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55 Spruce Street

55 Spruce Street, Clifton Park, NY 12065
Property in Clifton Park
Sold Mar 09, 2016
$362,000
$280,000 by First Niagara Bank Na
Mortgage Due Jan 01, 2031
Sold Oct 24, 2014
$340,500
$170,250 by Santander Bank Na
Mortgage Due Jan 01, 2029
Local assessors in Clifton Park, NY have categorized 55 Spruce Street as a residential type of property. The home was built in 1999 and is 25 years old. The property's lot size has been calculated to be 20,038 square feet. The linear feet between the front and back of the lot was measured at 2,000 ft and the front of the lot was measured at 1,000 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a colonial style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 55 Spruce Street has a total of 2,631 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 528 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a covered porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 55 Spruce Street was last sold in Mar 8, 2016 for $362,000. According to our calculations, that's $137.59 per sqft. Prior to that sales transaction, the property was sold for $340,500 in Oct 16, 2014. Current property owners are expected to pay $8,919 in taxes per year. The property on 55 Spruce Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $212,600. To break that down further, the land itself was valued at $60,500. While improvements to the property were assessed at a total of $152,100. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1999
  • Effective Year Built: 1999
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Colonial
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 528
  • Parking Space Count: 2
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 20,038
  • Lot Size Depth Feet: 2,000
  • Lot Size Frontage Feet: 1,000
  • Total Building Area: 2,631
  • Building Area: 2,631
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 2,631
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.46
  • Standard Land Use Code: Single family residential
  • Legal Description 1: PARTIAL

Ownership

  • Current Owner : SINGH SATISH
  • Current Owner 2: KUMARI
  • Previous Owner : GE ZHENHUA
  • Owner Before Previous Owner: DOSTAL DIETER
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Shenendehowa Central School District
  • School Tax School District: SHENENDEHOWA
  • Census Tract: 062501

Zoning

  • Zoning: 02 - SINGL

Geography

  • Account Number: 5 J00924
  • District: 412400
  • Section: 259.18
  • Parcel: 412400 259.18-5-23
  • Block: 5
  • Lot: 23.000
  • Municipality: CLIFTON PARK
  • Latitude: 42.902
  • Longitude: -73.8135

    Address

  • Full Address: 55 Spruce St
  • Address - House Number: 55
  • Address - Street Name: Spruce
  • Address - Suffix Type: St
  • State: NY
  • City Name: Clifton Park
  • Carrier Code: R023
  • 4-Digit Zip Code: 1143
  • Zip Code: 12065

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $8,919
  • Tax Rate Code Area: 412402

    Appraisal Valuation

  • Standard Deviation: 0.1788
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 76
  • Final Value: 572,188
  • High Value: 674,548
  • Low Value: 469,829

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $280,000
  • First Open Lien Mortgage Lender: FIRST NIAGARA BANK NA
  • First Open Lien Mortgage Recording Date: Mar 09, 2016
  • First Open Lien Mortgage Loan Amount: $280,000
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2031

    Market Valuation

  • Market Total Value: $545,128
  • Market Land Value: $155,128
  • Market Improvement Value: $390,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $212,600
  • Assessed Land Value: $60,500
  • Assessed Improvements Value: $152,100

    Sales

  • Current Sale Contract Date: Mar 08, 2016
  • Current Sale Recording Date: Mar 09, 2016
  • Current Sale Transaction ID: 1513737696
  • Current Sale Price: $362,000
  • Current Sale Document Type: Deed
  • Previous Sale Recording Date: Oct 24, 2014
  • Previous Sale Contract Date: Oct 16, 2014
  • Previous Sale Amount: $340,500
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: FIRST NIAGARA BANK NA
  • First Mortgage Transaction Date: Mar 09, 2016
  • First Mortgage Loan Amount: $280,000
  • First Mortgage Terms: 180
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: Jan 01, 2031

    Previous Mortgages

  • Previous Mortgage Lender: SANTANDER BANK NA
  • Previous Mortgage Transaction Date: Oct 24, 2014
  • Previous Mortgage Loan Amount: $170,250
  • Previous Mortgage Term: 170
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Jan 01, 2029

About Saratoga



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Frequently Asked Questions

What neighborhood is 55 Spruce Street located in?
The 55 Spruce Street is a located in the neighborhood of Clifton Park in Saratoga, Clifton Park.
What is the average sales price for listings in 55 Spruce Street?
The average sales price for units in 55 Spruce Street is $0 currently.

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