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6 Stream Street

6 Stream Street, Laguna Niguel, CA 92677
Property in Laguna Heights
Sold Aug 19, 2010
$350,000
$342,500 by United Wholesale Mortgage
Mortgage Due Nov 01, 2050
Sold Aug 06, 1999
$220,000
$213,498 by Crossland Mtg
Mortgage Due Sep 01, 2029
Local assessors in Laguna Niguel, CA have categorized 6 Stream Street as a residential type of property. The home was built in 1986 and is 38 years old. The property's lot size has been calculated to be 3,000 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 5 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 6 Stream Street has a total of 1,133 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 430 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 6 Stream Street sold most recently in Jul 23, 2010 for a total of $350,000. If you work out the math, that's approximately a cost of $308.91 per sqft. Before that, the property was also sold for $220,000 in Jun 30, 1999. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $4,302 in taxes each year. 6 Stream Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $430,994. If we break it down further, the land itself was valued at $303,316. Improvements to the property, however, were assessed at a total of $127,678. The property's total assessed value has been marked as more than the total market value which is pretty atypical. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1986
  • Effective Year Built: 1986
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 2
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Floor Count: 2
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 430
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 3,000
  • Total Building Area: 1,133
  • Building Area: 1,133
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,133
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: TRACT NO 12460
  • Land Acres: 0.069
  • Standard Land Use Code: Single family residential
  • Legal Description 1: N TR 12460 BLK LOT 100

Ownership

  • Current Owner : FISCHER WILLIAM J
  • Current Owner 2: FISCHER LAURIE W
  • Previous Owner : MARSHALL STEPHEN SCOTT
  • Owner Before Previous Owner: DOUGLAS KEVIN M
  • Is Owner Occupied: Owner-occupied property
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: Capistrano Unified School District
  • Census Tract: 042331

Geography

  • Assessors Map Reference: 36-A4
  • Subdivision Tract Number: 12460
  • Parcel: 649-471-09
  • Lot: 100
  • Latitude: 33.5203
  • Longitude: -117.689

    Address

  • Full Address: 6 Stream St
  • Address - House Number: 6
  • Address - Street Name: Stream
  • Address - Suffix Type: St
  • State: CA
  • City Name: Laguna Niguel
  • Carrier Code: C072
  • 4-Digit Zip Code: 5707
  • Zip Code: 92677

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,302
  • Tax Rate Code Area: 29-063

    Appraisal Valuation

  • Standard Deviation: 0.1783
  • Valuation Date: Oct 18, 2023
  • Confidence Score: 76
  • Final Value: 910,413
  • High Value: 1,072,793
  • Low Value: 748,033

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $342,500
  • First Open Lien Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • First Open Lien Mortgage Recording Date: Oct 19, 2020
  • First Open Lien Mortgage Loan Amount: $342,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2050

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $430,994
  • Assessed Land Value: $303,316
  • Assessed Improvements Value: $127,678

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jul 23, 2010
  • Current Sale Recording Date: Aug 19, 2010
  • Current Sale Transaction ID: 1143836462
  • Current Sale Price: $350,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 2010000404638
  • Previous Sale Recording Date: Aug 06, 1999
  • Previous Sale Contract Date: Jun 30, 1999
  • Previous Sale Amount: $220,000
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: BANK OF AMERICA NA
  • First Mortgage Transaction Date: Aug 19, 2010
  • First Mortgage Loan Amount: $280,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Sep 01, 2040

    Previous Mortgages

  • Previous Mortgage Lender: CROSSLAND MTG
  • Previous Mortgage Transaction Date: Aug 06, 1999
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $213,498
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Sep 01, 2029

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Frequently Asked Questions

What neighborhood is 6 Stream Street located in?
The 6 Stream Street is a located in the neighborhood of Laguna Heights in Laguna Heights, Laguna Niguel.
What is the average sales price for listings in 6 Stream Street?
The average sales price for units in 6 Stream Street is $0 currently.

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