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610 Elk Lake Resort Road

610 Elk Lake Resort Road, Owenton, KY 40359
Property in Owen
Sold Dec 07, 2021
$570,000
$456,000 by Loandepotcom Llc
Mortgage Due Feb 01, 2047
Sold Dec 06, 2021
$570,000
$456,000 by Union Savings Bank
Mortgage Due Jan 01, 2052
Local assessors in Owenton, KY have categorized 610 Elk Lake Resort Road as a residential type of property. The home was built in 2007 and is 17 years old. The property's lot size has been calculated to be 17,420 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 610 Elk Lake Resort Road has a total of 2,068 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a finished improved basement that is 1,828 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. Additional features on the property are as follows. There is a no garage for those who need a place to park their vehicle. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is excellent. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - A. The building has a gable or hip style roof that was made of composition shingle. Lots of log were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a heat pump is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 610 Elk Lake Resort Road was last sold in Dec 1, 2021 for $570,000. According to our calculations, that's $275.63 per sqft. Prior to that sales transaction, the property was sold for $570,000 in Dec 1, 2021. Current property owners are expected to pay $6,658 in taxes per year. The property on 610 Elk Lake Resort Road was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $570,000. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2007
  • Effective Year Built: 2007
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Excellent
  • Building Quality: A
  • Exterior Walls Type: Log
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Basement Type: Finished improved basement
  • Basement Area: 1,828
  • Parking Type: Unimproved
  • Garage Type: None
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 17,420
  • Total Building Area: 2,068
  • Building Area: 2,068
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Heat pump
  • Heated Square Feet: 2,068
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: ELK LAKE SHORES
  • Land Acres: 0.399
  • Standard Land Use Code: Single family residential
  • Legal Description 1: WATER LOT/HOUSE

Ownership

  • Current Owner : MORRIS BRYAN E
  • Current Owner 2: KAUFMAN MORRIS KAREN
  • Previous Owner : FIORE WILLIAMS DENISE
  • Previous Owner 2: THE DENISE FIORE WILLIAMS LIVI
  • Owner Before Previous Owner: DENISE FIORE-WILLIAMS LIVING TRUST

Neighborhood

  • School District Name: Owen County School District
  • School Tax School District: COUNTY
  • Census Tract: 970202

Geography

  • Account Number: 12713
  • Parcel: 075-80-06-010.00
  • Municipality: COUNTY ONLY
  • Latitude: 38.4999
  • Longitude: -84.7598

    Address

  • Full Address: 610 Elk Lake Resort Rd
  • Address - House Number: 610
  • Address - Street Name: Elk Lake Resort
  • Address - Suffix Type: Rd
  • State: KY
  • City Name: Owenton
  • Carrier Code: R004
  • 4-Digit Zip Code: 9171
  • Zip Code: 40359

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $6,658

    Appraisal Valuation

  • Standard Deviation: 0.1922
  • Valuation Date: Jan 31, 2024
  • Confidence Score: 74
  • Final Value: 638,748
  • High Value: 761,570
  • Low Value: 515,927

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $912,000
  • First Open Lien Mortgage Lender: LOANDEPOTCOM LLC
  • First Open Lien Mortgage Recording Date: Mar 14, 2022
  • First Open Lien Mortgage Loan Amount: $456,000
  • First Open Lien Mortgage Term: 298
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2047
  • Second Open Lien Mortgage Lender: LOANDEPOT.COM LLC
  • Second Open Lien Mortgage Recording Date: Jan 19, 2022
  • Second Open Lien Mortgage Loan Amount: $456,000
  • Second Open Lien Mortgage Term: 300
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Feb 01, 2047

    Market Valuation

  • Market Total Value: $570,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $570,000

    Sales

  • Current Sale Contract Date: Dec 01, 2021
  • Current Sale Recording Date: Dec 07, 2021
  • Current Sale Transaction ID: 11873107381
  • Current Sale Price: $570,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021004293
  • Previous Sale Recording Date: Dec 06, 2021
  • Previous Sale Contract Date: Dec 01, 2021
  • Previous Sale Amount: $570,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: UNION SAVINGS BANK
  • First Mortgage Transaction Date: Dec 07, 2021
  • First Mortgage Loan Amount: $456,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jan 01, 2052

    Financing

  • First Mortgage Financing Type: Adjustable Rate

    Previous Mortgages

  • Previous Mortgage Lender: UNION SAVINGS BANK
  • Previous Mortgage Transaction Date: Dec 06, 2021
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $456,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jan 01, 2052

About Owen



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Frequently Asked Questions

What neighborhood is 610 Elk Lake Resort Road located in?
The 610 Elk Lake Resort Road is a located in the neighborhood of Owen in Owen, Owenton.
What is the average sales price for listings in 610 Elk Lake Resort Road?
The average sales price for units in 610 Elk Lake Resort Road is $0 currently.

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