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615 Ferndale Avenue

615 Ferndale Avenue, Vermilion, OH 44089
Property in Brownhelm
Sold Sep 23, 2010
$135,000
Buyer
Seller
$96,995 by Key Bank Na
Mortgage Due Jun 17, 2046
Sold Sep 02, 2004
$139,900
$84,900 by Countrywide Home Loans Inc
Mortgage Due Sep 01, 2024
615 Ferndale Avenue has been categorized by the local assessors in Vermilion, OH as a residential type of property. The building on the property was first built in 1992 and is 32 years old. The home has a total of 6 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. The building has a total of 2 stories. In addition, 615 Ferndale Avenue has 1,442 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Those looking for additional storage or space will be happy to hear that there is a full basement that is 956 sqft. Please note, that typically the basement, garage, and or porch square footage is not included in the calculations of the living area square footage. The linear feet between the front and back of the lot is 1,180 ft and across the front of the lot is 600 ft. The area measurement of the land has been determined as 6,970 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a traditional style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. The garage measured 477 sqft. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying both a unknown and a unknown. Moving on to the building itself. The condition of the building has been evaluated as average. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The exterior walls of the building are made of alum/vinyl siding. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a central heating system and being fueled with gas. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a water system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 615 Ferndale Avenue sold most recently in Sep 22, 2010 for a total of $135,000. If you work out the math, that's approximately a cost of $70.35 per sqft. Before that, the property was also sold for $139,900 in Aug 25, 2004. There could be many factors that caused the property to sell at a lower price and decrease in value. Tax-wise, the current owner is expected to pay close to $2,640 in taxes each year. The initial year of tax delinquency occurred in 2020. 615 Ferndale Avenue was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $50,750. If we break it down further, the land itself was valued at $7,718. Improvements to the property, however, were assessed at a total of $43,033. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1992
  • Effective Year Built: 1992
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Frame
  • Building Style: Traditional
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 956
  • Garage Type: Attached
  • Garage Square Area: 477
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 6,970
  • Lot Size Depth Feet: 1,180
  • Lot Size Frontage Feet: 600
  • Total Building Area: 1,919
  • Gross Building Area: 1,919
  • Building Area: 1,442
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,442
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: SUNNYSIDE BEACH
  • Land Acres: 0.16
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • State Land Use Code: Vehicles general
  • Legal Description 1: SUNNYSIDE BEACH 60 X 117.55

Ownership

  • Current Owner : YOUNG ALICE
  • Previous Owner : LAKE RICK L
  • Owner Before Previous Owner: BELKNAP RANDALL S
  • Owner Before Previous Owner 2: BELKNAP SHARON
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Vermilion Local School District
  • Census Tract: 030102

Geography

  • Assessors Map Reference: 1601004C 11000
  • Parcel: 01-00-004-120-051
  • Block: 120
  • Lot: 348&3
  • Municipality: BROWNHELM TWP/VERMILION CTY/VE
  • Latitude: 41.4227
  • Longitude: -82.3089

    Address

  • Full Address: 615 Ferndale Ave
  • Address - House Number: 615
  • Address - Street Name: Ferndale
  • Address - Suffix Type: Ave
  • State: OH
  • City Name: Vermilion
  • Carrier Code: C007
  • 4-Digit Zip Code: 2439
  • Zip Code: 44089

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,640
  • Intital Tax Deliquent Year: 2020
  • Tax Rate Code Area: 16

    Appraisal Valuation

  • Standard Deviation: 0.2444
  • Valuation Date: Jan 27, 2024
  • Confidence Score: 65
  • Final Value: 227,367
  • High Value: 282,942
  • Low Value: 171,792

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $96,995
  • First Open Lien Mortgage Lender: KEY BANK NA
  • First Open Lien Mortgage Recording Date: Jun 23, 2021
  • First Open Lien Mortgage Financing Type: Variable
  • First Open Lien Mortgage Loan Amount: $96,995
  • First Open Lien Mortgage Term: 299
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • First Open Lien Mortgage Loan Due Date: Jun 17, 2046

    Market Valuation

  • Market Total Value: $145,000
  • Market Land Value: $22,050
  • Market Improvement Value: $122,950

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $50,750
  • Assessed Land Value: $7,718
  • Assessed Improvements Value: $43,033

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Sep 22, 2010
  • Current Sale Recording Date: Sep 23, 2010
  • Current Sale Transaction ID: 11441038186
  • Current Sale Price: $135,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2010-0347632
  • Previous Sale Recording Date: Sep 02, 2004
  • Previous Sale Contract Date: Aug 25, 2004
  • Previous Sale Amount: $139,900
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: THE HOME SVGS & LOAN CO OF YOU
  • First Mortgage Transaction Date: Sep 23, 2010
  • First Mortgage Loan Amount: $121,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Oct 01, 2040

    Previous Mortgages

  • Previous Mortgage Lender: COUNTRYWIDE HOME LOANS INC
  • Previous Mortgage Transaction Date: Sep 02, 2004
  • Previous Mortgage Loan Amount: $84,900
  • Previous Mortgage Term: 240
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Sep 01, 2024

About Vermilion



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Frequently Asked Questions

What neighborhood is 615 Ferndale Avenue located in?
The 615 Ferndale Avenue is a located in the neighborhood of Brownhelm in Vermilion, Vermilion.
What is the average sales price for listings in 615 Ferndale Avenue?
The average sales price for units in 615 Ferndale Avenue is $0 currently.

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