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609 South Clay Street

609 South Clay Street, Frankfort, IN 46041
Property in Center
Sold Apr 13, 2015
$165,700
$132,551 by American Mortgage Service Co
Mortgage Due May 01, 2045
Sold Aug 31, 2009
$124,400
$122,735 by Regions Bank
Mortgage Due Sep 01, 2039
Local assessors in Frankfort, IN have categorized 609 South Clay Street as a residential type of property. The home was built in 1890 and is 134 years old. It was most recently renovated and altered in 1969. The property's lot size has been calculated to be 8,712 square feet. The linear feet between the front and back of the lot was measured at 1,320 ft and the front of the lot was measured at 660 ft. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 3 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 609 South Clay Street has a total of 1,913 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a partial basement that is 284 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. The home is connected to a sewer system. Which is great for homeowners who want a more hands-off approach to handling their wastewater disposal. Additional features on the property are as follows. There is a mixed used garage for those who need a place to park their vehicle. The garage on the property is 816 sqft. There are 3 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is good. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a roof that is made of asphalt. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Apr 9, 2015 for $165,700. That's $86.62 per sqft. Prior to that sales transaction, the property was also sold in Aug 28, 2009 for $124,400. 609 South Clay Street was last assessed in 2023. The total value of the property was assessed at $161,900. Specifically, the land the property is located on was valued at $14,500. While improvements on the property were assessed at a total of $147,400. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $1,584. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1890
  • Effective Year Built: 1969
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 11
  • Building Condition: Good
  • Building Quality: C
  • Construction Type: Wood
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Basement Type: Partial basement
  • Basement Area: 284
  • Garage Type: Mixed use
  • Garage Square Area: 816
  • Parking Space Count: 3

    Dimensions

  • Lot Size Square Feet: 8,712
  • Lot Size Depth Feet: 1,320
  • Lot Size Frontage Feet: 660
  • Total Building Area: 1,913
  • Building Area: 1,913
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,913
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: COLEMANS 2ND ADD
  • Land Acres: 0.2
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 016-11045-30 COLEMANS 2ND ADD LOT 10 2873

Ownership

  • Current Owner : GARSIA MIGUEL J
  • Current Owner 2: GARSIA GLORIA
  • Previous Owner : MITCHELL TOM
  • Owner Before Previous Owner: STOCK NICHOLE C
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Husband and wife

Neighborhood

  • School District Name: Frankfort Community Schools
  • Census Tract: 950700

Geography

  • Assessors Map Reference: MP 016-47-066
  • Account Number: 01647181
  • District: 0001
  • Parcel: 12-10-10-439-002.000-021
  • Lot: 10
  • Municipality: CENTER TOWNSHIP
  • Latitude: 40.2758
  • Longitude: -86.5068

    Address

  • Full Address: 609 S Clay St
  • Address - House Number: 609
  • Street Direction: S
  • Address - Street Name: Clay
  • Address - Suffix Type: St
  • State: IN
  • City Name: Frankfort
  • Carrier Code: C002
  • 4-Digit Zip Code: 3116
  • Zip Code: 46041

Valuation

    Tax

  • Total Area: 2,197
  • Tax Year: 2022
  • Tax Amount: $1,584
  • Tax Rate Code Area: 21:FRANKFO

    Appraisal Valuation

  • Standard Deviation: 0.2619
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 62
  • Final Value: 228,905
  • High Value: 288,864
  • Low Value: 168,947

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $132,551
  • First Open Lien Mortgage Lender: AMERICAN MORTGAGE SERVICE CO
  • First Open Lien Mortgage Recording Date: Apr 13, 2015
  • First Open Lien Mortgage Loan Amount: $132,551
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: May 01, 2045

    Market Valuation

  • Market Total Value: $161,900
  • Market Land Value: $14,500
  • Market Improvement Value: $147,400

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $161,900
  • Assessed Land Value: $14,500
  • Assessed Improvements Value: $147,400

    Sales

  • Current Sale Contract Date: Apr 09, 2015
  • Current Sale Recording Date: Apr 13, 2015
  • Current Sale Transaction ID: 1209565110
  • Current Sale Price: $165,700
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2015-1341
  • Previous Sale Recording Date: Aug 31, 2009
  • Previous Sale Contract Date: Aug 28, 2009
  • Previous Sale Amount: $124,400
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: AMERICAN MORTGAGE SERVICE CO
  • First Mortgage Transaction Date: Apr 13, 2015
  • First Mortgage Loan Amount: $132,551
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: May 01, 2045

    Previous Mortgages

  • Previous Mortgage Lender: REGIONS BANK
  • Previous Mortgage Transaction Date: Aug 31, 2009
  • Previous Mortgage Loan Amount: $122,735
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Sep 01, 2039

About Frankfort



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Frequently Asked Questions

What neighborhood is 609 South Clay Street located in?
The 609 South Clay Street is a located in the neighborhood of Center in Frankfort, Frankfort.
What is the average sales price for listings in 609 South Clay Street?
The average sales price for units in 609 South Clay Street is $0 currently.

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