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5609 Clemons Road

5609 Clemons Road, Chattanooga, TN 37412
Property in East Ridge
Sold Jun 16, 2017
$88,900
$84,455 by Prosperity Home Mortgage Llc
Mortgage Due Jul 01, 2047
Sold May 01, 2008
$96,900
$96,139 by Guaranty Trust Co
Mortgage Due May 01, 2038
5609 Clemons Road in Chattanooga, TN was first built in 1945 and is 79 years old. Although, the building on the property was most recently renovated and altered in 1980. This has been categorized as a residential property type. It is a single story home. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 5609 Clemons Road has 1,032 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 700 ft and the linear feet between the front and back of the lot is 1,542. In total, the area measurement of the land is 10,794 square feet.

Learn more about the property and building on this page. The home has a gable or hip style roof made of asphalt. Water for the property is sourced from a water system. The property is connected to a sewer system. The quality of the control joints have been graded by the local assessor with a letter grade of D. The exterior walls of the home are made of unknown. As for heating, the home is utilizing a central heating system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 5609 Clemons Road sold most recently in Jun 14, 2017 for a total of $88,900. If you work out the math, that's approximately a cost of $86.14 per sqft. Before that, the property was also sold for $96,900 in Apr 30, 2008. There could be many factors that caused the property to sell at a lower price and decrease in value. Tax-wise, the current owner is expected to pay close to $1,044 in taxes each year. 5609 Clemons Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $29,675. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1945
  • Effective Year Built: 1980
  • Bedroom Count: 0
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Quality: D
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 10,794
  • Lot Size Depth Feet: 1,542
  • Lot Size Frontage Feet: 700
  • Total Building Area: 1,032
  • Building Area: 1,032
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Central heating
  • Heated Square Feet: 1,032
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: SWOPE HEIGHTS
  • Land Acres: 0.247
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 20 BLK 2 SWOPE HGTS PB 15 PG 93 0328 05 24

Ownership

  • Current Owner : FRENCH HILARY K
  • Previous Owner : INGRAM RONALD
  • Previous Owner 2: INGRAM SHERRY
  • Owner Before Previous Owner: MALONE MISTY DAVIDSON
  • Owner Before Previous Owner 2: DAVIDSON MISTY
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Hamilton County School District
  • Census Tract: 011600

Zoning

  • Zoning: R1

Geography

  • Account Number: 0000115136
  • District: 2E
  • Parcel: 169K C 047
  • Municipality: EAST RIDGE
  • Latitude: 34.9897
  • Longitude: -85.2272

    Address

  • Full Address: 5609 Clemons Rd
  • Address - House Number: 5609
  • Address - Street Name: Clemons
  • Address - Suffix Type: Rd
  • State: TN
  • City Name: Chattanooga
  • Carrier Code: C017
  • 4-Digit Zip Code: 3113
  • Zip Code: 37412

Valuation

    Tax

  • Total Area: 1,084
  • Tax Year: 2023
  • Tax Amount: $1,044

    Appraisal Valuation

  • Standard Deviation: 0.2766
  • Valuation Date: Jan 31, 2024
  • Confidence Score: 60
  • Final Value: 209,565
  • High Value: 267,542
  • Low Value: 151,589

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $84,455
  • First Open Lien Mortgage Lender: PROSPERITY HOME MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Jun 16, 2017
  • First Open Lien Mortgage Loan Amount: $84,455
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2047

    Market Valuation

  • Market Total Value: $118,700
  • Market Land Value: $35,000
  • Market Improvement Value: $83,700

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $29,675

    Sales

  • Current Sale Contract Date: Jun 14, 2017
  • Current Sale Recording Date: Jun 16, 2017
  • Current Sale Transaction ID: 1589061114
  • Current Sale Price: $88,900
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2017061600236
  • Previous Sale Recording Date: May 01, 2008
  • Previous Sale Contract Date: Apr 30, 2008
  • Previous Sale Amount: $96,900
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: PROSPERITY HOME MORTGAGE LLC
  • First Mortgage Transaction Date: Jun 16, 2017
  • First Mortgage Loan Amount: $84,455
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 01, 2047

    Previous Mortgages

  • Previous Mortgage Lender: GUARANTY TRUST CO
  • Previous Mortgage Transaction Date: May 01, 2008
  • Previous Mortgage Loan Amount: $96,139
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: May 01, 2038

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Frequently Asked Questions

What neighborhood is 5609 Clemons Road located in?
The 5609 Clemons Road is a located in the neighborhood of East Ridge in East Ridge, Chattanooga.
What is the average sales price for listings in 5609 Clemons Road?
The average sales price for units in 5609 Clemons Road is $0 currently.

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