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6002 Birch Point Road

6002 Birch Point Road, Saginaw, MN 55779
Property in Grand Lake
Sold Aug 20, 2020
$248,000
$200,000 by North Shore Bank Of Commerce
Mortgage Due Sep 01, 2050
Sold Jul 16, 2013
$221,000
$198,900 by North Shore Bank Of Commerce
Mortgage Due Jul 01, 2043
6002 Birch Point Road in Saginaw, MN was first built in 1963 and is 61 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a log cabin/rustic style. There are a total of 2 floors. There are a total of 2 rooms in the home, of which, 2 are bedrooms. In terms of bathrooms, there is only one bathroom. There are 2 partial bathrooms. 6002 Birch Point Road has 1,292 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 38,343 square feet.

Learn more about the property and building on this page. There is a open porch. For those who need parking, there is a garage. The garage is 720 sqft. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The condition of the building has been evaluated as good. The exterior walls of the home are made of alum/vinyl siding. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing oil. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 6002 Birch Point Road was last sold in Aug 14, 2020 for $248,000. According to our calculations, that's $191.95 per sqft. Prior to that sales transaction, the property was sold for $221,000 in Jun 28, 2013. Current property owners are expected to pay $5,192 in taxes per year. The property on 6002 Birch Point Road was last assessed in 2022. As a result of that assessment, the total value of the property was placed at $291,600. To break that down further, the land itself was valued at $103,300. While improvements to the property were assessed at a total of $188,300. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1963
  • Effective Year Built: 1963
  • Total Rooms: 2
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Good
  • Construction Type: Frame
  • Building Style: Log cabin/Rustic
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Unspecified basement
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 720
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 38,343
  • Total Building Area: 1,292
  • Gross Building Area: 1,292
  • Building Area: 1,292
  • Building Area Measurement: Gross Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: unknown
  • Heated Square Feet: 1,292
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: CARIBOU LAKE TRACTS TOWN OF GR
  • Land Acres: 0.88
  • Standard Land Use Code: Single family residential
  • Legal Description 1: E 1/2 OF LOT 45 AND ALL LOT 46 SERIAL #

Ownership

  • Current Owner : PALUSKY PAUL
  • Current Owner 2: PALUSKY JENNIFER
  • Previous Owner : ROBERTSON MICHAEL A
  • Previous Owner 2: ROBERTSON LISA A
  • Owner Before Previous Owner: LEDINGHAM CADE W
  • Owner Before Previous Owner 2: LEDINGHAM SUMMER
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Proctor Public School District
  • School Tax School District: 704
  • Census Tract: 011102

Zoning

  • Zoning: RES

Geography

  • Assessors Map Reference: MB 50
  • Account Number: 1094592
  • District: 380
  • Parcel: 380-0050-00450
  • Block: 1
  • Lot: 45-46
  • Municipality: TOWN OF GRAND LAKE
  • Latitude: 46.8999
  • Longitude: -92.3138

    Address

  • Full Address: 6002 Birch Point Rd
  • Address - House Number: 6002
  • Address - Street Name: Birch Point
  • Address - Suffix Type: Rd
  • State: MN
  • City Name: Saginaw
  • Carrier Code: R002
  • 4-Digit Zip Code: 9540
  • Zip Code: 55779

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,192
  • Tax Rate Code Area: TOWN OF GR

    Appraisal Valuation

  • Standard Deviation: 0.2092
  • Valuation Date: Sep 21, 2023
  • Confidence Score: 71
  • Final Value: 328,693
  • High Value: 397,469
  • Low Value: 259,916

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $200,000
  • First Open Lien Mortgage Lender: NORTH SHORE BANK OF COMMERCE
  • First Open Lien Mortgage Recording Date: Aug 20, 2020
  • First Open Lien Mortgage Loan Amount: $200,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2050

    Market Valuation

  • Market Total Value: $291,600
  • Market Land Value: $103,300
  • Market Improvement Value: $188,300

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $291,600
  • Assessed Land Value: $103,300
  • Assessed Improvements Value: $188,300

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Aug 14, 2020
  • Current Sale Recording Date: Aug 20, 2020
  • Current Sale Transaction ID: 11785573828
  • Current Sale Price: $248,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 1027724
  • Previous Sale Recording Date: Jul 16, 2013
  • Previous Sale Contract Date: Jun 28, 2013
  • Previous Sale Amount: $221,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: NORTH SHORE BANK OF COMMERCE
  • First Mortgage Transaction Date: Aug 20, 2020
  • First Mortgage Loan Amount: $200,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Sep 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: NORTH SHORE BANK OF COMMERCE
  • Previous Mortgage Transaction Date: Jul 16, 2013
  • Previous Mortgage Loan Amount: $198,900
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jul 01, 2043

About St. Louis



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Frequently Asked Questions

What neighborhood is 6002 Birch Point Road located in?
The 6002 Birch Point Road is a located in the neighborhood of Grand Lake in St. Louis, Saginaw.
What is the average sales price for listings in 6002 Birch Point Road?
The average sales price for units in 6002 Birch Point Road is $0 currently.

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