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55 Cross Creek Drive

55 Cross Creek Drive, Hernando, MS 38632
House in DeSoto
Sold Jun 20, 2019
$174,000
$139,200 by Eagle Bank & Trust Co
Mortgage Due Jul 01, 2049
Sold Oct 21, 2013
$178,100
$142,500 by Platinum Mortgage Inc
Mortgage Due Nov 01, 2043
Local assessors in Hernando, MS have categorized 55 Cross Creek Drive as a residential type of property. The home was built in 2003 and is 21 years old. The property's lot size has been calculated to be 7,222 square feet. The linear feet between the front and back of the lot was measured at 1,060 ft and the front of the lot was measured at 690 ft. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 8 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 55 Cross Creek Drive has a total of 2,131 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Do you like to entertain? The home has a patio so you'll have a great option in the back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with brick control joints. The building has a roof that is made of shingle (not wood). Lots of brick veneer were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 55 Cross Creek Drive sold most recently in Jun 3, 2019 for a total of $174,000. If you work out the math, that's approximately a cost of $78.66 per sqft. Before that, the property was also sold for $178,100 in Oct 9, 2013. There could be many factors that caused the property to sell at a lower price and decrease in value. Tax-wise, the current owner is expected to pay close to $1,683 in taxes each year. 55 Cross Creek Drive was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $14,290. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Brick Exterior

Parking

Attached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2003
  • Effective Year Built: 2003
  • Total Rooms: 8
  • Bedroom Count: 4
  • Building Condition: Average
  • Construction Type: Brick
  • Exterior Walls Type: Brick veneer
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 1
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Parking Space Count: 0
  • Patio Type: Patio

    Dimensions

  • Lot Size Square Feet: 7,222
  • Lot Size Depth Feet: 1,060
  • Lot Size Frontage Feet: 690
  • Total Building Area: 2,212
  • Building Area: 2,212
  • Building Area Measurement: Adjusted Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 2,131
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: CROSS CREEK SEC B
  • Land Acres: 0.166
  • Standard Land Use Code: Single family residential (assumed)
  • Legal Description 1: CROSS CREEK S-D SEC B LOT 66

Ownership

  • Current Owner : GALICIA RODOLFO
  • Current Owner 2: GONZALEZ ARELI R
  • Previous Owner : MATHEWS SHANNON DENAYE
  • Owner Before Previous Owner: HANCOCK AMANDA DAWN
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Et ux (and wife)

Neighborhood

  • School District Name: DeSoto County School District
  • Census Tract: 071121

Zoning

  • Zoning: R-12 OVERL

Geography

  • Section: B
  • Parcel: 3-08-1-12-06-0-00066-00
  • Lot: 66
  • Meridian: SEC 12 TWN 03 RNG 008
  • Latitude: 34.8409
  • Longitude: -89.991

    Address

  • Full Address: 55 Cross Creek Dr
  • Address - House Number: 55
  • Address - Street Name: Cross Creek
  • Address - Suffix Type: Dr
  • State: MS
  • City Name: Hernando
  • Carrier Code: C002
  • 4-Digit Zip Code: 1139
  • Zip Code: 38632

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,683

    Appraisal Valuation

  • Standard Deviation: 0.1733
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 77
  • Final Value: 333,999
  • High Value: 391,912
  • Low Value: 276,087

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $139,200
  • First Open Lien Mortgage Lender: EAGLE BANK & TRUST CO
  • First Open Lien Mortgage Recording Date: Jun 20, 2019
  • First Open Lien Mortgage Loan Amount: $139,200
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2049

    Market Valuation

  • Market Total Value: $142,900
  • Market Land Value: $30,000
  • Market Improvement Value: $112,900

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $14,290

    Sales

  • Current Sale Contract Date: Jun 03, 2019
  • Current Sale Recording Date: Jun 20, 2019
  • Current Sale Transaction ID: 11617619453
  • Current Sale Price: $174,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Oct 21, 2013
  • Previous Sale Contract Date: Oct 09, 2013
  • Previous Sale Amount: $178,100
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: EAGLE BANK & TRUST CO
  • First Mortgage Transaction Date: Jun 20, 2019
  • First Mortgage Loan Amount: $139,200
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: PLATINUM MORTGAGE INC
  • Previous Mortgage Transaction Date: Oct 21, 2013
  • Previous Mortgage Loan Amount: $142,500
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Nov 01, 2043

About Hernando



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Nearby Rentals

Unit for rent at 284 Fountain Lane, Hernando, MS, 38632

$1,447 /mo

  • 2 Beds
  • 2 Baths
  • 1,286 ft²
284 Fountain Lane #276 Fountain Lane, Hernando, MS, 38632 Listing by Fountain Square Apartments

Frequently Asked Questions

What neighborhood is 55 Cross Creek Drive located in?
The 55 Cross Creek Drive is a house located in the neighborhood of DeSoto in Hernando, Hernando.
What is the average sales price for listings in 55 Cross Creek Drive?
The average sales price for units in 55 Cross Creek Drive is $0 currently.

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