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609 Montgomery Street

609 Montgomery Street, Cowan, TN 37318
Land in Franklin
Sold Dec 16, 2020
$124,900
$122,637 by First Community Mortgage Inc
Mortgage Due Jan 01, 2051
Sold May 22, 2020
$12,500
609 Montgomery Street has been categorized by the local assessors in Cowan, TN as a residential type of property. The building on the property was first built in 2020 and is 4 years old. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 609 Montgomery Street has 1,014 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,430 ft and across the front of the lot is 500 ft. The area measurement of the land has been determined as 7,150 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Residents will have the luxury of enjoying both a open porch and a patio. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of C+ by the local assessor. The building has a gable or hip style roof made of composition shingle. The exterior walls of the building are made of unknown. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with a packaged air conditioning unit at the moment. In terms of heating, it is utilizing a heating system. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. The property was last sold in Dec 15, 2020 for $124,900. That's $123.18 per sqft. Prior to that sales transaction, the property was also sold in May 21, 2020 for $12,500. 609 Montgomery Street was last assessed in 2023. The total value of the property was assessed at $35,625. Specifically, the land the property is located on was valued at $1,450. While improvements on the property were assessed at a total of $34,175. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $994. Looking to take out a mortage loan? You may want to consider a conventional loan, which is considered one of the most common type of loans on the market. We'll cover the two different types of conventional loans (aka conforming and non-conforming), the pros and cons, and how they could benefit you compared to a FHA or specialty loan. Read more about conventional loans and how you can qualify for one. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Condition

New Construction

Exterior

Vinyl Siding
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2020
  • Effective Year Built: 2020
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 6
  • Building Condition: Average
  • Building Quality: C+
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Parking Space Count: 0
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 7,150
  • Lot Size Depth Feet: 1,430
  • Lot Size Frontage Feet: 500
  • Total Building Area: 1,014
  • Building Area: 1,014
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Packed air conditioning unit
  • Heating: Yes
  • Heated Square Feet: 1,014
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: HILLS ADD
  • Land Acres: 0.164
  • Standard Land Use Code: Single family residential
  • Legal Description 1: DISTRICT: 10, COUNTY AREA: C03

Ownership

  • Current Owner : ASHCRAFT SHAYNE LOWELL
  • Previous Owner : DENBY JOSEPH
  • Owner Before Previous Owner: HENSHAW KENNETH WAYN
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Franklin County School District
  • School Tax School District: 26174
  • Census Tract: 960600

Geography

  • Assessors Map Reference: 077L
  • District: 10
  • Parcel: 026077L E 00900
  • Block: D
  • Lot: 10
  • Municipality: COWAN
  • Latitude: 35.171
  • Longitude: -86.0102

    Address

  • Full Address: 609 Montgomery St
  • Address - House Number: 609
  • Address - Street Name: Montgomery
  • Address - Suffix Type: St
  • State: TN
  • City Name: Cowan
  • Carrier Code: R003
  • 4-Digit Zip Code: 3238
  • Zip Code: 37318

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $994
  • Tax Rate Code Area: 26B01

    Appraisal Valuation

  • Standard Deviation: 0.4923
  • Valuation Date: Mar 27, 2024
  • Confidence Score: 1
  • Final Value: 213,511
  • High Value: 318,623
  • Low Value: 108,398

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $122,637
  • First Open Lien Mortgage Lender: FIRST COMMUNITY MORTGAGE INC
  • First Open Lien Mortgage Recording Date: Dec 16, 2020
  • First Open Lien Mortgage Loan Amount: $122,637
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2051

    Market Valuation

  • Market Total Value: $142,500
  • Market Land Value: $5,800
  • Market Improvement Value: $136,700

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $35,625
  • Assessed Land Value: $1,450
  • Assessed Improvements Value: $34,175

    Sales

  • Current Sale Contract Date: Dec 15, 2020
  • Current Sale Recording Date: Dec 16, 2020
  • Current Sale Transaction ID: 11807971624
  • Current Sale Price: $124,900
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 20009252
  • Previous Sale Recording Date: May 22, 2020
  • Previous Sale Contract Date: May 21, 2020
  • Previous Sale Amount: $12,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FIRST COMMUNITY MORTGAGE INC
  • First Mortgage Transaction Date: Dec 16, 2020
  • First Mortgage Loan Amount: $122,637
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jan 01, 2051

About Cowan



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Frequently Asked Questions

What neighborhood is 609 Montgomery Street located in?
The 609 Montgomery Street is a land located in the neighborhood of Franklin in Cowan, Cowan.
What is the average sales price for listings in 609 Montgomery Street?
The average sales price for units in 609 Montgomery Street is $0 currently.

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