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6305 Mt Ridge Road

6305 Mt Ridge Road, Catonsville, MD 21228
Property in Catonsville
Sold May 10, 2021
$425,000
$385,062 by Nfm Inc
Mortgage Due Apr 01, 2051
Sold Aug 24, 2020
$185,000
$280,000 by Platinum Properties Holdings L
Mortgage
6305 Mt Ridge Road has been categorized by the local assessors in Catonsville, MD as a residential type of property. The building on the property was first built in 1932 and is 92 years old. Residents will have access to 3 full bathrooms. There are 3 partial bathrooms in the home. The building has a total of 2 stories. In addition, 6305 Mt Ridge Road has 1,797 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,260 ft and across the front of the lot is 690 ft. The area measurement of the land has been determined as 9,652 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a detached garage for those who require parking. The garage measured 320 sqft. According to our sources, there is one available parking space. Residents will have the luxury of enjoying a open porch. Moving on to the building itself. The condition of the building has been evaluated as good. From what we've gathered, the quality of these control joints have been graded with a letter grade of C+ by the local assessor. The roof of the building is made of composition shingle. The exterior walls of the building are made of brick. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a forced air unit. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a water system. The building on the property is connected to a sewer system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 6305 Mt Ridge Road sold most recently in Mar 5, 2021 for a total of $425,000. If you work out the math, that's approximately a cost of $222.63 per sqft. Before that, the property was also sold for $185,000 in Aug 6, 2020. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $2,005 in taxes each year. The initial year of tax delinquency occurred in 2021. 6305 Mt Ridge Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $360,800. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Brick Exterior

Parking

Detached Garage
On-Street Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1932
  • Effective Year Built: 1932
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Building Condition: Good
  • Building Quality: C+
  • Exterior Walls Type: Brick
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 320
  • Parking Space Count: 1
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 9,652
  • Lot Size Depth Feet: 1,260
  • Lot Size Frontage Feet: 690
  • Total Building Area: 1,909
  • Gross Building Area: 1,909
  • Building Area: 1,909
  • Building Area Measurement: Total Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,797
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: MOUNT RIDGE
  • Land Acres: 0.222
  • Standard Land Use Code: Single family residential
  • Legal Description 1: IMP 6305 MT RIDGE RD MOUNT RIDGE

Ownership

  • Current Owner : RUBINSTEIN ARIEL
  • Current Owner 2: DEVER ROGER
  • Previous Owner : HOMEFRONT HOME SERVICES LLC
  • Owner Before Previous Owner: ALDAVE ROBERTO
  • Owner Before Previous Owner 2: ALDAVE MELISSA
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Baltimore County Public Schools
  • Census Tract: 400200

Geography

  • Assessors Map Reference: 101 9 563
  • Account Number: 0113551084
  • District: 01
  • Parcel: 01-0113551084
  • Latitude: 39.2736
  • Longitude: -76.7144

    Address

  • Full Address: 6305 Mount Ridge Rd
  • Address - House Number: 6305
  • Address - Street Name: Mount Ridge
  • Address - Suffix Type: Rd
  • State: MD
  • City Name: Catonsville
  • Carrier Code: C037
  • 4-Digit Zip Code: 2321
  • Zip Code: 21228

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,005
  • Intital Tax Deliquent Year: 2021

    Appraisal Valuation

  • Standard Deviation: 0.1871
  • Valuation Date: Sep 13, 2023
  • Confidence Score: 75
  • Final Value: 489,141
  • High Value: 580,693
  • Low Value: 397,589

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $385,062
  • First Open Lien Mortgage Lender: NFM INC
  • First Open Lien Mortgage Recording Date: May 10, 2021
  • First Open Lien Mortgage Loan Amount: $385,062
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2051

    Market Valuation

  • Market Total Value: $420,900
  • Market Land Value: $96,900
  • Market Improvement Value: $324,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $360,800

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Mar 05, 2021
  • Current Sale Recording Date: May 10, 2021
  • Current Sale Transaction ID: 11835673428
  • Current Sale Price: $425,000
  • Current Sale Document Type: Deed
  • Previous Sale Recording Date: Aug 24, 2020
  • Previous Sale Contract Date: Aug 06, 2020
  • Previous Sale Amount: $185,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: NFM INC
  • First Mortgage Transaction Date: May 10, 2021
  • First Mortgage Loan Amount: $385,062
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Apr 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: PLATINUM PROPERTIES HOLDINGS L
  • Previous Mortgage Transaction Date: Aug 24, 2020
  • Previous Mortgage Loan Amount: $280,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional

About Catonsville



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Frequently Asked Questions

What neighborhood is 6305 Mt Ridge Road located in?
The 6305 Mt Ridge Road is a located in the neighborhood of Catonsville in Catonsville, Catonsville.
What is the average sales price for listings in 6305 Mt Ridge Road?
The average sales price for units in 6305 Mt Ridge Road is $425,000 currently.

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