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602 Ramsey Circle

602 Ramsey Circle, Gastonia, NC 28052
Property in Gaston
Sold Sep 27, 2021
$261,000
$260,000 by Alliance Bank & Trust Co
Mortgage
602 Ramsey Circle in Gastonia, NC was first built in 1981 and is 43 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a ranch/rambler style. It is a single story home. There are a total of 7 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 602 Ramsey Circle has 1,830 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 610,276 square feet.

Learn more about the property and building on this page. The home has a gable or hip style roof made of shingle (not wood). The quality of the control joints have been graded by the local assessor with a letter grade of C. The exterior walls of the home are made of alum/vinyl siding. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a forced air unit. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 602 Ramsey Circle was last sold in Sep 24, 2021 for $261,000. According to our calculations, that's $142.62 per sqft. Current property owners are expected to pay $4,768 in taxes per year. The property on 602 Ramsey Circle was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $686,050. To break that down further, the land itself was valued at $237,200. While improvements to the property were assessed at a total of $448,850. Based on our records, the total assessed value for this property has been marked as more than the total market value as of this moment. Which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1981
  • Effective Year Built: 1981
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Quality: C
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 1
  • Basement Type: Unspecified basement
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 610,276
  • Lot Size Frontage Feet: 0
  • Total Building Area: 1,830
  • Building Area: 1,830
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,830
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: W M BOYD ESTATE
  • Land Acres: 14.01
  • Standard Land Use Code: Mobile home or trailer park
  • County Land Use Code: Department store (apparel, household goods, furniture)
  • Legal Description 1: W M BOYD ESTATE L P/3A 10 088 017 00 000

Ownership

  • Current Owner : JACK A SHELL MOBILE HOME COURT LLC
  • Previous Owner : RAMSEY DUNCAN MICHELLE L
  • Previous Owner 2: RAMSEY GERALD DUNCAN
  • Ownership Rights Codes: Company/Corporation
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: Gaston County Schools
  • School Tax School District: S. GASTONIA FD
  • Census Tract: 031705

Zoning

  • Zoning: R1

Geography

  • Assessors Map Reference: MP 12 PG 72
  • District: S. GASTONIA
  • Subdivision Tract Number: 3
  • Parcel: 145980
  • Municipality: S GASTONIA FD
  • Latitude: 35.1877
  • Longitude: -81.2487

    Address

  • Full Address: 602 Ramsey Cir
  • Address - House Number: 602
  • Address - Street Name: Ramsey
  • Address - Suffix Type: Cir
  • State: NC
  • City Name: Gastonia
  • Carrier Code: R012
  • 4-Digit Zip Code: 6531
  • Zip Code: 28052

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,768

    Appraisal Valuation

  • Standard Deviation: 0.3436
  • Valuation Date: Sep 21, 2023
  • Confidence Score: 31
  • Final Value: 392,743
  • High Value: 527,706
  • Low Value: 257,779

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $260,000
  • First Open Lien Mortgage Lender: ALLIANCE BANK & TRUST CO
  • First Open Lien Mortgage Recording Date: Sep 27, 2021
  • First Open Lien Mortgage Loan Amount: $260,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Unknown (DEFAULT)

    Market Valuation

  • Market Total Value: $400,640
  • Market Land Value: $169,470
  • Market Improvement Value: $231,170

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $686,050
  • Assessed Land Value: $237,200
  • Assessed Improvements Value: $448,850

    Sales

  • Current Sale Contract Date: Sep 24, 2021
  • Current Sale Recording Date: Sep 27, 2021
  • Current Sale Transaction ID: 11864557875
  • Current Sale Price: $261,000
  • Current Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: ALLIANCE BANK & TRUST CO
  • First Mortgage Transaction Date: Sep 27, 2021
  • First Mortgage Loan Amount: $260,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Unknown (DEFAULT)

About Gaston



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Frequently Asked Questions

What neighborhood is 602 Ramsey Circle located in?
The 602 Ramsey Circle is a located in the neighborhood of Gaston in Gaston, Gastonia.
What is the average sales price for listings in 602 Ramsey Circle?
The average sales price for units in 602 Ramsey Circle is $0 currently.

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