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630 Mccool Road

630 Mccool Road, Valparaiso, IN 46385
Property in Portage
Sold Dec 14, 2020
$165,000
$132,000 by Paramount Residential Mortgage
Mortgage Due Jan 01, 2051
Sold Jul 15, 2009
$89,500
$88,271 by Metlife Home Loans
Mortgage Due Jun 01, 2039
630 Mccool Road in Valparaiso, IN was first built in 1975 and is 49 years old. Although, the building on the property was most recently renovated and altered in 1981. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a unknown style. It is a single story home. There are a total of 6 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 630 Mccool Road has 1,440 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 840 ft and the linear feet between the front and back of the lot is 1,400. In total, the area measurement of the land is 11,160 square feet.

Learn more about the property and building on this page. The roof of the home is made of asphalt. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a detached garage. The garage is 576 sqft. There are a total of 2 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The quality of the control joints have been graded by the local assessor with a letter grade of D. The condition of the building has been evaluated as average. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system and being fueled with gas. The property was last sold in Dec 7, 2020 for $165,000. That's $114.58 per sqft. Prior to that sales transaction, the property was also sold in Apr 30, 2009 for $89,500. 630 Mccool Road was last assessed in 2023. The total value of the property was assessed at $174,400. Specifically, the land the property is located on was valued at $28,700. While improvements on the property were assessed at a total of $145,700. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $1,099. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Aluminum Siding
Vinyl Siding
Wood Exterior

Parking

Detached Garage
Heated Garage
Open Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1975
  • Effective Year Built: 1981
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 5
  • Building Condition: Average
  • Building Quality: D
  • Construction Type: Frame
  • Building Style: Unknown
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 576
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 11,160
  • Lot Size Depth Feet: 1,400
  • Lot Size Frontage Feet: 840
  • Total Building Area: 1,440
  • Gross Building Area: 1,440
  • Building Area: 1,440
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,440
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: SOUTH HAVEN 5TH ADD
  • Land Acres: 0.256
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: SOUTH HAVEN 5TH ADD LOT 1665 UNIT 4 TCCD DR495 P94

Ownership

  • Current Owner : BRENNAN MICHAEL
  • Previous Owner : NASIATKA MICHAEL A
  • Owner Before Previous Owner: FEDERAL HOME LOAN MORTGAGE CORPORATION
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Portage Township Schools
  • Census Tract: 050505

Geography

  • Assessors Map Reference: MP 22-143E
  • District: 0008
  • Parcel: 64-06-31-433-004.000-015
  • Lot: 1665
  • Municipality: PORTAGE TOWNSHIP
  • Latitude: 41.5256
  • Longitude: -87.1439

    Address

  • Full Address: 630 Mccool Rd
  • Address - House Number: 630
  • Address - Street Name: Mccool
  • Address - Suffix Type: Rd
  • State: IN
  • City Name: Valparaiso
  • Carrier Code: R014
  • 4-Digit Zip Code: 8241
  • Zip Code: 46385

Valuation

    Tax

  • Total Area: 1,344
  • Tax Year: 2022
  • Tax Amount: $1,099
  • Tax Rate Code Area: 22:PORTAGE

    Appraisal Valuation

  • Standard Deviation: 0.2171
  • Valuation Date: Dec 06, 2023
  • Confidence Score: 70
  • Final Value: 236,250
  • High Value: 287,556
  • Low Value: 184,944

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $132,000
  • First Open Lien Mortgage Lender: PARAMOUNT RESIDENTIAL MORTGAGE
  • First Open Lien Mortgage Recording Date: Dec 14, 2020
  • First Open Lien Mortgage Loan Amount: $132,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2051

    Market Valuation

  • Market Total Value: $174,400
  • Market Land Value: $28,700
  • Market Improvement Value: $145,700

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $174,400
  • Assessed Land Value: $28,700
  • Assessed Improvements Value: $145,700

    Sales

  • Current Sale Contract Date: Dec 07, 2020
  • Current Sale Recording Date: Dec 14, 2020
  • Current Sale Transaction ID: 11807946657
  • Current Sale Price: $165,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020-034243
  • Previous Sale Recording Date: Jul 15, 2009
  • Previous Sale Contract Date: Apr 30, 2009
  • Previous Sale Amount: $89,500
  • Previous Sale Document Type: Special Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: PARAMOUNT RESIDENTIAL MORTGAGE
  • First Mortgage Transaction Date: Dec 14, 2020
  • First Mortgage Loan Amount: $132,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jan 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: METLIFE HOME LOANS
  • Previous Mortgage Transaction Date: Jul 15, 2009
  • Previous Mortgage Loan Amount: $88,271
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Jun 01, 2039

About Porter



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Frequently Asked Questions

What neighborhood is 630 Mccool Road located in?
The 630 Mccool Road is a located in the neighborhood of Portage in Porter, Valparaiso.
What is the average sales price for listings in 630 Mccool Road?
The average sales price for units in 630 Mccool Road is $0 currently.

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