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620 East 10th Street

620 East 10th Street, Mount Vernon, IN 47620
Property in Black
Sold Jan 13, 2022
$156,700
$154,660 by Evansville Teachers Federal Cr
Mortgage Due Feb 01, 2052
Sold Aug 05, 2013
$115,600
$92,500 by Sagamore Home Mortgage Llc
Mortgage Due Aug 01, 2043
620 East 10th Street in Mount Vernon, IN was first built in 1953 and is 71 years old. Although, the building on the property was most recently renovated and altered in 1963. This has been categorized as a residential property type. It is a single story home. There are a total of 5 rooms in the home, of which, 2 are bedrooms. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 620 East 10th Street has 1,418 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 1,064 sqft and has been categorized as a partial basement. In total, the area measurement of the land is 21,780 square feet.

Learn more about the property and building on this page. The roof of the home is made of asphalt. Water for the property is sourced from a water system. The property is connected to a sewer system. For those who need parking, there is a attached garage. The garage is 552 sqft. There are a total of 2 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with brick control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C+. The condition of the building has been evaluated as average. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system and being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 620 East 10th Street sold most recently in Jan 12, 2022 for a total of $156,700. If you work out the math, that's approximately a cost of $110.51 per sqft. Before that, the property was also sold for $115,600 in Jul 25, 2013. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,356 in taxes each year. 620 East 10th Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $144,500. If we break it down further, the land itself was valued at $17,300. Improvements to the property, however, were assessed at a total of $127,200. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Brick Exterior

Parking

Attached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1953
  • Effective Year Built: 1963
  • Total Rooms: 5
  • Bedroom Count: 2
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 6
  • Building Condition: Average
  • Building Quality: C+
  • Construction Type: Brick
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Basement Type: Partial basement
  • Basement Area: 1,064
  • Garage Type: Attached
  • Garage Square Area: 552
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 21,780
  • Lot Size Frontage Feet: 0
  • Total Building Area: 1,418
  • Building Area: 1,418
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,418
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: NORTHEAST ADDITION
  • Land Acres: 0.5
  • Standard Land Use Code: Single family residential
  • Legal Description 1: PT SE SE 5-7-13 .50A.

Ownership

  • Current Owner : HORSTMAN HARVEY D
  • Current Owner 2: HORSTMAN BONNIE M
  • Previous Owner : DIXON BARBARA A
  • Owner Before Previous Owner: BENTON WILLIAM B
  • Owner Before Previous Owner 2: BENTON PENNY M
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Mount Vernon Metropolitan School District
  • Census Tract: 040700

Geography

  • Assessors Map Reference: MP 561-075
  • Account Number: 0090023700
  • District: 0002
  • Section: 5
  • Parcel: 65-27-05-400-075.000-018
  • Municipality: BLACK TOWNSHIP
  • Latitude: 37.9389
  • Longitude: -87.891

    Address

  • Full Address: 620 E 10th St
  • Address - House Number: 620
  • Street Direction: E
  • Address - Street Name: 10th
  • Address - Suffix Type: St
  • State: IN
  • City Name: Mount Vernon
  • Carrier Code: C004
  • 4-Digit Zip Code: 1517
  • Zip Code: 47620

Valuation

    Tax

  • Total Area: 2,482
  • Tax Year: 2022
  • Tax Amount: $1,356
  • Tax Rate Code Area: 9:MT VERNO

    Appraisal Valuation

  • Standard Deviation: 0.2728
  • Valuation Date: Dec 20, 2023
  • Confidence Score: 60
  • Final Value: 185,419
  • High Value: 236,008
  • Low Value: 134,829

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $154,660
  • First Open Lien Mortgage Lender: EVANSVILLE TEACHERS FEDERAL CR
  • First Open Lien Mortgage Recording Date: Jan 13, 2022
  • First Open Lien Mortgage Loan Amount: $154,660
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2052

    Market Valuation

  • Market Total Value: $144,500
  • Market Land Value: $17,300
  • Market Improvement Value: $127,200

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $144,500
  • Assessed Land Value: $17,300
  • Assessed Improvements Value: $127,200

    Sales

  • Current Sale Contract Date: Jan 12, 2022
  • Current Sale Recording Date: Jan 13, 2022
  • Current Sale Transaction ID: 11877915314
  • Current Sale Price: $156,700
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 195
  • Previous Sale Recording Date: Aug 05, 2013
  • Previous Sale Contract Date: Jul 25, 2013
  • Previous Sale Amount: $115,600
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: EVANSVILLE TEACHERS FEDERAL CR
  • First Mortgage Transaction Date: Jan 13, 2022
  • First Mortgage Loan Amount: $154,660
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Feb 01, 2052

    Previous Mortgages

  • Previous Mortgage Lender: SAGAMORE HOME MORTGAGE LLC
  • Previous Mortgage Transaction Date: Aug 05, 2013
  • Previous Mortgage Loan Amount: $92,500
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Aug 01, 2043

About Mount Vernon



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Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 620 East 10th Street located in?
The 620 East 10th Street is a located in the neighborhood of Black in Mount Vernon, Mount Vernon.
What is the average sales price for listings in 620 East 10th Street?
The average sales price for units in 620 East 10th Street is $0 currently.

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