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5884 Ditty Road

5884 Ditty Road, Cookeville, TN 38506
Property in Putnam
Sold Jun 25, 2021
$521,000
$390,000 by Ethos Lending Llc
Mortgage Due Jul 01, 2036
Sold Jan 27, 2017
$251,000
$220,797 by F & M Bank
Mortgage Due Feb 01, 2047
5884 Ditty Road has been categorized by the local assessors in Cookeville, TN as a residential type of property. The building on the property was first built in 2017 and is 7 years old. The home has a total of 4 bedrooms. Residents will have access to 4 full bathrooms. There are 4 partial bathrooms in the home. The building has a total of 2 stories. In addition, 5884 Ditty Road has 3,436 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Those looking for additional storage or space will be happy to hear that there is a full basement that is 1,094 sqft. Please note, that typically the basement, garage, and or porch square footage is not included in the calculations of the living area square footage. The linear feet between the front and back of the lot is 2,270 ft and across the front of the lot is 1,710 ft. The area measurement of the land has been determined as 67,954 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. The garage measured 420 sqft. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying both a open porch and a patio. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of B by the local assessor. The building has a gable or hip style roof made of composition shingle. The exterior walls of the building are made of unknown. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a heating system and being fueled with electricity. Finally, the property is currently sourcing its water from a municipal system. The building on the property is connected to a sewer system. The property was last sold in Jun 23, 2021 for $521,000. That's $151.63 per sqft. Prior to that sales transaction, the property was also sold in Jan 26, 2017 for $251,000. 5884 Ditty Road was last assessed in 2022. The total value of the property was assessed at $104,625. Specifically, the land the property is located on was valued at $9,750. While improvements on the property were assessed at a total of $94,875. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $2,586. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Stone Exterior
Vinyl Siding

Parking

Attached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2017
  • Effective Year Built: 2017
  • Bedroom Count: 4
  • Bathroom Count: 4
  • Full Bathrooms: 4
  • Partial Bathrooms: 4
  • Bathroom Plumbing Fixtures: 14
  • Building Condition: Average
  • Building Quality: B
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Floor Cover: Carpet
  • Basement Type: Full basement
  • Basement Area: 1,094
  • Garage Square Area: 420
  • Parking Space Count: 2
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 67,954
  • Lot Size Depth Feet: 2,270
  • Lot Size Frontage Feet: 1,710
  • Total Building Area: 3,436
  • Building Area: 3,436
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Yes
  • Heated Square Feet: 3,436
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: Yes
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: SOUTHERN HILLS EST PH II RESUB
  • Land Acres: 1.56
  • Standard Land Use Code: Single family residential
  • Legal Description 1: DISTRICT: 16, COUNTY AREA: H21

Ownership

  • Current Owner : WILLIAMS DAVID MARK
  • Current Owner 2: WILLIAMS CHERI RUTH
  • Previous Owner : PEARSON ARGLE L
  • Previous Owner 2: PEARSON ANDREA M
  • Owner Before Previous Owner: MASTER BUILDERS LLC
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Husband and wife

Neighborhood

  • School District Name: Putnam County School District
  • Census Tract: 001100

Geography

  • Assessors Map Reference: 085O
  • District: 16
  • Parcel: 071085O A 00600
  • Lot: 1
  • Latitude: 36.1094
  • Longitude: -85.5978

    Address

  • Full Address: 5884 Ditty Rd
  • Address - House Number: 5884
  • Address - Street Name: Ditty
  • Address - Suffix Type: Rd
  • State: TN
  • City Name: Cookeville
  • Carrier Code: R015
  • 4-Digit Zip Code: 6503
  • Zip Code: 38506

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $2,586
  • Tax Rate Code Area: 71A00

    Appraisal Valuation

  • Standard Deviation: 0.2239
  • Valuation Date: Jan 25, 2023
  • Confidence Score: 69
  • Final Value: 553,362
  • High Value: 677,300
  • Low Value: 429,424

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $390,000
  • First Open Lien Mortgage Lender: ETHOS LENDING LLC
  • First Open Lien Mortgage Recording Date: Jun 25, 2021
  • First Open Lien Mortgage Loan Amount: $390,000
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2036

    Market Valuation

  • Market Total Value: $418,500
  • Market Land Value: $39,000
  • Market Improvement Value: $379,500

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $104,625
  • Assessed Land Value: $9,750
  • Assessed Improvements Value: $94,875

    Sales

  • Current Sale Contract Date: Jun 23, 2021
  • Current Sale Recording Date: Jun 25, 2021
  • Current Sale Transaction ID: 11841176243
  • Current Sale Price: $521,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 259045
  • Previous Sale Recording Date: Jan 27, 2017
  • Previous Sale Contract Date: Jan 26, 2017
  • Previous Sale Amount: $251,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: ETHOS LENDING LLC
  • First Mortgage Transaction Date: Jun 25, 2021
  • First Mortgage Loan Amount: $390,000
  • First Mortgage Terms: 180
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 01, 2036

    Previous Mortgages

  • Previous Mortgage Lender: F & M BANK
  • Previous Mortgage Transaction Date: Jan 27, 2017
  • Previous Mortgage Loan Amount: $220,797
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Feb 01, 2047

About Putnam



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Frequently Asked Questions

What neighborhood is 5884 Ditty Road located in?
The 5884 Ditty Road is a located in the neighborhood of Putnam in Putnam, Cookeville.
What is the average sales price for listings in 5884 Ditty Road?
The average sales price for units in 5884 Ditty Road is $0 currently.

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