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5489 Montego Lane

5489 Montego Lane, Port Charlotte, FL 33981
Sold Aug 01, 2017
$133,800
$107,000 by The Mortgage Firm Inc
Mortgage Due Aug 01, 2047
Sold Jun 09, 2011
$41,600
$31,200 by Englewood Bank
Mortgage Due Jun 01, 2041
Local assessors in Port Charlotte, FL have categorized 5489 Montego Lane as a residential type of property. The home was built in 1999 and is 25 years old. The property's lot size has been calculated to be 11,740 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a unknown style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 5 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 5489 Montego Lane has a total of 1,192 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 420 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has both a unknown and a unknown so you'll have great options in both the front and back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is fair. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with masonry control joints. The building has a cathedral style roof that was made of composition shingle. Lots of masonry were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a heating system is the primary heating source. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 5489 Montego Lane sold most recently in Jul 31, 2017 for a total of $133,800. If you work out the math, that's approximately a cost of $83.00 per sqft. Before that, the property was also sold for $41,600 in May 5, 2011. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $2,257 in taxes each year. 5489 Montego Lane was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $137,790. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1999
  • Effective Year Built: 1999
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Fair
  • Construction Type: Masonry
  • Building Style: Unknown
  • Exterior Walls Type: Masonry
  • Roof Shape Type: Cathedral
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Parking Type: Attached
  • Garage Type: Attached
  • Garage Square Area: 420
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 11,740
  • Total Building Area: 1,612
  • Gross Building Area: 1,698
  • Building Area: 1,192
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Yes
  • Heated Square Feet: 1,192
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: PORT CHARLOTTE
  • Land Acres: 0.27
  • Standard Land Use Code: Single family residential
  • Legal Description 1: PORT CHARLOTTE SEC52 BLK1771 LT 28 517/787 1624/1119 1714/799 2624/970 CT3491/1055 3499/332 3576/1387 4225/296

Ownership

  • Current Owner : BRUDER BETH A
  • Previous Owner : BRUDER JOHN
  • Previous Owner 2: BRUDER LOUISE
  • Owner Before Previous Owner: SECRETARY DEPARTMENT OF HOUSING & URBAN
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Charlotte County School District
  • Census Tract: 030102

Zoning

  • Zoning: RSF3.5

Geography

  • Assessors Map Reference: 3A32S
  • Account Number: 00577700000008
  • Subdivision Tract Number: PCH
  • Parcel: 402132310006
  • Block: 1771
  • Lot: 28
  • Meridian: SEC 32 TWN 40S RNG 21E
  • Latitude: 26.9498
  • Longitude: -82.2372

    Address

  • Full Address: 5489 Montego Ln
  • Address - House Number: 5489
  • Address - Street Name: Montego
  • Address - Suffix Type: Ln
  • State: FL
  • City Name: Port Charlotte
  • Carrier Code: R045
  • 4-Digit Zip Code: 2364
  • Zip Code: 33981

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,257
  • Tax Rate Code Area: 006

    Appraisal Valuation

  • Standard Deviation: 0.268
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 61
  • Final Value: 325,115
  • High Value: 412,267
  • Low Value: 237,963

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $107,000
  • First Open Lien Mortgage Lender: THE MORTGAGE FIRM INC
  • First Open Lien Mortgage Recording Date: Aug 01, 2017
  • First Open Lien Mortgage Loan Amount: $107,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2047

    Market Valuation

  • Market Total Value: $240,298
  • Market Land Value: $17,000
  • Market Improvement Value: $223,298

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $137,790

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jul 31, 2017
  • Current Sale Recording Date: Aug 01, 2017
  • Current Sale Transaction ID: 1732060898
  • Current Sale Price: $133,800
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2542468
  • Previous Sale Recording Date: Jun 09, 2011
  • Previous Sale Contract Date: May 05, 2011
  • Previous Sale Amount: $41,600
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: THE MORTGAGE FIRM INC
  • First Mortgage Transaction Date: Aug 01, 2017
  • First Mortgage Loan Amount: $107,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 01, 2047

    Previous Mortgages

  • Previous Mortgage Lender: ENGLEWOOD BANK
  • Previous Mortgage Transaction Date: Jun 09, 2011
  • Previous Mortgage Loan Amount: $31,200
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Jun 01, 2041

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Frequently Asked Questions

What neighborhood is 5489 Montego Lane located in?
The 5489 Montego Lane is a located in the neighborhood of Grove City-Rotonda in Charlotte, Port Charlotte.
What is the average sales price for listings in 5489 Montego Lane?
The average sales price for units in 5489 Montego Lane is $0 currently.

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