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6020 Bayou Road

6020 Bayou Road, Mobile, AL 36605
Sold May 23, 2008
Transfer
$304,285 by Caliber Home Loans Inc
Mortgage Due Jan 01, 2051
Sold Oct 09, 2002
$261,000
$200,000 by Cendant Mtg Corp
Mortgage Due Oct 01, 2032
Local assessors in Mobile, AL have categorized 6020 Bayou Road as a residential type of property. The home was built in 1991 and is 33 years old. The property's lot size has been calculated to be 33,782 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 6020 Bayou Road has a total of 720 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 864 sqft. There are 3 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. The building has a gable or hip style roof that was made of metal. Lots of materials we are unsure of were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Prior to that sales transaction, the property was also sold in Sep 30, 2002 for $261,000. 6020 Bayou Road was last assessed in 2023. The total value of the property was assessed at $30,280. Specifically, the land the property is located on was valued at $8,400. While improvements on the property were assessed at a total of $21,880. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $1,403. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Hardboard Siding

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1991
  • Effective Year Built: 1991
  • Total Rooms: 6
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Exterior Walls Type: Other
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Metal
  • Floor Count: 2
  • Floor Cover: Tile
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 864
  • Parking Space Count: 3
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 33,782
  • Lot Size Frontage Feet: 0
  • Total Building Area: 2,699
  • Building Area: 2,699
  • Building Area Measurement: Adjusted Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 720
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: BAYOU WOODS
  • Land Acres: 0.775
  • Standard Land Use Code: Single family residential
  • Legal Description 1: COM AT THE SE COR OF LOT 3 BLK 1 BAYOU DIV OF HOLLINGER ISLAND MBK 3 PG 120-125 TH N 03 DEG 02 MIN E ALG THE W/L OF BAYOU RD

Ownership

  • Current Owner : PALMER MARTHA S
  • Current Owner 2: PALMER BOWDEN L
  • Previous Owner : OARD NANCY
  • Owner Before Previous Owner: SMITH JERRY A
  • Owner Before Previous Owner 2: SMITH VERONICA LYNN
  • Is Owner Occupied: Owner-occupied property
  • Owner Generation Identifier: JR

Neighborhood

  • School District Name: Mobile County School District
  • Census Tract: 007000

Geography

  • Account Number: 01053068
  • Parcel: 32 18 01 0 007 015.03X
  • Block: 1
  • Lot: 3,5
  • Meridian: SEC 01 TWN 5S RNG 1W
  • Municipality: COUNTY
  • Latitude: 30.5661
  • Longitude: -88.1001

    Address

  • Full Address: 6020 Bayou Rd
  • Address - House Number: 6020
  • Address - Street Name: Bayou
  • Address - Suffix Type: Rd
  • State: AL
  • City Name: Mobile
  • Carrier Code: R001
  • 4-Digit Zip Code: 9786
  • Zip Code: 36605

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,403

    Appraisal Valuation

  • Standard Deviation: 0.2317
  • Valuation Date: Aug 30, 2023
  • Confidence Score: 53
  • Final Value: 308,023
  • High Value: 379,393
  • Low Value: 236,652

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $304,285
  • First Open Lien Mortgage Lender: CALIBER HOME LOANS INC
  • First Open Lien Mortgage Recording Date: Mar 15, 2021
  • First Open Lien Mortgage Loan Amount: $304,285
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2051

    Market Valuation

  • Market Total Value: $302,800
  • Market Land Value: $84,000
  • Market Improvement Value: $218,800

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $30,280
  • Assessed Land Value: $8,400
  • Assessed Improvements Value: $21,880

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: May 21, 2008
  • Current Sale Recording Date: May 23, 2008
  • Current Sale Transaction ID: 1001238599
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2008036441
  • Previous Sale Recording Date: Oct 09, 2002
  • Previous Sale Contract Date: Sep 30, 2002
  • Previous Sale Amount: $261,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: COMMUNITY BANK OF MISSISSIPPI
  • First Mortgage Transaction Date: May 23, 2008
  • First Mortgage Loan Amount: $300,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage

    Previous Mortgages

  • Previous Mortgage Lender: CENDANT MTG CORP
  • Previous Mortgage Transaction Date: Oct 09, 2002
  • Previous Mortgage Loan Amount: $200,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Oct 01, 2032

About Alligator Bayou



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Nearby Rentals

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Frequently Asked Questions

What neighborhood is 6020 Bayou Road located in?
The 6020 Bayou Road is a house located in the neighborhood of Alligator Bayou in Alligator Bayou, Mobile.
What is the average sales price for listings in 6020 Bayou Road?
The average sales price for units in 6020 Bayou Road is $0 currently.

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