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55885 Clover Road

55885 Clover Road, Mishawaka, IN 46545
Property in Penn
Sold Dec 21, 2016
$59,700
$58,913 by Colonial Savings Fa
Mortgage Due Jan 01, 2047
55885 Clover Road has been categorized by the local assessors in Mishawaka, IN as a residential type of property. The building on the property was first built in 1939 and is 85 years old. The home has a total of 6 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 55885 Clover Road has 1,928 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Those looking for additional storage or space will be happy to hear that there is a partial basement that is 572 sqft. Please note, that typically the basement, garage, and or porch square footage is not included in the calculations of the living area square footage. The linear feet between the front and back of the lot is 3,650 ft and across the front of the lot is 1,200 ft. The area measurement of the land has been determined as 43,800 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a detached garage for those who require parking. The garage measured 360 sqft. According to our sources, there are a total of 2 available parking spaces. Love to swim? You'll be excited to find out that there is a above ground pool on the property. Moving on to the building itself. The condition of the building has been evaluated as average. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. From what we've gathered, the quality of these control joints have been graded with a letter grade of D by the local assessor. The roof of the building is made of asphalt. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a hot water heating system and being fueled with gas. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 55885 Clover Road sold most recently in Dec 5, 2016 for a total of $59,700. If you work out the math, that's approximately a cost of $23.88 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $343 in taxes each year. 55885 Clover Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $87,100. If we break it down further, the land itself was valued at $12,300. Improvements to the property, however, were assessed at a total of $74,800. The property's total market value has been marked the same as the total assessed value which is pretty typical. Looking to take out a mortage loan? You may want to consider a conventional loan, which is considered one of the most common type of loans on the market. We'll cover the two different types of conventional loans (aka conforming and non-conforming), the pros and cons, and how they could benefit you compared to a FHA or specialty loan. Read more about conventional loans and how you can qualify for one.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1939
  • Effective Year Built: 1939
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 5
  • Building Condition: Average
  • Building Quality: D
  • Construction Type: Frame
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Basement Type: Partial basement
  • Basement Area: 572
  • Garage Type: Detached
  • Garage Square Area: 360
  • Parking Space Count: 2
  • Pool Type: Above ground pool

    Dimensions

  • Lot Size Square Feet: 43,800
  • Lot Size Depth Feet: 3,650
  • Lot Size Frontage Feet: 1,200
  • Total Building Area: 2,500
  • Gross Building Area: 2,500
  • Building Area: 1,928
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Hot water
  • Heated Square Feet: 1,928
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: SULTS BABY FARMS
  • Land Acres: 1.006
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: LOT 24 SULTS BABY FARMS

Ownership

  • Current Owner : LONZO GREGORY L
  • Current Owner 2: LONZO RICHARD E
  • Previous Owner : WISNIEWSKI ROBERT E
  • Previous Owner 2: WISNIEWSKI MELODIE A
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Penn-Harris-Madison School Corporation
  • Census Tract: 011503

Geography

  • Assessors Map Reference: 5248-C6
  • District: 0010
  • Parcel: 71-09-02-353-005.000-031
  • Lot: 24
  • Municipality: PENN TOWNSHIP
  • Latitude: 41.6821
  • Longitude: -86.1535

    Address

  • Full Address: 55885 Clover Rd
  • Address - House Number: 55885
  • Address - Street Name: Clover
  • Address - Suffix Type: Rd
  • State: IN
  • City Name: Mishawaka
  • Carrier Code: C040
  • 4-Digit Zip Code: 4405
  • Zip Code: 46545

Valuation

    Tax

  • Total Area: 1,438
  • Tax Year: 2022
  • Tax Amount: $343
  • Tax Rate Code Area: 14

    Appraisal Valuation

  • Standard Deviation: 0.253
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 64
  • Final Value: 137,053
  • High Value: 171,728
  • Low Value: 102,378

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $73,913
  • First Open Lien Mortgage Lender: COLONIAL SAVINGS FA
  • First Open Lien Mortgage Recording Date: Dec 21, 2016
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $58,913
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2047
  • Second Open Lien Mortgage Lender: TEACHERS FCU
  • Second Open Lien Mortgage Recording Date: Jun 15, 2020
  • Second Open Lien Mortgage Financing Type: Fixed Rate
  • Second Open Lien Mortgage Loan Amount: $15,000
  • Second Open Lien Mortgage Term: 155
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Jun 12, 2033

    Market Valuation

  • Market Total Value: $87,100
  • Market Land Value: $12,300
  • Market Improvement Value: $74,800

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $87,100
  • Assessed Land Value: $12,300
  • Assessed Improvements Value: $74,800

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Dec 05, 2016
  • Current Sale Recording Date: Dec 21, 2016
  • Current Sale Transaction ID: 1920720320
  • Current Sale Price: $59,700
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 1634403

    Last Sale Mortgage

  • First Mortgage Lender: COLONIAL SAVINGS FA
  • First Mortgage Transaction Date: Dec 21, 2016
  • First Mortgage Loan Amount: $58,913
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jan 01, 2047

    Financing

  • First Mortgage Financing Type: Fixed Rate

About Mishawaka



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Frequently Asked Questions

What neighborhood is 55885 Clover Road located in?
The 55885 Clover Road is a located in the neighborhood of Penn in Mishawaka, Mishawaka.
What is the average sales price for listings in 55885 Clover Road?
The average sales price for units in 55885 Clover Road is $0 currently.

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