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631 West Main Street

631 West Main Street, Rural Valley, PA 16249
Property in Rural Valley
Sold Jul 23, 2020
$129,900
$103,920 by Pnc Bank Na
Mortgage Due Aug 01, 2050
Sold May 01, 2007
$92,500
$89,725 by S & T Bank
Mortgage Due May 01, 2037
631 West Main Street in Rural Valley, PA was first built in 1910 and is 114 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a colonial style. There are a total of 2 floors. There are a total of 7 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 631 West Main Street has 1,664 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 1,200 ft and the linear feet between the front and back of the lot is 1,650. In total, the area measurement of the land is 19,800 square feet.

Learn more about the property and building on this page. Water for the property is sourced from a municipal system. The property is not connected to a municipal sewage system. Instead, it is connected to a septic system which you will need to handle on your own. For those who need parking, there is a detached garage. The garage is 864 sqft. There are a total of 3 available parking spaces. The quality of the control joints have been graded by the local assessor with a letter grade of D. The condition of the building has been evaluated as fair. The exterior walls of the home are made of brick. As for heating, the home is utilizing a forced air unit and being fueled with gas. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 631 West Main Street was last sold in Jul 14, 2020 for $129,900. According to our calculations, that's $78.06 per sqft. Prior to that sales transaction, the property was sold for $92,500 in May 1, 2007. Current property owners are expected to pay $1,735 in taxes per year. The property on 631 West Main Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $20,070. To break that down further, the land itself was valued at $11,910. While improvements to the property were assessed at a total of $8,160. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1910
  • Effective Year Built: 1910
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 5
  • Building Condition: Fair
  • Building Quality: D
  • Building Style: Colonial
  • Exterior Walls Type: Brick
  • Floor Count: 2
  • Basement Type: Partial basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 864
  • Parking Space Count: 3

    Dimensions

  • Lot Size Square Feet: 19,800
  • Lot Size Depth Feet: 1,650
  • Lot Size Frontage Feet: 1,200
  • Total Building Area: 1,664
  • Building Area: 1,664
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 1,664
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Septic
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: AMBROSE HOSICK PLAN
  • Land Acres: 0.455
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Single family residential
  • Legal Description 1: LOTS 11 & 13 - IMPRS

Ownership

  • Current Owner : SCHAEFFER DAVID S
  • Current Owner 2: SCHAEFFER CHERYL A
  • Previous Owner : MCCULLOUGH JUDD M
  • Previous Owner 2: MCCULLOUGH ANGELINE
  • Owner Before Previous Owner: KOMA MICHAEL P
  • Owner Before Previous Owner 2: KOMA MARY K

Neighborhood

  • School District Name: Armstrong School District
  • School Tax School District: 085
  • School Tax District Code 2: 41
  • Census Tract: 950700

Geography

  • District: 41
  • Parcel: 41-0-028883
  • Block: 1
  • Municipality: RURAL VALLEY BORO
  • Latitude: 40.7995
  • Longitude: -79.3168

    Address

  • Full Address: 631 W Main St
  • Address - House Number: 631
  • Street Direction: W
  • Address - Street Name: Main
  • Address - Suffix Type: St
  • State: PA
  • City Name: Rural Valley
  • Zip Code: 16249

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,735

    Appraisal Valuation

  • Standard Deviation: 0.2891
  • Valuation Date: May 31, 2023
  • Confidence Score: 42
  • Final Value: 117,864
  • High Value: 151,943
  • Low Value: 83,784

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $103,920
  • First Open Lien Mortgage Lender: PNC BANK NA
  • First Open Lien Mortgage Recording Date: Jul 23, 2020
  • First Open Lien Mortgage Loan Amount: $103,920
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2050

    Market Valuation

  • Market Total Value: $57,330
  • Market Land Value: $34,020
  • Market Improvement Value: $23,310

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $20,070
  • Assessed Land Value: $11,910
  • Assessed Improvements Value: $8,160

    Sales

  • Current Sale Contract Date: Jul 14, 2020
  • Current Sale Recording Date: Jul 23, 2020
  • Current Sale Transaction ID: 11775055502
  • Current Sale Price: $129,900
  • Current Sale Document Type: Special Warranty Deed
  • Current Sale Input Document Number: 202006613
  • Previous Sale Recording Date: May 01, 2007
  • Previous Sale Contract Date: May 01, 2007
  • Previous Sale Amount: $92,500
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: PNC BANK NA
  • First Mortgage Transaction Date: Jul 23, 2020
  • First Mortgage Loan Amount: $103,920
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: S & T BANK
  • Previous Mortgage Transaction Date: May 01, 2007
  • Previous Mortgage Loan Amount: $89,725
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Unknown (DEFAULT)
  • Previous Mortgage Loan Due Date: May 01, 2037

About Rural Valley



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Frequently Asked Questions

What neighborhood is 631 West Main Street located in?
The 631 West Main Street is a located in the neighborhood of Rural Valley in Rural Valley, Rural Valley.
What is the average sales price for listings in 631 West Main Street?
The average sales price for units in 631 West Main Street is $0 currently.

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