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5498 Rocky River Road

5498 Rocky River Road, Oakboro, NC 28129
Property in Stanly
Sold May 28, 2019
$215,000
$125,000 by Crosscountry Mortgage Inc
Mortgage Due Jun 01, 2049
Sold Mar 07, 2017
$109,000
Local assessors in Oakboro, NC have categorized 5498 Rocky River Road as a residential type of property. The home was built in 1959 and is 65 years old. The property's lot size has been calculated to be 95,832 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 5498 Rocky River Road has a total of 1,616 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. As for water disposal, the home is connected to a septic system and not a municipal sewage or storm sewage system. Therefore the homeowner of this property will need to handle their own water disposal every three to five years - though the exact number may differ. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 900 sqft. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B-. The building has a gable or hip style roof that was made of composition shingle. Lots of brick veneer were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source and it is being fueled with oil. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in May 24, 2019 for $215,000. That's $133.04 per sqft. Prior to that sales transaction, the property was also sold in Feb 24, 2017 for $109,000. 5498 Rocky River Road was last assessed in 2023. The total value of the property was assessed at $208,637. Specifically, the land the property is located on was valued at $29,900. While improvements on the property were assessed at a total of $178,737. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $1,440. Are you already in the process of closing on a property and have signed a purchase agreement? You may want to consider locking in your current mortgage rate if interest rates have been rising or seem volatile. This is what's known in the market as a mortgage rate lock (aka rate protection). However, be sure to evaluate your situation carefully before you do so. There may be certain costs associated with taking this action and you'll want to time the start of your perfectly! Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1959
  • Effective Year Built: 1959
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Quality: B-
  • Exterior Walls Type: Brick veneer
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Floor Cover: Vinyl
  • Basement Type: Unspecified basement
  • Basement Area: 808
  • Garage Type: Garage
  • Garage Square Area: 900
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 95,832
  • Lot Size Frontage Feet: 0
  • Total Building Area: 1,616
  • Building Area: 1,616
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,616
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: Septic
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 2.2
  • Standard Land Use Code: Single family residential
  • Legal Description 1: HSE 5498 ROCKY RIVER RD 650200042

Ownership

  • Current Owner : EWDARDS RALPH KELLY
  • Current Owner 2: EDWARDS CATHERINE YORK
  • Previous Owner : STEGALL TAYLOR E
  • Previous Owner 2: STEGALL ROBERT
  • Owner Before Previous Owner: HUNEYCUTT DAVID R
  • Owner Before Previous Owner 2: HUNEYCUTT LYNN W
  • Is Owner Occupied: Owner-occupied property
  • Owner Generation Identifier: III

Neighborhood

  • School District Name: Stanly County Schools
  • Census Tract: 930901

Geography

  • Account Number: 1524998
  • District: 119
  • Parcel: 650201069937
  • Municipality: BIG LICK 1 TOWNSHIP
  • Latitude: 35.1905
  • Longitude: -80.3358

    Address

  • Full Address: 5498 Rocky River Rd
  • Address - House Number: 5498
  • Address - Street Name: Rocky River
  • Address - Suffix Type: Rd
  • State: NC
  • City Name: Oakboro
  • Carrier Code: R001
  • 4-Digit Zip Code: 8839
  • Zip Code: 28129

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,440
  • Tax Rate Code Area: 117:117

    Appraisal Valuation

  • Standard Deviation: 0.2325
  • Valuation Date: Sep 27, 2023
  • Confidence Score: 67
  • Final Value: 359,374
  • High Value: 442,934
  • Low Value: 275,815

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $125,000
  • First Open Lien Mortgage Lender: CROSSCOUNTRY MORTGAGE INC
  • First Open Lien Mortgage Recording Date: May 28, 2019
  • First Open Lien Mortgage Loan Amount: $125,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2049

    Market Valuation

  • Market Total Value: $208,637
  • Market Land Value: $29,900
  • Market Improvement Value: $178,737

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $208,637
  • Assessed Land Value: $29,900
  • Assessed Improvements Value: $178,737

    Sales

  • Current Sale Contract Date: May 24, 2019
  • Current Sale Recording Date: May 28, 2019
  • Current Sale Transaction ID: 11613951917
  • Current Sale Price: $215,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 409823
  • Previous Sale Recording Date: Mar 07, 2017
  • Previous Sale Contract Date: Feb 24, 2017
  • Previous Sale Amount: $109,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: CROSSCOUNTRY MORTGAGE INC
  • First Mortgage Transaction Date: May 28, 2019
  • First Mortgage Loan Amount: $125,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jun 01, 2049

About Stanly



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Frequently Asked Questions

What neighborhood is 5498 Rocky River Road located in?
The 5498 Rocky River Road is a located in the neighborhood of Stanly in Stanly, Oakboro.
What is the average sales price for listings in 5498 Rocky River Road?
The average sales price for units in 5498 Rocky River Road is $0 currently.

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