
  • Longitude: -93.2858

    Address

  • Full Address: 637 E Loren St
  • Address - House Number: 637
  • Street Direction: E
  • Address - Street Name: Loren
  • Address - Suffix Type: St
  • State: MO
  • City Name: Springfield
  • Carrier Code: C072
  • 4-Digit Zip Code: 1634
  • Zip Code: 65807

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,131

    Appraisal Valuation

  • Standard Deviation: 0.2752
  • Valuation Date: Jan 27, 2024
  • Confidence Score: 60
  • Final Value: 267,988
  • High Value: 341,747
  • Low Value: 194,228

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $89,900
  • First Open Lien Mortgage Lender: OAKSTAR BANK NA
  • First Open Lien Mortgage Recording Date: Jul 09, 2019
  • First Open Lien Mortgage Loan Amount: $89,900
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2034

    Market Valuation

  • Market Total Value: $210,200
  • Market Land Value: $19,000
  • Market Improvement Value: $191,200

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $39,940
  • Assessed Land Value: $3,610
  • Assessed Improvements Value: $36,330

    Sales

  • Current Sale Contract Date: Jul 08, 2019
  • Current Sale Recording Date: Jul 09, 2019
  • Current Sale Transaction ID: 11623343958
  • Current Sale Price: $112,400
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 022656-19
  • Previous Sale Recording Date: Sep 30, 2005
  • Previous Sale Contract Date: Sep 28, 2005
  • Previous Sale Amount: $123,300
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: OAKSTAR BANK NA
  • First Mortgage Transaction Date: Jul 09, 2019
  • First Mortgage Loan Amount: $89,900
  • First Mortgage Terms: 180
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 01, 2034

    Previous Mortgages

  • Previous Mortgage Lender: METROPOLITAN NATIONAL BANK
  • Previous Mortgage Transaction Date: Sep 30, 2005
  • Previous Mortgage Loan Amount: $103,920
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Oct 01, 2035

About Phelps



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Frequently Asked Questions

What neighborhood is 637 East Loren Street located in?
The 637 East Loren Street is a house located in the neighborhood of Phelps in Phelps, Springfield.
What is the average sales price for listings in 637 East Loren Street?
The average sales price for units in 637 East Loren Street is $0 currently.

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