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5829 Dinsmore Lane

5829 Dinsmore Lane, Belmont, NC 28012
Property in Gaston
Sold Jan 10, 2020
$357,500
$307,500 by Truist Bank
Mortgage Due Feb 01, 2050
Sold Aug 14, 2015
$315,000
$299,069 by Universal American Mortgage Co
Mortgage Due Sep 01, 2045
5829 Dinsmore Lane has been categorized by the local assessors in Belmont, NC as a residential type of property. The building on the property was first built in 2015 and is 9 years old. The home has a total of 12 rooms. 4 of these rooms are legally considered as bedrooms. Residents will have access to 3 full bathrooms. There are 3 partial bathrooms in the home. The building has a total of 2 stories. In addition, 5829 Dinsmore Lane has 3,303 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 10,890 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. From what we've gathered, the quality of these control joints have been graded with a letter grade of C+ by the local assessor. The roof of the building is made of asphalt. In terms of heating, it is utilizing a forced air unit. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 5829 Dinsmore Lane was last sold in Jan 10, 2020 for $357,500. According to our calculations, that's $108.23 per sqft. Prior to that sales transaction, the property was sold for $315,000 in Aug 14, 2015. Current property owners are expected to pay $5,457 in taxes per year. The property on 5829 Dinsmore Lane was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $512,400. To break that down further, the land itself was valued at $45,000. While improvements to the property were assessed at a total of $467,400. Based on our records, the total assessed value for this property has been marked as more than the total market value as of this moment. Which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2015
  • Effective Year Built: 2015
  • Total Rooms: 12
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Building Quality: C+
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 10,890
  • Total Building Area: 3,303
  • Building Area: 3,303
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 3,303
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: STOWNE PARK SUBDIVISION
  • Land Acres: 0.25
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Residential common area (condo/pud/etc.)
  • Legal Description 1: MCLAREN AT PINSTO L 144 15 053 011 00 000

Ownership

  • Current Owner : DAVIDSON DUANE ALLEN
  • Current Owner 2: DAVIDSON JAMIE
  • Previous Owner : PAGE TRAVIS GENE
  • Previous Owner 2: PAGE MELISSA STEFANIAK
  • Owner Before Previous Owner: LENNAR CAROLINAS LLC
  • Is Owner Occupied: Owner-occupied property
  • Owner Generation Identifier: JR

Neighborhood

  • School District Name: Gaston County Schools
  • School Tax School District: BELMONT CITY
  • Census Tract: 032404

Zoning

  • Zoning: R2

Geography

  • Assessors Map Reference: MP 82 PG 26
  • District: BELMONT CITY
  • Parcel: 222290
  • Municipality: BELMONT CITY
  • Latitude: 35.2327
  • Longitude: -81.0263

    Address

  • Full Address: 5829 Dinsmore Ln
  • Address - House Number: 5829
  • Address - Street Name: Dinsmore
  • Address - Suffix Type: Ln
  • State: NC
  • City Name: Belmont
  • Carrier Code: R003
  • 4-Digit Zip Code: 8692
  • Zip Code: 28012

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,457

    Appraisal Valuation

  • Standard Deviation: 0.212
  • Valuation Date: Sep 21, 2023
  • Confidence Score: 71
  • Final Value: 555,067
  • High Value: 672,742
  • Low Value: 437,392

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $307,500
  • First Open Lien Mortgage Lender: TRUIST BANK
  • First Open Lien Mortgage Recording Date: Jan 10, 2020
  • First Open Lien Mortgage Loan Amount: $307,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2050

    Market Valuation

  • Market Total Value: $346,720
  • Market Land Value: $45,000
  • Market Improvement Value: $301,720

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $512,400
  • Assessed Land Value: $45,000
  • Assessed Improvements Value: $467,400

    Sales

  • Current Sale Contract Date: Jan 10, 2020
  • Current Sale Recording Date: Jan 10, 2020
  • Current Sale Transaction ID: 11719325500
  • Current Sale Price: $357,500
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Aug 14, 2015
  • Previous Sale Contract Date: Aug 14, 2015
  • Previous Sale Amount: $315,000
  • Previous Sale Document Type: Special Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: TRUIST BANK
  • First Mortgage Transaction Date: Jan 10, 2020
  • First Mortgage Loan Amount: $307,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Feb 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: UNIVERSAL AMERICAN MORTGAGE CO
  • Previous Mortgage Transaction Date: Aug 14, 2015
  • Previous Mortgage Loan Amount: $299,069
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Sep 01, 2045

About Belmont



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Frequently Asked Questions

What neighborhood is 5829 Dinsmore Lane located in?
The 5829 Dinsmore Lane is a located in the neighborhood of Gaston in Belmont, Belmont.
What is the average sales price for listings in 5829 Dinsmore Lane?
The average sales price for units in 5829 Dinsmore Lane is $0 currently.

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