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605 West Madison Street

605 West Madison Street, O Fallon, IL 62269
House in O'Fallon
Sold Oct 29, 2018
$126,000
$120,655 by Bank Of Springfield
Mortgage Due Nov 01, 2048
Sold Jul 15, 2015
$109,000
$107,025 by Us Bank Na
Mortgage Due Aug 01, 2045
605 West Madison Street has been categorized by the local assessors in O Fallon, IL as a residential type of property. The building on the property was first built in 1976 and is 48 years old. However, we must point out that the home was most recently renovated and altered in 1985. There are 3 partial bathrooms in the home. The building has a total of 2 stories. In addition, 605 West Madison Street has 912 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Those looking for additional storage or space will be happy to hear that there is a full basement that is 912 sqft. Please note, that typically the basement, garage, and or porch square footage is not included in the calculations of the living area square footage. The area measurement of the land has been determined as 8,276 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Residents will have the luxury of enjoying a patio. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. From what we've gathered, the quality of these control joints have been graded with a letter grade of C+ by the local assessor. The inside of the home is being cooled with central air conditioning at the moment. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 605 West Madison Street was last sold in Oct 26, 2018 for $126,000. According to our calculations, that's $138.16 per sqft. Prior to that sales transaction, the property was sold for $109,000 in Jul 14, 2015. Current property owners are expected to pay $3,716 in taxes per year. The property on 605 West Madison Street was last assessed in 2022. As a result of that assessment, the total value of the property was placed at $47,673. To break that down further, the land itself was valued at $7,880. While improvements to the property were assessed at a total of $39,793. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1976
  • Effective Year Built: 1985
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 7
  • Building Quality: C+
  • Construction Type: Frame
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 912
  • Parking Space Count: 0
  • Patio Type: Patio

    Dimensions

  • Lot Size Square Feet: 8,276
  • Total Building Area: 912
  • Building Area: 912
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: unknown
  • Heated Square Feet: 912
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: WESTBROOK
  • Land Acres: 0.19
  • Standard Land Use Code: Single family residential
  • Legal Description 1: WESTBROOK 5TH ADD PLAT3 LOT/SEC-172 A02594570

Ownership

  • Current Owner : DUSEK AFTON
  • Current Owner 2: DUSEK GERALD
  • Previous Owner : SIMON PAUL RANDALL
  • Previous Owner 2: SIMON SHANNON ELAINE
  • Owner Before Previous Owner: JOHNSTON JEAN
  • Owner Before Previous Owner 2: JOHNSTON STEPHEN J
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: O'Fallon Community Consolidated School District 90
  • Census Tract: 504354

Geography

  • District: 06
  • Parcel: 04-30-0-105-018
  • Block: 105
  • Municipality: OFALLON
  • Latitude: 38.5975
  • Longitude: -89.9207

    Address

  • Full Address: 605 W Madison St
  • Address - House Number: 605
  • Street Direction: W
  • Address - Street Name: Madison
  • Address - Suffix Type: St
  • State: IL
  • City Name: O Fallon
  • Carrier Code: C004
  • 4-Digit Zip Code: 1027
  • Zip Code: 62269

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $3,716
  • Tax Rate Code Area: 06005

    Appraisal Valuation

  • Standard Deviation: 0.1347
  • Valuation Date: Aug 16, 2023
  • Confidence Score: 73
  • Final Value: 135,084
  • High Value: 153,287
  • Low Value: 116,880

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $128,155
  • First Open Lien Mortgage Lender: BANK OF SPRINGFIELD
  • First Open Lien Mortgage Recording Date: Oct 29, 2018
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $120,655
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2048
  • Second Open Lien Mortgage Lender: ILLINOIS HOUSING DEVELOPMENT A
  • Second Open Lien Mortgage Recording Date: Oct 29, 2018
  • Second Open Lien Mortgage Loan Amount: $7,500
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Stand Alone Second

    Market Valuation

  • Market Total Value: $143,019
  • Market Land Value: $23,640
  • Market Improvement Value: $119,379

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $47,673
  • Assessed Land Value: $7,880
  • Assessed Improvements Value: $39,793

    Sales

  • Current Sale Contract Date: Oct 26, 2018
  • Current Sale Recording Date: Oct 29, 2018
  • Current Sale Transaction ID: 11530113887
  • Current Sale Price: $126,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: A02594570
  • Previous Sale Recording Date: Jul 15, 2015
  • Previous Sale Contract Date: Jul 14, 2015
  • Previous Sale Amount: $109,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: BANK OF SPRINGFIELD
  • First Mortgage Transaction Date: Oct 29, 2018
  • First Mortgage Loan Amount: $120,655
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Nov 01, 2048

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: US BANK NA
  • Previous Mortgage Transaction Date: Jul 15, 2015
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $107,025
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Aug 01, 2045

About O'Fallon



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Frequently Asked Questions

What neighborhood is 605 West Madison Street located in?
The 605 West Madison Street is a house located in the neighborhood of O'Fallon in O'Fallon, O Fallon.
What is the average sales price for listings in 605 West Madison Street?
The average sales price for units in 605 West Madison Street is $0 currently.

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