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605 2nd Avenue

605 2nd Avenue, Saint Ignatius, MT 59865
House in Lake
Sold May 29, 2020
Transfer
$189,633 by Usda
Mortgage Due May 09, 2058
Sold May 29, 2020
$237,000
$189,633 by Usda
Mortgage Due May 09, 2058
605 2nd Avenue has been categorized by the local assessors in Saint Ignatius, MT as a residential type of property. The building on the property was first built in 1982 and is 42 years old. However, we must point out that the home was most recently renovated and altered in 1990. The home has a total of 7 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 605 2nd Avenue has 1,452 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 19,602 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a conventional style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. The garage measured 648 sqft. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying a open porch. Moving on to the building itself. The condition of the building has been evaluated as average. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The building has a gable style roof made of asphalt. The exterior walls of the building are made of wood siding. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing electric heaters and being fueled with electricity. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. Before that, the property was also sold for $237,000 in May 27, 2020. There could be many factors that caused the property to sell at a lower price and decrease in value. Tax-wise, the current owner is expected to pay close to $2,299 in taxes each year. 605 2nd Avenue was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $283,900. The property's total market value has been marked the same as the total assessed value which is pretty typical. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1982
  • Effective Year Built: 1990
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 8
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Frame
  • Building Style: Conventional
  • Exterior Walls Type: Wood siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 648
  • Parking Space Count: 2
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 19,602
  • Total Building Area: 1,452
  • Building Area: 1,452
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Electric
  • Heated Square Feet: 1,452
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: UDALL ADDITION
  • Land Acres: 0.45
  • Standard Land Use Code: Single family residential
  • Legal Description 1: UDALL ADDITION, S13, T18 N, R20 W, LOT 8, ACRES 0.45

Ownership

  • Current Owner : SCAMMON SHARON A
  • Previous Owner : MCVEY DEAN
  • Previous Owner 2: MCVEY DON
  • Owner Before Previous Owner: MCVEY JENNA G
  • Owner Before Previous Owner 2: MCVEY ROBIN D

Neighborhood

  • School District Name: St. Ignatius K-12 Schools
  • Census Tract: 940600

Geography

  • Account Number: 0000016132
  • Parcel: 15-2753-13-2-21-02-0000
  • Lot: 8
  • Meridian: SEC 13 TWN 18N RNG 20W
  • Municipality: SAINT IGNATIUS
  • Latitude: 47.3253
  • Longitude: -114.094

    Address

  • Full Address: 605 2nd Ave
  • Address - House Number: 605
  • Address - Street Name: 2nd
  • Address - Suffix Type: Ave
  • State: MT
  • City Name: Saint Ignatius
  • Carrier Code: R777
  • 4-Digit Zip Code: 7746
  • Zip Code: 59865

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,299
  • Tax Rate Code Area: 0480

    Appraisal Valuation

  • Standard Deviation: 0.4294
  • Valuation Date: Nov 03, 2023
  • Confidence Score: 14
  • Final Value: 238,756
  • High Value: 341,278
  • Low Value: 136,233

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $189,633
  • First Open Lien Mortgage Lender: USDA
  • First Open Lien Mortgage Recording Date: May 29, 2020
  • First Open Lien Mortgage Loan Amount: $189,633
  • First Open Lien Mortgage Term: 455
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: USDA
  • First Open Lien Mortgage Loan Due Date: May 09, 2058

    Market Valuation

  • Market Total Value: $283,900
  • Market Land Value: $49,323
  • Market Improvement Value: $234,577

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $283,900

    Sales

  • Current Sale Contract Date: May 26, 2020
  • Current Sale Recording Date: May 29, 2020
  • Current Sale Transaction ID: 11765485255
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 577455
  • Previous Sale Recording Date: May 29, 2020
  • Previous Sale Contract Date: May 27, 2020
  • Previous Sale Amount: $237,000
  • Previous Sale Document Type: Deed of Distribution

    Previous Mortgages

  • Previous Mortgage Lender: USDA
  • Previous Mortgage Transaction Date: May 29, 2020
  • Previous Mortgage Loan Amount: $189,633
  • Previous Mortgage Term: 455
  • Previous Mortgage Loan Type: USDA
  • Previous Mortgage Loan Due Date: May 09, 2058

About St. Ignatius



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Frequently Asked Questions

What neighborhood is 605 2nd Avenue located in?
The 605 2nd Avenue is a house located in the neighborhood of Lake in St. Ignatius, Saint Ignatius.
What is the average sales price for listings in 605 2nd Avenue?
The average sales price for units in 605 2nd Avenue is $0 currently.

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