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636 Crater Street

636 Crater Street, Charlotte, NC 28205
Property in Echo Hills
Sold Sep 22, 2022
$315,000
$259,500 by New American Funding
Mortgage Due Oct 01, 2053
Sold Sep 15, 2008
$127,000
$101,600 by Bank Of America Na
Mortgage Due Oct 01, 2038
Local assessors in Charlotte, NC have categorized 636 Crater Street as a residential type of property. The home was built in 1961 and is 63 years old. The property's lot size has been calculated to be 8,712 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a unknown style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 636 Crater Street has a total of 918 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a carport for those who need a place to park their vehicle. The garage on the property is 200 sqft. Do you like to entertain? The home has both a open porch and a patio so you'll have great options in both the front and back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a gable style roof that was made of asphalt. Lots of brick were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 636 Crater Street sold most recently in Sep 22, 2022 for a total of $315,000. If you work out the math, that's approximately a cost of $343.14 per sqft. Before that, the property was also sold for $127,000 in Sep 12, 2008. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,775 in taxes each year. 636 Crater Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $301,600. If we break it down further, the land itself was valued at $275,000. Improvements to the property, however, were assessed at a total of $26,600. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Brick Exterior

Parking

Carport
On-Street Parking

Driveway

Driveway
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1961
  • Effective Year Built: 1961
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Unknown
  • Exterior Walls Type: Brick
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Carport
  • Garage Square Area: 200
  • Parking Space Count: 0
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 8,712
  • Total Building Area: 918
  • Gross Building Area: 918
  • Building Area: 918
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 918
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: RANDOM HILLS
  • Land Acres: 0.2
  • Standard Land Use Code: Single family residential
  • Legal Description 1: L31 M2095-485

Ownership

  • Current Owner : WOOLEY ROBERT MCCALL
  • Previous Owner : CARMEN SIGMON
  • Owner Before Previous Owner: POSEY ROBERT C
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: Charlotte-Mecklenburg Schools
  • School Tax School District: CHARLOTTE
  • Census Tract: 001802

Zoning

  • Zoning: R-5

Geography

  • Assessors Map Reference: 159-06
  • District: 1
  • Parcel: 159-061-67
  • Block: 1
  • Lot: 31
  • Municipality: CHARLOTTE
  • Latitude: 35.1972
  • Longitude: -80.7891

    Address

  • Full Address: 636 Crater St
  • Address - House Number: 636
  • Address - Street Name: Crater
  • Address - Suffix Type: St
  • State: NC
  • City Name: Charlotte
  • Carrier Code: C011
  • 4-Digit Zip Code: 7222
  • Zip Code: 28205

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,775
  • Tax Rate Code Area: CITY OF CH

    Appraisal Valuation

  • Standard Deviation: 0.0789
  • Valuation Date: Sep 13, 2023
  • Confidence Score: 94
  • Final Value: 350,407
  • High Value: 378,055
  • Low Value: 322,759

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $259,500
  • First Open Lien Mortgage Lender: NEW AMERICAN FUNDING
  • First Open Lien Mortgage Recording Date: Sep 08, 2023
  • First Open Lien Mortgage Loan Amount: $259,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2053

    Market Valuation

  • Market Total Value: $301,600
  • Market Land Value: $275,000
  • Market Improvement Value: $26,600

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $301,600
  • Assessed Land Value: $275,000
  • Assessed Improvements Value: $26,600

    Sales

  • Current Sale Contract Date: Sep 22, 2022
  • Current Sale Recording Date: Sep 22, 2022
  • Current Sale Transaction ID: 11896314543
  • Current Sale Price: $315,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 133985
  • Previous Sale Recording Date: Sep 15, 2008
  • Previous Sale Contract Date: Sep 12, 2008
  • Previous Sale Amount: $127,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: ATLANTIC BAY MORTGAGE GROUP LL
  • First Mortgage Transaction Date: Sep 22, 2022
  • First Mortgage Loan Amount: $236,250
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Oct 01, 2052

    Previous Mortgages

  • Previous Mortgage Lender: BANK OF AMERICA NA
  • Previous Mortgage Transaction Date: Sep 15, 2008
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $101,600
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Oct 01, 2038

About Echo Hills



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Frequently Asked Questions

What neighborhood is 636 Crater Street located in?
The 636 Crater Street is a located in the neighborhood of Echo Hills in Echo Hills, Charlotte.
What is the average sales price for listings in 636 Crater Street?
The average sales price for units in 636 Crater Street is $0 currently.

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