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591 Spruce Loop

591 Spruce Loop, Crossville, TN 38555
House in Cumberland
Sold Apr 19, 2022
$356,900
$250,356 by Roundpoint Mortgage Servicing
Mortgage Due May 01, 2052
Sold Apr 17, 2020
$250,000
$11,500 by Quicken Loans Inc
Mortgage Due May 01, 2050
591 Spruce Loop in Crossville, TN was first built in 2012 and is 12 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a unknown. It is a single story home. In terms of bathrooms, there are a total of 2 full bathrooms. There are 3 partial bathrooms. 591 Spruce Loop has 1,846 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 1,130 ft and the linear feet between the front and back of the lot is 1,600. In total, the area measurement of the land is 21,780 square feet.

Learn more about the property and building on this page. There is a unknown and a unknown. The home has a gable or hip style roof made of composition shingle. Water for the property is sourced from a municipal system. The property is connected to a sewer system. For those who need parking, there is a attached garage. The garage is 576 sqft. There are a total of 2 available parking spaces. The quality of the control joints have been graded by the local assessor with a letter grade of B. The condition of the building has been evaluated as average. The exterior walls of the home are made of unknown. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with a packaged air conditioning unit. As for heating, the home is utilizing a heating system. The property was last sold in Apr 15, 2022 for $356,900. That's $147.36 per sqft. Prior to that sales transaction, the property was also sold in Apr 15, 2020 for $250,000. 591 Spruce Loop was last assessed in 2024. The total value of the property was assessed at $78,975. Specifically, the land the property is located on was valued at $6,250. While improvements on the property were assessed at a total of $72,725. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $896. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Parking

Attached Garage
RV Parking
Garage Parking
Open Parking

Exterior

Brick Exterior
Vinyl Siding
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2012
  • Effective Year Built: 2012
  • Building Count: 1
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 7
  • Building Condition: Average
  • Building Quality: B
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Living Units: 1
  • Floor Cover: Carpet
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 576
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 21,780
  • Lot Size Depth Feet: 1,600
  • Lot Size Frontage Feet: 1,130
  • Total Building Area: 2,422
  • Gross Building Area: 2,626
  • Building Area: 1,846
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Packed air conditioning unit
  • Heating: Yes
  • Heated Square Feet: 1,846
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: SPRUCE VIEW SUB
  • Land Acres: 0.5
  • Standard Land Use Code: Single family residential
  • State Land Use Code: Pipeline or right-of-way
  • Legal Description 1: SPRUCE VIEW SUB PB 11 PG 273 LOT 7 113 X 159.70

Ownership

  • Current Owner : LANCOUR EUGENE JOHN
  • Current Owner 2: LANCOUR LINDA C
  • Previous Owner : ANN VANOVER CHERYL
  • Previous Owner 2: ANN JAY GILBERT
  • Owner Before Previous Owner: MCNEIL DEBORAH
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Husband and wife

Neighborhood

  • School District Name: Cumberland County School District
  • School Tax School District: 18177
  • Census Tract: 970601

Geography

  • Assessors Map Reference: 112L
  • District: 01
  • Parcel: 112L-N-007.00
  • Lot: 7
  • Municipality: CROSSVILLE
  • Latitude: 35.9381
  • Longitude: -85.062

    Address

  • Full Address: 591 Spruce Loop
  • Address - House Number: 591
  • Address - Street Name: Spruce
  • Address - Suffix Type: Loop
  • State: TN
  • City Name: Crossville
  • Carrier Code: R033
  • 4-Digit Zip Code: 5562
  • Zip Code: 38555

Valuation

    Tax

  • Total Area: 1,846
  • Tax Year: 2023
  • Tax Amount: $896
  • Tax Rate Code Area: 18A02

    Appraisal Valuation

  • Standard Deviation: 0.2435
  • Valuation Date: Feb 28, 2024
  • Confidence Score: 65
  • Final Value: 425,630
  • High Value: 529,280
  • Low Value: 321,980

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $250,356
  • First Open Lien Mortgage Lender: ROUNDPOINT MORTGAGE SERVICING
  • First Open Lien Mortgage Recording Date: Apr 19, 2022
  • First Open Lien Mortgage Loan Amount: $250,356
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: May 01, 2052

    Market Valuation

  • Market Total Value: $315,900
  • Market Land Value: $25,000
  • Market Improvement Value: $290,900

    Assessments Valuation

  • Assessed Year: 2024
  • Assessed Total Value: $78,975
  • Assessed Land Value: $6,250
  • Assessed Improvements Value: $72,725

    Sales

  • Current Sale Contract Date: Apr 15, 2022
  • Current Sale Recording Date: Apr 19, 2022
  • Current Sale Transaction ID: 11886100258
  • Current Sale Price: $356,900
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 5653
  • Previous Sale Recording Date: Apr 17, 2020
  • Previous Sale Contract Date: Apr 15, 2020
  • Previous Sale Amount: $250,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: ROUNDPOINT MORTGAGE SERVICING
  • First Mortgage Transaction Date: Apr 19, 2022
  • First Mortgage Loan Amount: $250,356
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: VA
  • First Mortgage Loan Due Date: May 01, 2052

    Previous Mortgages

  • Previous Mortgage Lender: QUICKEN LOANS INC
  • Previous Mortgage Transaction Date: Apr 17, 2020
  • Previous Mortgage Loan Amount: $11,500
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: May 01, 2050

About Crossville



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Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 591 Spruce Loop located in?
The 591 Spruce Loop is a house located in the neighborhood of Cumberland in Crossville, Crossville.
What is the average sales price for listings in 591 Spruce Loop?
The average sales price for units in 591 Spruce Loop is $275,000 , or $133/sqft. currently.

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