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634 Cardile Drive

634 Cardile Drive, Webster, NY 14580
Property in Webster
Sold Oct 24, 2017
$189,000
$183,330 by Citizens Bank
Mortgage Due Nov 01, 2047
Sold Aug 14, 2008
$170,000
$161,500 by Premium Mortgage Corp
Mortgage Due Sep 01, 2023
634 Cardile Drive in Webster, NY was first built in 1991 and is 33 years old. Although, the building on the property was most recently renovated and altered in 2001. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a colonial style. There are a total of 2 floors. There are a total of 10 rooms in the home, of which, 5 are bedrooms. In terms of bathrooms, there are a total of 3 full bathrooms. There are 4 partial bathrooms. 634 Cardile Drive has 1,920 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 614 ft and the linear feet between the front and back of the lot is 1,600. In total, the area measurement of the land is 13,939 square feet.

Learn more about the property and building on this page. There is a covered porch. For those who love swimming as a form of exercise, you'll be excited to find out that there is a above ground pool on the property. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a attached garage. The garage is 440 sqft. There are a total of 2 available parking spaces. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system and being fueled with gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. The property was last sold in Oct 24, 2017 for $189,000. That's $98.44 per sqft. Prior to that sales transaction, the property was also sold in Aug 13, 2008 for $170,000. 634 Cardile Drive was last assessed in 2023. The total value of the property was assessed at $196,200. Specifically, the land the property is located on was valued at $25,400. While improvements on the property were assessed at a total of $170,800. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $9,125. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1991
  • Effective Year Built: 2001
  • Total Rooms: 10
  • Bedroom Count: 5
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Colonial
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 440
  • Parking Space Count: 2
  • Porch Type: Covered porch
  • Pool Type: Above ground pool

    Dimensions

  • Lot Size Square Feet: 13,939
  • Lot Size Depth Feet: 1,600
  • Lot Size Frontage Feet: 614
  • Total Building Area: 1,920
  • Building Area: 1,920
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,920
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: VAL CAR SUB
  • Land Acres: 0.32
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 0007-14-04 SEC 14 VAL CAR HEIGHTS L66 250-76

Ownership

  • Current Owner : WALKER KRISTEN N
  • Previous Owner : PILATO TRUST
  • Owner Before Previous Owner: RAMSDELL CHRISTOPHER B
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Webster Central School District
  • School Tax School District: WEBSTER
  • Census Tract: 011207

Geography

  • Account Number: WEB-0001704
  • District: 265489
  • Section: 78.120
  • Parcel: 265489 078.12-1-41
  • Block: 1
  • Lot: 41.000
  • Municipality: WEBSTER (TOV)
  • Latitude: 43.2136
  • Longitude: -77.489

    Address

  • Full Address: 634 Cardile Dr
  • Address - House Number: 634
  • Address - Street Name: Cardile
  • Address - Suffix Type: Dr
  • State: NY
  • City Name: Webster
  • Carrier Code: C029
  • 4-Digit Zip Code: 2358
  • Zip Code: 14580

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $9,125
  • Tax Rate Code Area: 265401

    Appraisal Valuation

  • Standard Deviation: 0.2045
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 72
  • Final Value: 338,392
  • High Value: 407,612
  • Low Value: 269,172

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $183,330
  • First Open Lien Mortgage Lender: CITIZENS BANK
  • First Open Lien Mortgage Recording Date: Oct 24, 2017
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $183,330
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2047

    Market Valuation

  • Market Total Value: $338,300
  • Market Land Value: $43,796
  • Market Improvement Value: $294,504

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $196,200
  • Assessed Land Value: $25,400
  • Assessed Improvements Value: $170,800

    Sales

  • Current Sale Contract Date: Oct 24, 2017
  • Current Sale Recording Date: Oct 24, 2017
  • Current Sale Transaction ID: 11427034514
  • Current Sale Price: $189,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 201710240777
  • Previous Sale Recording Date: Aug 14, 2008
  • Previous Sale Contract Date: Aug 13, 2008
  • Previous Sale Amount: $170,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: CITIZENS BANK
  • First Mortgage Transaction Date: Oct 24, 2017
  • First Mortgage Loan Amount: $183,330
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2047

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: PREMIUM MORTGAGE CORP
  • Previous Mortgage Transaction Date: Aug 14, 2008
  • Previous Mortgage Loan Amount: $161,500
  • Previous Mortgage Term: 180
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Sep 01, 2023

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Frequently Asked Questions

What neighborhood is 634 Cardile Drive located in?
The 634 Cardile Drive is a located in the neighborhood of Webster in Monroe, Webster.
What is the average sales price for listings in 634 Cardile Drive?
The average sales price for units in 634 Cardile Drive is $0 currently.

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