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581 Ridge Road

581 Ridge Road, Quincy, MI 49082
Property in Quincy
Sold May 22, 2020
$90,000
$72,000 by Oak Mortgage Company Llc
Mortgage Due May 01, 2040
581 Ridge Road has been categorized by the local assessors in Quincy, MI as a residential type of property. The area measurement of the land has been determined as 50,094 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 581 Ridge Road sold most recently in Apr 22, 2020 for a total of $90,000. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $690 in taxes each year. 581 Ridge Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $77,112. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Bedroom Count: 0
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 50,094
  • Total Building Area: 0
  • Building Area: 0

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 1.15
  • Standard Land Use Code: Single family residential
  • Legal Description 1: COM AT INTERSECTION OF NEWTON RD. & RIDGE RD., TH S 684 FT TO POB, TH S 224 FT,TH E 224 FT, TH N 224 FT, TH W 224 FT TO POB

Ownership

  • Current Owner : HISEL JOHN W
  • Current Owner 2: HISEL QU S
  • Previous Owner : DIAZ DENISE L
  • Previous Owner 2: DIAZ ROBERT LEE
  • Is Owner Occupied: Owner-occupied property
  • Owner Generation Identifier: III

Neighborhood

  • School District Name: Quincy Community School District
  • School Tax School District: QUINCY
  • Census Tract: 950800

Geography

  • District: 080
  • Parcel: 080-008-200-005-01
  • Meridian: SEC 08 TWN 06S RNG 05W
  • Municipality: QUINCY TWP
  • Latitude: 41.9687
  • Longitude: -84.9125

    Address

  • Full Address: 581 Ridge Rd
  • Address - House Number: 581
  • Address - Street Name: Ridge
  • Address - Suffix Type: Rd
  • State: MI
  • City Name: Quincy
  • Carrier Code: R004
  • 4-Digit Zip Code: 9445
  • Zip Code: 49082

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $690
  • Tax Rate Code Area: 080

    Appraisal Valuation

  • Standard Deviation: 0.1476
  • Valuation Date: Jun 07, 2023
  • Confidence Score: 70
  • Final Value: 143,864
  • High Value: 165,110
  • Low Value: 122,617

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $72,000
  • First Open Lien Mortgage Lender: OAK MORTGAGE COMPANY LLC
  • First Open Lien Mortgage Recording Date: May 22, 2020
  • First Open Lien Mortgage Loan Amount: $72,000
  • First Open Lien Mortgage Term: 240
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: May 01, 2040

    Market Valuation

  • Market Total Value: $154,224

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $77,112

    Sales

  • Current Sale Contract Date: Apr 22, 2020
  • Current Sale Recording Date: May 22, 2020
  • Current Sale Transaction ID: 11763408887
  • Current Sale Price: $90,000
  • Current Sale Document Type: Trustee's Deed (Certificate of Title)
  • Current Sale Input Document Number: 2020-03324

    Last Sale Mortgage

  • First Mortgage Lender: OAK MORTGAGE COMPANY LLC
  • First Mortgage Transaction Date: May 22, 2020
  • First Mortgage Loan Amount: $72,000
  • First Mortgage Terms: 240
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: May 01, 2040

About Branch



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Frequently Asked Questions

What neighborhood is 581 Ridge Road located in?
The 581 Ridge Road is a located in the neighborhood of Quincy in Branch, Quincy.
What is the average sales price for listings in 581 Ridge Road?
The average sales price for units in 581 Ridge Road is $0 currently.

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