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604 Ferry Road

604 Ferry Road, Portsmouth, VA 23701
House in Portsmouth
Sold Jul 29, 2021
$424,900
$417,203 by United Wholesale Mortgage Llc
Mortgage Due Jul 29, 2051
Sold Mar 12, 2021
$138,001
$255,800 by Lendinghome Funding Corporatio
Mortgage
604 Ferry Road in Portsmouth, VA was first built in 1955 and is 69 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a traditional style. There are a total of 2 floors. There are a total of 5 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 3 full bathrooms. There are 4 partial bathrooms. 604 Ferry Road has 4,028 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 750 ft and the linear feet between the front and back of the lot is 1,250. In total, the area measurement of the land is 9,583 square feet.

Learn more about the property and building on this page. The roof of the home is made of asphalt. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with brick control joints. The exterior walls of the home are made of brick. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a central heating system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 604 Ferry Road sold most recently in Jul 23, 2021 for a total of $424,900. If you work out the math, that's approximately a cost of $105.49 per sqft. Before that, the property was also sold for $138,001 in Mar 3, 2021. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $5,281 in taxes each year. 604 Ferry Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $422,460. If we break it down further, the land itself was valued at $70,500. Improvements to the property, however, were assessed at a total of $351,960. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Brick Exterior
Vinyl Siding

Driveway

Driveway
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1955
  • Effective Year Built: 1955
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Construction Type: Brick
  • Building Style: Traditional
  • Exterior Walls Type: Brick
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Floor Cover: Wood
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 9,583
  • Lot Size Depth Feet: 1,250
  • Lot Size Frontage Feet: 750
  • Total Building Area: 4,028
  • Gross Building Area: 4,028
  • Building Area: 4,028
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Central heating
  • Heated Square Feet: 4,028
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: HODGES MANOR
  • Land Acres: 0.22
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LT 32 HODGES MANOR SECT 3

Ownership

  • Current Owner : FIELDS CATRICE
  • Previous Owner : CLEARVIEW HOMES VA LLC
  • Owner Before Previous Owner: KORTE KYLE D
  • Owner Before Previous Owner 2: CREECY WILLIAM B
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Portsmouth City Public Schools
  • Census Tract: 212802

Zoning

  • Zoning: UR

Geography

  • Parcel: 0448-0090
  • Latitude: 36.8169
  • Longitude: -76.3818

    Address

  • Full Address: 604 Ferry Rd
  • Address - House Number: 604
  • Address - Street Name: Ferry
  • Address - Suffix Type: Rd
  • State: VA
  • City Name: Portsmouth
  • Carrier Code: C021
  • 4-Digit Zip Code: 1418
  • Zip Code: 23701

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,281

    Appraisal Valuation

  • Standard Deviation: 0.1837
  • Valuation Date: Mar 06, 2024
  • Confidence Score: 75
  • Final Value: 484,944
  • High Value: 574,028
  • Low Value: 395,859

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $428,391
  • First Open Lien Mortgage Lender: UNITED WHOLESALE MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Jul 29, 2021
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $417,203
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jul 29, 2051
  • Second Open Lien Mortgage Lender: SECRETARY/HOUSING & URBAN DEV
  • Second Open Lien Mortgage Recording Date: Feb 21, 2024
  • Second Open Lien Mortgage Loan Amount: $11,188
  • Second Open Lien Mortgage Term: 329
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: FHA
  • Second Open Lien Mortgage Loan Due Date: Aug 01, 2051

    Market Valuation

  • Market Total Value: $422,460
  • Market Land Value: $70,500
  • Market Improvement Value: $351,960

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $422,460
  • Assessed Land Value: $70,500
  • Assessed Improvements Value: $351,960

    Sales

  • Current Sale Contract Date: Jul 23, 2021
  • Current Sale Recording Date: Jul 29, 2021
  • Current Sale Transaction ID: 11846834625
  • Current Sale Price: $424,900
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 202111077
  • Previous Sale Recording Date: Mar 12, 2021
  • Previous Sale Contract Date: Mar 03, 2021
  • Previous Sale Amount: $138,001
  • Previous Sale Document Type: Trustee's Deed (Certificate of Title)

    Last Sale Mortgage

  • First Mortgage Lender: UNITED WHOLESALE MORTGAGE LLC
  • First Mortgage Transaction Date: Jul 29, 2021
  • First Mortgage Loan Amount: $417,203
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: LENDINGHOME FUNDING CORPORATIO
  • Previous Mortgage Transaction Date: Mar 12, 2021
  • Previous Mortgage Financing Type: Variable
  • Previous Mortgage Loan Amount: $255,800
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Credit Line (Revolving)

About Portsmouth



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Nearby Rentals

Unit for rent at 4212 Scott Street, Portsmouth, VA, 23707

$2,395 /mo

  • 4 Beds
  • 2.5 Baths
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Frequently Asked Questions

What neighborhood is 604 Ferry Road located in?
The 604 Ferry Road is a house located in the neighborhood of Portsmouth in Portsmouth, Portsmouth.
What is the average sales price for listings in 604 Ferry Road?
The average sales price for units in 604 Ferry Road is $275,000 , or $68/sqft. currently.

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