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625 North Ford Road

625 North Ford Road, Zionsville, IN 46077
Property in Zionsville
Sold Sep 01, 2021
$230,500
$184,400 by Caliber Home Loans Inc
Mortgage
Sold Apr 11, 2018
$238,000
$190,400 by Tucker Mortgage Llc
Mortgage
Local assessors in Zionsville, IN have categorized 625 North Ford Road as a residential type of property. The home was built in 1962 and is 62 years old. The property's lot size has been calculated to be 50,965 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 8 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 625 North Ford Road has a total of 1,396 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from none system. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 1,080 sqft. There are 4 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a roof that is made of asphalt. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 625 North Ford Road was last sold in Aug 26, 2021 for $230,500. According to our calculations, that's $165.11 per sqft. Prior to that sales transaction, the property was sold for $238,000 in Mar 29, 2018. Current property owners are expected to pay $3,302 in taxes per year. The property on 625 North Ford Road was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $312,200. To break that down further, the land itself was valued at $140,600. While improvements to the property were assessed at a total of $171,600. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1962
  • Effective Year Built: 1962
  • Total Rooms: 8
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 8
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Wood
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 1,080
  • Parking Space Count: 4

    Dimensions

  • Lot Size Square Feet: 50,965
  • Lot Size Frontage Feet: 0
  • Total Building Area: 1,396
  • Building Area: 1,396
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,396
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: None
  • Water Service: None

Building

  • Property Class: Residential
  • Subdivision: 2ND PRINCIPAL MERIDIAN
  • Land Acres: 1.17
  • Standard Land Use Code: Single family residential
  • Legal Description 1: PT W1/2 SW 35-18-2E 1.17

Ownership

  • Current Owner : RUCKMAN MATTHEW P
  • Current Owner 2: RUCKMAN JACK ELANA
  • Previous Owner : RUCKMAN MATTHEW PRESTON
  • Previous Owner 2: RUCKMAN MATTHEW P
  • Owner Before Previous Owner: STURMAN MARGARET JEAN
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Zionsville Community Schools
  • Census Tract: 810605

Zoning

  • Zoning: ZO01

Geography

  • Account Number: 0191624000
  • District: 0003
  • Section: 351
  • Parcel: 06-08-35-000-042.000-006
  • Meridian: SEC 35 TWN 18N RNG 02E
  • Municipality: EAGLE TOWNSHIP
  • Latitude: 39.9559
  • Longitude: -86.2787

    Address

  • Full Address: 625 N Ford Rd
  • Address - House Number: 625
  • Street Direction: N
  • Address - Street Name: Ford
  • Address - Suffix Type: Rd
  • State: IN
  • City Name: Zionsville
  • Carrier Code: C004
  • 4-Digit Zip Code: 1245
  • Zip Code: 46077

Valuation

    Tax

  • Total Area: 1,396
  • Tax Year: 2022
  • Tax Amount: $3,302
  • Tax Rate Code Area: 19:ZIONSVI

    Appraisal Valuation

  • Standard Deviation: 0.1677
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 78
  • Final Value: 404,272
  • High Value: 472,104
  • Low Value: 336,439

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $184,400
  • First Open Lien Mortgage Lender: CALIBER HOME LOANS INC
  • First Open Lien Mortgage Recording Date: Sep 01, 2021
  • First Open Lien Mortgage Loan Amount: $184,400
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional

    Market Valuation

  • Market Total Value: $312,200
  • Market Land Value: $140,600
  • Market Improvement Value: $171,600

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $312,200
  • Assessed Land Value: $140,600
  • Assessed Improvements Value: $171,600

    Sales

  • Current Sale Contract Date: Aug 26, 2021
  • Current Sale Recording Date: Sep 01, 2021
  • Current Sale Transaction ID: 11856695917
  • Current Sale Price: $230,500
  • Current Sale Document Type: Intrafamily Transfer & Dissolution
  • Current Sale Input Document Number: 2021013347
  • Previous Sale Recording Date: Apr 11, 2018
  • Previous Sale Contract Date: Mar 29, 2018
  • Previous Sale Amount: $238,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: CALIBER HOME LOANS INC
  • First Mortgage Transaction Date: Sep 01, 2021
  • First Mortgage Loan Amount: $184,400
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional

    Previous Mortgages

  • Previous Mortgage Lender: TUCKER MORTGAGE LLC
  • Previous Mortgage Transaction Date: Apr 11, 2018
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $190,400
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional

About Zionsville



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Frequently Asked Questions

What neighborhood is 625 North Ford Road located in?
The 625 North Ford Road is a located in the neighborhood of Zionsville in Zionsville, Zionsville.
What is the average sales price for listings in 625 North Ford Road?
The average sales price for units in 625 North Ford Road is $0 currently.

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