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605 Emmett Creek Lane

605 Emmett Creek Lane, Lexington, KY 40515
Property in Waterford
Sold Jul 20, 2016
$286,000
$271,700 by Bank Of England
Mortgage
Sold Sep 29, 2014
$278,000
$250,200 by Embrace Home Loans Inc
Mortgage
605 Emmett Creek Lane has been categorized by the local assessors in Lexington, KY as a residential type of property. The building on the property was first built in 1997 and is 27 years old. The home has a total of 8 rooms. 5 of these rooms are legally considered as bedrooms. Residents will have access to 3 full bathrooms. There are 4 partial bathrooms in the home. The building has a total of 2 stories. In addition, 605 Emmett Creek Lane has 2,320 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Those looking for additional storage or space will be happy to hear that there is a finished improved basement that is 1,116 sqft. Please note, that typically the basement, garage, and or porch square footage is not included in the calculations of the living area square footage. The area measurement of the land has been determined as 8,472 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. The garage measured 550 sqft. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying a patio. Love to swim? You'll be excited to find out that there is a pool on the property. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. The exterior walls of the building are made of masonry. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a central heating system and being fueled with gas. There is a single fireplace in the home. Perfect for those wintery nights. The property was last sold in Jan 1, 1970 for $286,000. That's $123.28 per sqft. Prior to that sales transaction, the property was also sold in Jan 1, 1970 for $278,000. 605 Emmett Creek Lane was last assessed in 2023. The total value of the property was assessed at $286,000. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $3,537. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1997
  • Effective Year Built: 1997
  • Total Rooms: 8
  • Bedroom Count: 5
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Bathroom Plumbing Fixtures: 16
  • Construction Type: Frame
  • Exterior Walls Type: Masonry
  • Floor Count: 2
  • Basement Type: Finished improved basement
  • Basement Area: 1,116
  • Garage Type: Attached
  • Garage Square Area: 550
  • Parking Space Count: 2
  • Patio Type: Patio
  • Pool Type: Pool

    Dimensions

  • Lot Size Square Feet: 8,472
  • Lot Size Frontage Feet: 962
  • Total Building Area: 2,320
  • Building Area: 2,320
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 2,320
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: WATERFORD
  • Land Acres: 0.194
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: K-105 WATERFORD UNIT 1 LOT 59; BOOK: 3415 PAGE: 188

Ownership

  • Current Owner : POSTEL RYAN J
  • Current Owner 2: POSTEL EMILY J
  • Previous Owner : BROWN CYNTHIA
  • Previous Owner 2: BROWN TRACY
  • Owner Before Previous Owner: WHITE TRAVIS A
  • Owner Before Previous Owner 2: WHITE JENNIFER A
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Fayette County School District
  • Census Tract: 004105

Zoning

  • Zoning: R-1D

Geography

  • Assessors Map Reference: MB:62
  • Parcel: 19963980
  • Lot: 59
  • Latitude: 37.9646
  • Longitude: -84.5142

    Address

  • Full Address: 605 Emmett Creek Ln
  • Legal Unit: 1
  • Address - House Number: 605
  • Address - Street Name: Emmett Creek
  • Address - Suffix Type: Ln
  • State: KY
  • City Name: Lexington
  • Carrier Code: C033
  • 4-Digit Zip Code: 6070
  • Zip Code: 40515

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,537
  • Tax Rate Code Area: 01

    Appraisal Valuation

  • Standard Deviation: 0.1647
  • Valuation Date: Dec 20, 2023
  • Confidence Score: 79
  • Final Value: 452,902
  • High Value: 527,497
  • Low Value: 378,307

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $271,700
  • First Open Lien Mortgage Lender: BANK OF ENGLAND
  • First Open Lien Mortgage Recording Date: Jul 20, 2016
  • First Open Lien Mortgage Loan Amount: $271,700
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Unknown (DEFAULT)

    Market Valuation

  • Market Total Value: $286,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $286,000

    Sales

  • Current Sale Recording Date: Jul 20, 2016
  • Current Sale Transaction ID: 1653630558
  • Current Sale Price: $286,000
  • Current Sale Document Type: Deed
  • Previous Sale Recording Date: Sep 29, 2014
  • Previous Sale Amount: $278,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: BANK OF ENGLAND
  • First Mortgage Transaction Date: Jul 20, 2016
  • First Mortgage Loan Amount: $271,700
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Unknown (DEFAULT)

    Previous Mortgages

  • Previous Mortgage Lender: EMBRACE HOME LOANS INC
  • Previous Mortgage Transaction Date: Sep 29, 2014
  • Previous Mortgage Loan Amount: $250,200
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Unknown (DEFAULT)

About Waterford



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Frequently Asked Questions

What neighborhood is 605 Emmett Creek Lane located in?
The 605 Emmett Creek Lane is a located in the neighborhood of Waterford in Waterford, Lexington.
What is the average sales price for listings in 605 Emmett Creek Lane?
The average sales price for units in 605 Emmett Creek Lane is $0 currently.

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