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623 Oswego Drive

623 Oswego Drive, Carol Stream, IL 60188
Property in Wayne
Sold Jan 16, 2015
$225,000
$125,000 by Prospect Mortgage Llc
Mortgage Due Feb 01, 2045
Sold Aug 18, 2014
$137,000
Local assessors in Carol Stream, IL have categorized 623 Oswego Drive as a residential type of property. The home was built in 1977 and is 47 years old. The property's lot size has been calculated to be 6,098 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a colonial style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 623 Oswego Drive has a total of 1,736 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. Residents rely on central air conditioning for their cooling system. The home's a heating system is the primary heating source. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 623 Oswego Drive sold most recently in Jan 7, 2015 for a total of $225,000. If you work out the math, that's approximately a cost of $129.61 per sqft. Before that, the property was also sold for $137,000 in Aug 7, 2014. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $7,630 in taxes each year. 623 Oswego Drive was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $88,620. If we break it down further, the land itself was valued at $28,850. Improvements to the property, however, were assessed at a total of $59,770. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. Are you already in the process of closing on a property and have signed a purchase agreement? You may want to consider locking in your current mortgage rate if interest rates have been rising or seem volatile. This is what's known in the market as a mortgage rate lock (aka rate protection). However, be sure to evaluate your situation carefully before you do so. There may be certain costs associated with taking this action and you'll want to time the start of your perfectly!Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1977
  • Effective Year Built: 1977
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 3
  • Full Bathrooms: 1
  • Building Style: Colonial
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 6,098
  • Total Building Area: 1,736
  • Gross Building Area: 1,736
  • Building Area: 1,736
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Yes
  • Heated Square Feet: 1,736
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: SHINING WATERS UNIT FOUR
  • Land Acres: 0.14
  • Standard Land Use Code: Single family residential
  • Legal Description 1: SHINING WATERS UNIT FOUR ALL

Ownership

  • Current Owner : STIEB ERIC
  • Previous Owner : NJB PROPERTIES LLC
  • Owner Before Previous Owner: JALOWAY JOHN
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Benjamin School District 25
  • School Tax School District: CAROL STREAM
  • Census Tract: 841324

Zoning

  • Zoning: R

Geography

  • Assessors Map Reference: 2967-D6
  • Parcel: 01-25-411-016
  • Lot: 450
  • Municipality: WAYNE
  • Latitude: 41.9181
  • Longitude: -88.1511

    Address

  • Full Address: 623 Oswego Dr
  • Address - House Number: 623
  • Address - Street Name: Oswego
  • Address - Suffix Type: Dr
  • State: IL
  • City Name: Carol Stream
  • Carrier Code: C015
  • 4-Digit Zip Code: 3314
  • Zip Code: 60188

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $7,630
  • Tax Rate Code Area: 1021

    Appraisal Valuation

  • Standard Deviation: 0.1697
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 78
  • Final Value: 358,135
  • High Value: 418,933
  • Low Value: 297,337

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $125,000
  • First Open Lien Mortgage Lender: PROSPECT MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Jan 16, 2015
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $125,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2045

    Market Valuation

  • Market Total Value: $265,860
  • Market Land Value: $86,550
  • Market Improvement Value: $179,310

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $88,620
  • Assessed Land Value: $28,850
  • Assessed Improvements Value: $59,770

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jan 07, 2015
  • Current Sale Recording Date: Jan 16, 2015
  • Current Sale Transaction ID: 1177939043
  • Current Sale Price: $225,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: R2015-005000
  • Previous Sale Recording Date: Aug 18, 2014
  • Previous Sale Contract Date: Aug 07, 2014
  • Previous Sale Amount: $137,000
  • Previous Sale Document Type: Sheriff's Deed

    Last Sale Mortgage

  • First Mortgage Lender: PROSPECT MORTGAGE LLC
  • First Mortgage Transaction Date: Jan 16, 2015
  • First Mortgage Loan Amount: $125,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Feb 01, 2045

    Financing

  • First Mortgage Financing Type: Fixed Rate

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Frequently Asked Questions

What neighborhood is 623 Oswego Drive located in?
The 623 Oswego Drive is a located in the neighborhood of Wayne in Carol Stream, Carol Stream.
What is the average sales price for listings in 623 Oswego Drive?
The average sales price for units in 623 Oswego Drive is $0 currently.

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