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605 Whispering Creek Road

605 Whispering Creek Road, King, NC 27021
Property in Stokes
Sold Jan 12, 2018
$277,000
$241,300 by Qrl Financial Services
Mortgage Due Feb 01, 2048
Sold Jul 28, 2017
$259,000
$261,616 by American Southwest Mortgage Co
Mortgage Due Aug 01, 2047
Local assessors in King, NC have categorized 605 Whispering Creek Road as a residential type of property. The home was built in 2017 and is 7 years old. It was most recently renovated and altered in 2018. The property's lot size has been calculated to be 43,560 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 605 Whispering Creek Road has a total of 2,745 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 636 sqft. Do you like to entertain? The home has both a open porch and a patio so you'll have great options in both the front and back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. The building has a gable style roof that was made of composition shingle. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's a heat pump is the primary heating source. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 605 Whispering Creek Road sold most recently in Jan 12, 2018 for a total of $277,000. If you work out the math, that's approximately a cost of $100.91 per sqft. Before that, the property was also sold for $259,000 in Jun 8, 2017. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,365 in taxes each year. 605 Whispering Creek Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $297,800. If we break it down further, the land itself was valued at $30,000. Improvements to the property, however, were assessed at a total of $267,800. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2017
  • Effective Year Built: 2018
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 9
  • Building Condition: Average
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Floor Cover: Ceramic
  • Basement Type: Unfinished basement
  • Basement Area: 1,526
  • Garage Type: Garage
  • Garage Square Area: 636
  • Parking Space Count: 0
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 43,560
  • Lot Size Frontage Feet: 0
  • Total Building Area: 2,745
  • Building Area: 2,745
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Heat pump
  • Heated Square Feet: 2,745
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: COUNTRY PLACE
  • Land Acres: 1
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LO6 PL4-244

Ownership

  • Current Owner : JONES CHARLES
  • Current Owner 2: JONES JENNIFER
  • Previous Owner : DUNNING THOMAS J
  • Previous Owner 2: DUNNING AHSLEY N
  • Owner Before Previous Owner: DCH ENTERPRISES INC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Stokes County Schools
  • Census Tract: 070503

Zoning

  • Zoning: R-15

Geography

  • District: 9
  • Parcel: 599304619701
  • Lot: 6
  • Municipality: YADKIN TWP
  • Latitude: 36.3023
  • Longitude: -80.3679

    Address

  • Full Address: 605 Whispering Creek Rd
  • Address - House Number: 605
  • Address - Street Name: Whispering Creek
  • Address - Suffix Type: Rd
  • State: NC
  • City Name: King
  • Carrier Code: R011
  • 4-Digit Zip Code: 9224
  • Zip Code: 27021

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,365

    Appraisal Valuation

  • Standard Deviation: 0.2549
  • Valuation Date: Feb 28, 2024
  • Confidence Score: 63
  • Final Value: 463,334
  • High Value: 581,456
  • Low Value: 345,213

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $250,762
  • First Open Lien Mortgage Lender: QRL FINANCIAL SERVICES
  • First Open Lien Mortgage Recording Date: Jan 12, 2018
  • First Open Lien Mortgage Loan Amount: $241,300
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2048
  • Second Open Lien Mortgage Lender: SECRETARY/HOUSING & URBAN DEV
  • Second Open Lien Mortgage Recording Date: Feb 21, 2024
  • Second Open Lien Mortgage Loan Amount: $9,462
  • Second Open Lien Mortgage Term: 479
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: FHA
  • Second Open Lien Mortgage Loan Due Date: Feb 01, 2064

    Market Valuation

  • Market Total Value: $297,800
  • Market Land Value: $30,000
  • Market Improvement Value: $267,800

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $297,800
  • Assessed Land Value: $30,000
  • Assessed Improvements Value: $267,800

    Sales

  • Current Sale Contract Date: Jan 12, 2018
  • Current Sale Recording Date: Jan 12, 2018
  • Current Sale Transaction ID: 11366493932
  • Current Sale Price: $277,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 00159
  • Previous Sale Recording Date: Jul 28, 2017
  • Previous Sale Contract Date: Jun 08, 2017
  • Previous Sale Amount: $259,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: QRL FINANCIAL SERVICES
  • First Mortgage Transaction Date: Jan 12, 2018
  • First Mortgage Loan Amount: $241,300
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Feb 01, 2048

    Previous Mortgages

  • Previous Mortgage Lender: AMERICAN SOUTHWEST MORTGAGE CO
  • Previous Mortgage Transaction Date: Jul 28, 2017
  • Previous Mortgage Loan Amount: $261,616
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Aug 01, 2047

About King



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Frequently Asked Questions

What neighborhood is 605 Whispering Creek Road located in?
The 605 Whispering Creek Road is a located in the neighborhood of Stokes in King, King.
What is the average sales price for listings in 605 Whispering Creek Road?
The average sales price for units in 605 Whispering Creek Road is $0 currently.

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