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57 Rudder Drive

57 Rudder Drive, Holtsville, NY 11742
House in Holtsville
Refi Sep 08, 2021
Transfer
Owner
$368,000 by Finance America Llc
Mortgage Due Oct 01, 2051
57 Rudder Drive has been categorized by the local assessors in Holtsville, NY as a residential type of property. The building on the property was first built in 1968 and is 56 years old. In addition, 57 Rudder Drive has 2,408 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 14,375 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. Tax-wise, the current owner is expected to pay close to $12,213 in taxes each year. 57 Rudder Drive was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $46,500. If we break it down further, the land itself was valued at $11,400. Improvements to the property, however, were assessed at a total of $35,100. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Parking

Private Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1968
  • Effective Year Built: 1968
  • Bedroom Count: 0
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 14,375
  • Lot Size Frontage Feet: 720
  • Total Building Area: 2,500
  • Building Area: 2,408
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 2,408
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.33
  • Standard Land Use Code: Single family residential
  • Legal Description 1: X2264691Y208782 T034H00000000

Ownership

  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Sachem Central School District
  • School Tax School District: SACHEM
  • Census Tract: 146611

Zoning

  • Zoning: AA278

Geography

  • District: 0500-1
  • Section: 50.13
  • Parcel: 0500-132.00-02.00-036.000
  • Block: 2000
  • Lot: 200.036
  • Municipality: ISLIP
  • Latitude: 40.7947
  • Longitude: -73.0437

    Address

  • Full Address: 57 Rudder Dr
  • Address - House Number: 57
  • Address - Street Name: Rudder
  • Address - Suffix Type: Dr
  • State: NY
  • City Name: Holtsville
  • Carrier Code: C015
  • 4-Digit Zip Code: 2211
  • Zip Code: 11742

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $12,213
  • Tax Rate Code Area: 472205

    Appraisal Valuation

  • Standard Deviation: 0.2266
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 68
  • Final Value: 643,899
  • High Value: 789,867
  • Low Value: 497,931

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $443,000
  • First Open Lien Mortgage Lender: FINANCE AMERICA LLC
  • First Open Lien Mortgage Recording Date: Sep 08, 2021
  • First Open Lien Mortgage Loan Amount: $368,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2051
  • Second Open Lien Mortgage Lender: BANK OF AMERICA NA
  • Second Open Lien Mortgage Recording Date: Feb 17, 2022
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $75,000
  • Second Open Lien Mortgage Term: 348
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Mar 01, 2051

    Market Valuation

  • Market Total Value: $638,736
  • Market Land Value: $156,593
  • Market Improvement Value: $482,143

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $46,500
  • Assessed Land Value: $11,400
  • Assessed Improvements Value: $35,100

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Frequently Asked Questions

What neighborhood is 57 Rudder Drive located in?
The 57 Rudder Drive is a house located in the neighborhood of Holtsville in Holtsville, Holtsville.
What is the average sales price for listings in 57 Rudder Drive?
The average sales price for units in 57 Rudder Drive is $0 currently.

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