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610 Harbor Vista Lane

610 Harbor Vista Lane, Santa Cruz, CA 95062
Property in Santa Cruz
Sold Nov 07, 2005
$939,000
$1,004,889 by Better Mortgage Corporation
Mortgage Due Nov 01, 2051
Sold Mar 29, 2002
$650,000
$450,000 by First Franklin Fin
Mortgage Due Apr 01, 2032
Local assessors in Santa Cruz, CA have categorized 610 Harbor Vista Lane as a residential type of property. The home was built in 2002 and is 22 years old. The property's lot size has been calculated to be 7,100 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 3 full bathrooms. There are also 3 partial bathrooms. If we look only at the heated or air conditioned part of the building, then 610 Harbor Vista Lane has a total of 2,498 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 445 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B. The building has a roof that is made of composition shingle. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 610 Harbor Vista Lane was last sold in Oct 26, 2005 for $939,000. According to our calculations, that's $319.06 per sqft. Prior to that sales transaction, the property was sold for $650,000 in Mar 27, 2002. Current property owners are expected to pay $15,154 in taxes per year. Interestingly enough, the initial year of tax delinquency occurred in 2022. The property on 610 Harbor Vista Lane was last assessed in 2022. As a result of that assessment, the total value of the property was placed at $1,233,214. To break that down further, the land itself was valued at $725,528. While improvements to the property were assessed at a total of $507,686. Based on our records, the total assessed value for this property has been marked as more than the total market value as of this moment. Which is pretty atypical. Are you already in the process of closing on a property and have signed a purchase agreement? You may want to consider locking in your current mortgage rate if interest rates have been rising or seem volatile. This is what's known in the market as a mortgage rate lock (aka rate protection). However, be sure to evaluate your situation carefully before you do so. There may be certain costs associated with taking this action and you'll want to time the start of your perfectly!This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2002
  • Effective Year Built: 2002
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Building Quality: B
  • Construction Type: Wood
  • Roof Cover Type: Composition shingle
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 445
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 7,100
  • Total Building Area: 2,943
  • Gross Building Area: 2,943
  • Building Area: 2,498
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 2,498
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: TRACT 1348 HARBOR VISTA
  • Land Acres: 0.163
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Water rights (misc.)

Ownership

  • Current Owner : PAGE ROBERT
  • Current Owner 2: NYBURG HEIDI
  • Previous Owner : DUNBAR JOHN STEWART
  • Previous Owner 2: DUNBAR JACQUELINE SHIRLEY
  • Owner Before Previous Owner: SANTA CRUZ HARBOR VISTA LLC
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: Live Oak Elementary School District
  • Census Tract: 121403

Zoning

  • Zoning: RM-4

Geography

  • Assessors Map Reference: MAP: 026/621
  • Parcel: 026-621-04-000
  • Lot: 4
  • Municipality: LIVE OAK
  • Latitude: 36.9778
  • Longitude: -121.994

    Address

  • Full Address: 610 Harbor Vista Ln
  • Address - House Number: 610
  • Address - Street Name: Harbor Vista
  • Address - Suffix Type: Ln
  • State: CA
  • City Name: Santa Cruz
  • Carrier Code: C019
  • 4-Digit Zip Code: 2775
  • Zip Code: 95062

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $15,154
  • Intital Tax Deliquent Year: 2022
  • Tax Rate Code Area: 82-040

    Appraisal Valuation

  • Standard Deviation: 0.2334
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 67
  • Final Value: 1,639,226
  • High Value: 2,021,940
  • Low Value: 1,256,512

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $1,004,889
  • First Open Lien Mortgage Lender: BETTER MORTGAGE CORPORATION
  • First Open Lien Mortgage Recording Date: Oct 29, 2021
  • First Open Lien Mortgage Loan Amount: $1,004,889
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2051

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $1,233,214
  • Assessed Land Value: $725,528
  • Assessed Improvements Value: $507,686

    Sales

  • Current Sale Contract Date: Oct 26, 2005
  • Current Sale Recording Date: Nov 07, 2005
  • Current Sale Transaction ID: 1084768214
  • Current Sale Price: $939,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 2005-0078139
  • Previous Sale Recording Date: Mar 29, 2002
  • Previous Sale Contract Date: Mar 27, 2002
  • Previous Sale Amount: $650,000
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: SUNTRUST MORTGAGE INC
  • First Mortgage Transaction Date: Nov 07, 2005
  • First Mortgage Loan Amount: $751,200
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: Dec 01, 2035

    Financing

  • First Mortgage Financing Type: Adjustable Rate

    Previous Mortgages

  • Previous Mortgage Lender: FIRST FRANKLIN FIN
  • Previous Mortgage Transaction Date: Mar 29, 2002
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $450,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Due Date: Apr 01, 2032

About Live Oak



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Frequently Asked Questions

What neighborhood is 610 Harbor Vista Lane located in?
The 610 Harbor Vista Lane is a located in the neighborhood of Santa Cruz in Live Oak, Santa Cruz.
What is the average sales price for listings in 610 Harbor Vista Lane?
The average sales price for units in 610 Harbor Vista Lane is $0 currently.

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