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604 South Western Avenue

604 South Western Avenue, Champaign, IL 61821
Sold Mar 04, 2020
$205,000
Sold Mar 09, 2018
$195,000
$125,000 by Guaranteed Rate Inc
Mortgage Due Apr 01, 2048
Local assessors in Champaign, IL have categorized 604 South Western Avenue as a residential type of property. The home was built in 1947 and is 77 years old. The property's lot size has been calculated to be 9,131 square feet. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. Moving onto specific details regarding the building. Our sources show that the building condition is poor. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a roof that is made of materials that we aren't sure of. Lots of stucco were used in the construction of the exterior walls of the home. While the walls in the interior have been made of plaster. As for flooring, was the material of choice during construction. Residents rely on air conditioning for their cooling system. The home's a central heating system is the primary heating source. The property was last sold in Feb 28, 2020 for $205,000. That's $213.54 per sqft. Prior to that sales transaction, the property was also sold in Feb 8, 2018 for $195,000. 604 South Western Avenue was last assessed in 2022. The total value of the property was assessed at $76,500. Specifically, the land the property is located on was valued at $10,730. While improvements on the property were assessed at a total of $65,770. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $6,483. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1947
  • Effective Year Built: 1947
  • Bedroom Count: 0
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Poor
  • Building Quality: C
  • Exterior Walls Type: Stucco
  • Interior Walls Type: Plaster
  • Roof Cover Type: Other
  • Floor Count: 1
  • Living Units: 1
  • Floor Cover: Wood
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Detached
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 9,131
  • Total Building Area: 960
  • Building Area: 960
  • Building Area Measurement: Building Perimeter

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Central heating
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: WESTERN TERRACE SUB, REPLAT
  • Land Acres: 0.21
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 2 BLOCK 4A WESTERN TERRACE SUB, REPLAT

Ownership

  • Current Owner : PHOMVANSI CHANPENG
  • Previous Owner : COLLINS DAWN P
  • Previous Owner 2: COLLINS DARYLL
  • Owner Before Previous Owner: SCHROEDER PAUL W
  • Owner Before Previous Owner 2: SCHROEDER VIOLET M
  • Is Owner Occupied: Owner-occupied property
  • Vacant Flag: Address Standardization Based
  • Vacant Flag Date: Feb 26, 2024

Neighborhood

  • School District Name: Champaign Community Unit School District 4
  • School Tax School District: 101
  • Census Tract: 001100

Geography

  • District: 04
  • Parcel: 43-20-14-107-002
  • Block: 4A
  • Lot: 2
  • Meridian: SEC 14 TWN 19N RNG 08E
  • Municipality: CITY OF CHAMPAIGN
  • Latitude: 40.1099
  • Longitude: -88.2752

    Address

  • Full Address: 604 S Western Ave
  • Address - House Number: 604
  • Street Direction: S
  • Address - Street Name: Western
  • Address - Suffix Type: Ave
  • State: IL
  • City Name: Champaign
  • Carrier Code: C049
  • 4-Digit Zip Code: 3735
  • Zip Code: 61821

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $6,483
  • Tax Rate Code Area: 4302

    Appraisal Valuation

  • Standard Deviation: 0.2135
  • Valuation Date: Feb 21, 2024
  • Confidence Score: 70
  • Final Value: 292,102
  • High Value: 354,468
  • Low Value: 229,737

    Market Valuation

  • Market Total Value: $229,500
  • Market Land Value: $32,190
  • Market Improvement Value: $197,310

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $76,500
  • Assessed Land Value: $10,730
  • Assessed Improvements Value: $65,770

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Feb 28, 2020
  • Current Sale Recording Date: Mar 04, 2020
  • Current Sale Transaction ID: 11744165463
  • Current Sale Price: $205,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020R03457
  • Previous Sale Recording Date: Mar 09, 2018
  • Previous Sale Contract Date: Feb 08, 2018
  • Previous Sale Amount: $195,000
  • Previous Sale Document Type: Trustee's Deed (Certificate of Title)

    Last Sale Mortgage

  • First Mortgage Lender: PNC BANK NA
  • First Mortgage Transaction Date: Mar 04, 2020
  • First Mortgage Loan Amount: $120,000
  • First Mortgage Terms: 180
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Mar 01, 2035

    Financing

  • First Mortgage Financing Type: Unknown

    Previous Mortgages

  • Previous Mortgage Lender: GUARANTEED RATE INC
  • Previous Mortgage Transaction Date: Mar 09, 2018
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $125,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Apr 01, 2048

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Frequently Asked Questions

What neighborhood is 604 South Western Avenue located in?
The 604 South Western Avenue is a house located in the neighborhood of Champaign City in Champaign, Champaign.
What is the average sales price for listings in 604 South Western Avenue?
The average sales price for units in 604 South Western Avenue is $0 currently.

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