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57 Oceanview Terrace

57 Oceanview Terrace, Stratford, CT 06614
Property in Stratford
Sold Oct 19, 2021
$390,000
$351,000 by Fairway Independent Mortgage C
Mortgage
Sold Jun 14, 1994
$135,000
$40,000 by Derby Savings Bk
Mortgage Due Jun 14, 2009
Local assessors in Stratford, CT have categorized 57 Oceanview Terrace as a residential type of property. The home was built in 1949 and is 75 years old. It was most recently renovated and altered in 1992. The property's lot size has been calculated to be 10,890 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a Cape Cod style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 57 Oceanview Terrace has a total of 1,920 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. Moving onto specific details regarding the building. Our sources show that the building condition is average. The building has a gable style roof that was made of asphalt. Lots of brick were used in the construction of the exterior walls of the home. The home's a hot water heating system is the primary heating source and it is being fueled with oil. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Oct 12, 2021 for $390,000. That's $203.13 per sqft. Prior to that sales transaction, the property was also sold in Jan 1, 1970 for $135,000. 57 Oceanview Terrace was last assessed in 2023. The total value of the property was assessed at $198,800. Specifically, the land the property is located on was valued at $94,500. While improvements on the property were assessed at a total of $104,300. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $7,992. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1949
  • Effective Year Built: 1992
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Style: Cape Cod
  • Exterior Walls Type: Brick
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unfinished basement
  • Basement Area: 960
  • Garage Type: Garage
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 10,890
  • Total Building Area: 1,920
  • Gross Building Area: 4,707
  • Building Area: 1,920
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 1,920
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.25
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : SCHMITT BECKY
  • Current Owner 2: WHITE BRYAN
  • Previous Owner : GENETTIF THERESA L
  • Owner Before Previous Owner: LILLA WILLIAM
  • Owner Before Previous Owner 2: LILLA HELEN
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Stratford School District
  • School Tax School District: STRATFORD SD
  • Census Tract: 081000

Zoning

  • Zoning: RS-3

Geography

  • Account Number: 1260700
  • Parcel: STRA M:20-14 B:12 L:17
  • Block: 12
  • Lot: 17
  • Municipality: STRATFORD
  • Latitude: 41.2195
  • Longitude: -73.1506

    Address

  • Full Address: 57 Oceanview Ter
  • Address - House Number: 57
  • Address - Street Name: Oceanview
  • Address - Suffix Type: Ter
  • State: CT
  • City Name: Stratford
  • Carrier Code: C061
  • 4-Digit Zip Code: 2115
  • Zip Code: 06614

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $7,992

    Appraisal Valuation

  • Standard Deviation: 0.2134
  • Valuation Date: Jul 19, 2023
  • Confidence Score: 70
  • Final Value: 448,515
  • High Value: 544,263
  • Low Value: 352,766

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $351,000
  • First Open Lien Mortgage Lender: FAIRWAY INDEPENDENT MORTGAGE C
  • First Open Lien Mortgage Recording Date: Oct 19, 2021
  • First Open Lien Mortgage Loan Amount: $351,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Purchase Money Mortgage

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $198,800
  • Assessed Land Value: $94,500
  • Assessed Improvements Value: $104,300

    Sales

  • Current Sale Contract Date: Oct 12, 2021
  • Current Sale Recording Date: Oct 19, 2021
  • Current Sale Transaction ID: 11861320964
  • Current Sale Price: $390,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Jun 14, 1994
  • Previous Sale Amount: $135,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FAIRWAY INDEPENDENT MORTGAGE C
  • First Mortgage Transaction Date: Oct 19, 2021
  • First Mortgage Loan Amount: $351,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage

    Previous Mortgages

  • Previous Mortgage Lender: DERBY SAVINGS BK
  • Previous Mortgage Transaction Date: Jun 14, 1994
  • Previous Mortgage Loan Amount: $40,000
  • Previous Mortgage Term: 180
  • Previous Mortgage Loan Type: Unknown (DEFAULT)
  • Previous Mortgage Loan Due Date: Jun 14, 2009

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Frequently Asked Questions

What neighborhood is 57 Oceanview Terrace located in?
The 57 Oceanview Terrace is a located in the neighborhood of Stratford in Stratford, Stratford.
What is the average sales price for listings in 57 Oceanview Terrace?
The average sales price for units in 57 Oceanview Terrace is $0 currently.

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