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5606 Rocky Trail Court

5606 Rocky Trail Court, Charlotte, NC 28270
Sold Dec 16, 2020
$460,000
$368,000 by Wyndham Capital Mortgage Inc
Mortgage Due Jan 01, 2036
Sold Jul 31, 2018
$415,000
$332,000 by American Neighborhood Mortgage
Mortgage Due Aug 01, 2048
Local assessors in Charlotte, NC have categorized 5606 Rocky Trail Court as a residential type of property. The home was built in 1994 and is 30 years old. The property's lot size has been calculated to be 18,731 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a unknown style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 5606 Rocky Trail Court has a total of 2,603 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 420 sqft. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B. The building has a gable style roof that was made of wood. Lots of materials we are unsure of were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 5606 Rocky Trail Court sold most recently in Dec 16, 2020 for a total of $460,000. If you work out the math, that's approximately a cost of $176.72 per sqft. Before that, the property was also sold for $415,000 in Jul 31, 2018. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,993 in taxes each year. 5606 Rocky Trail Court was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $625,600. If we break it down further, the land itself was valued at $140,000. Improvements to the property, however, were assessed at a total of $485,600. The property's total market value has been marked the same as the total assessed value which is pretty typical. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Brick Exterior
Hardboard Siding

Driveway

Driveway

Parking

Attached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1994
  • Effective Year Built: 1994
  • Building Count: 1
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: B
  • Building Style: Unknown
  • Exterior Walls Type: Other
  • Roof Shape Type: Gable
  • Roof Cover Type: Wood
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 420
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 18,731
  • Total Building Area: 2,603
  • Gross Building Area: 2,603
  • Building Area: 2,603
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 2,603
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: BRETTONWOOD PROVIDENCE PLANTAT
  • Land Acres: 0.43
  • Standard Land Use Code: Single family residential
  • Legal Description 1: L46 B2 M25-736

Ownership

  • Current Owner : ERSKIN JOSHUA RANDALL
  • Current Owner 2: ERSKIN CASEY
  • Previous Owner : ZIEMBIEC JOSHUA
  • Previous Owner 2: ZIEMBIEC MARY CHARLOTTE
  • Owner Before Previous Owner: GADSDEN PHILIP E
  • Owner Before Previous Owner 2: GADSDEN KAREN D
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Charlotte-Mecklenburg Schools
  • School Tax School District: CHARLOTTE
  • Census Tract: 005848

Zoning

  • Zoning: R-3

Geography

  • Assessors Map Reference: 227-53
  • District: 1
  • Parcel: 227-532-17
  • Block: 2
  • Lot: 46
  • Municipality: CHARLOTTE
  • Latitude: 35.083
  • Longitude: -80.7423

    Address

  • Full Address: 5606 Rocky Trail Ct
  • Address - House Number: 5606
  • Address - Street Name: Rocky Trail
  • Address - Suffix Type: Ct
  • State: NC
  • City Name: Charlotte
  • Carrier Code: R099
  • 4-Digit Zip Code: 3743
  • Zip Code: 28270

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $3,993
  • Tax Rate Code Area: CITY OF CH

    Appraisal Valuation

  • Standard Deviation: 0.1763
  • Valuation Date: Apr 26, 2023
  • Confidence Score: 77
  • Final Value: 643,112
  • High Value: 756,532
  • Low Value: 529,692

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $468,000
  • First Open Lien Mortgage Lender: WYNDHAM CAPITAL MORTGAGE INC
  • First Open Lien Mortgage Recording Date: Dec 16, 2020
  • First Open Lien Mortgage Loan Amount: $368,000
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2036
  • Second Open Lien Mortgage Lender: TRULIANT FEDERAL CREDIT UNION
  • Second Open Lien Mortgage Recording Date: Mar 31, 2022
  • Second Open Lien Mortgage Loan Amount: $100,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Mar 20, 2052

    Market Valuation

  • Market Total Value: $625,600
  • Market Land Value: $140,000
  • Market Improvement Value: $485,600

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $625,600
  • Assessed Land Value: $140,000
  • Assessed Improvements Value: $485,600

    Sales

  • Current Sale Contract Date: Dec 16, 2020
  • Current Sale Recording Date: Dec 16, 2020
  • Current Sale Transaction ID: 11834546297
  • Current Sale Price: $460,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020213901
  • Previous Sale Recording Date: Jul 31, 2018
  • Previous Sale Contract Date: Jul 31, 2018
  • Previous Sale Amount: $415,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: WYNDHAM CAPITAL MORTGAGE INC
  • First Mortgage Transaction Date: Dec 16, 2020
  • First Mortgage Loan Amount: $368,000
  • First Mortgage Terms: 180
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jan 01, 2036

    Previous Mortgages

  • Previous Mortgage Lender: AMERICAN NEIGHBORHOOD MORTGAGE
  • Previous Mortgage Transaction Date: Jul 31, 2018
  • Previous Mortgage Loan Amount: $332,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Aug 01, 2048

About Providence Plantation



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Frequently Asked Questions

What neighborhood is 5606 Rocky Trail Court located in?
The 5606 Rocky Trail Court is a house located in the neighborhood of Providence Plantation in Providence Plantation, Charlotte.
What is the average sales price for listings in 5606 Rocky Trail Court?
The average sales price for units in 5606 Rocky Trail Court is $0 currently.

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