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625 Charles Road

625 Charles Road, Shelby, NC 28152
Property in Cleveland
Sold Feb 28, 2006
$130,000
$72,150 by Homestar Financial Corp
Mortgage Due Feb 01, 2043
625 Charles Road has been categorized by the local assessors in Shelby, NC as a residential type of property. The building on the property was first built in 1959 and is 65 years old. However, we must point out that the home was most recently renovated and altered in 1987. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 625 Charles Road has 2,633 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,500 ft and across the front of the lot is 1,400 ft. The area measurement of the land has been determined as 21,000 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a carport for those who require parking. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying a covered porch. The exterior walls of the building are made of brick. The inside of the home is being cooled with a packaged air conditioning unit at the moment. In terms of heating, it is utilizing a heat pump. There is a single fireplace in the home. Perfect for those wintery nights. The property was last sold in Feb 28, 2006 for $130,000. That's $49.37 per sqft. 625 Charles Road was last assessed in 2023. The total value of the property was assessed at $159,726. Specifically, the land the property is located on was valued at $17,850. While improvements on the property were assessed at a total of $141,876. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $1,950. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1959
  • Effective Year Built: 1987
  • Bedroom Count: 0
  • Bathroom Plumbing Fixtures: 5
  • Exterior Walls Type: Brick
  • Floor Count: 1
  • Basement Area: 0
  • Garage Type: Carport
  • Parking Space Count: 2
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 21,000
  • Lot Size Depth Feet: 1,500
  • Lot Size Frontage Feet: 1,400
  • Total Building Area: 2,633
  • Building Area: 2,633
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Packed air conditioning unit
  • Heating: Heat pump
  • Heated Square Feet: 2,633
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.482
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 625 CHARLES RD

Ownership

  • Current Owner : HOMER MAURICE F R
  • Current Owner 2: HOMER SYLVIA R
  • Previous Owner : FIRST NATIONAL BANK OF SHELBY
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Cleveland County Schools
  • School Tax School District: CITY OF SHELBY
  • Census Tract: 951200

Zoning

  • Zoning: R8

Geography

  • Assessors Map Reference: S79
  • Account Number: 1290441
  • District: 6
  • Parcel: 21711
  • Block: 5
  • Lot: 36
  • Municipality: SHELBY
  • Latitude: 35.28
  • Longitude: -81.5622

    Address

  • Full Address: 625 Charles Rd
  • Address - House Number: 625
  • Address - Street Name: Charles
  • Address - Suffix Type: Rd
  • State: NC
  • City Name: Shelby
  • Carrier Code: C013
  • 4-Digit Zip Code: 6364
  • Zip Code: 28152

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,950
  • Tax Rate Code Area: 6

    Appraisal Valuation

  • Standard Deviation: 0.1688
  • Valuation Date: Aug 23, 2023
  • Confidence Score: 66
  • Final Value: 221,062
  • High Value: 258,380
  • Low Value: 183,743

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $136,150
  • First Open Lien Mortgage Lender: HOMESTAR FINANCIAL CORP
  • First Open Lien Mortgage Recording Date: Jan 03, 2013
  • First Open Lien Mortgage Loan Amount: $72,150
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2043
  • Second Open Lien Mortgage Lender: WELLS FARGO BANK NA
  • Second Open Lien Mortgage Recording Date: Sep 01, 2021
  • Second Open Lien Mortgage Loan Amount: $64,000
  • Second Open Lien Mortgage Term: 180
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Sep 01, 2036

    Market Valuation

  • Market Total Value: $159,726
  • Market Land Value: $17,850
  • Market Improvement Value: $141,876

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $159,726
  • Assessed Land Value: $17,850
  • Assessed Improvements Value: $141,876

    Sales

  • Current Sale Contract Date: Feb 28, 2006
  • Current Sale Recording Date: Feb 28, 2006
  • Current Sale Transaction ID: 1196743418
  • Current Sale Price: $130,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 68207

    Last Sale Mortgage

  • First Mortgage Lender: FIRST NATIONAL BANK OF SHELBY
  • First Mortgage Transaction Date: Feb 26, 2006
  • First Mortgage Loan Amount: $104,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Mar 01, 2036

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Frequently Asked Questions

What neighborhood is 625 Charles Road located in?
The 625 Charles Road is a located in the neighborhood of Cleveland in Shelby, Shelby.
What is the average sales price for listings in 625 Charles Road?
The average sales price for units in 625 Charles Road is $0 currently.

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